Lifeworks Advisors

Investment skill and financial planning aren’t the same thing.

IRMAA brackets
Roth conversion windows
Distribution sequencing in retirement
Estate document gaps.
Deferred comp timing with Medicare enrollment

These aren’t investment questions; they’re coordination questions, and they tend to go unasked precisely because everything else looks fine.

The CFO whose portfolio is performing is often the last person to notice the Roth
conversion window that’s been quietly closing for six years.

It’s not a knowledge gap. It’s a different kind of expertise.

If that sounds worth a look, we’d be glad to take one.
👇 Schedule a conversation
https://lifeworksadvisors.com/get-started/?utm_source=social&utm_medium=organic-social&utm_campaign=get-started&utm_content=May social

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.

There’s a difference between an investment advisor and a financial planner.
Most people don’t find out until they need one and realize they only have the other.
An investment advisor manages your portfolio, calls before trades, sends market commentary, and reviews your allocation. That’s the job.

A financial planner asks different questions.

👉 When should you take Social Security, and what does a two-year difference in timing actually cost you over your lifetime?
👉 Is Medicare supplemental coverage worth it for your specific situation?
👉 What happens to your accounts if you or your spouse passes unexpectedly?

One manages your money. The other manages your life.

If your advisor has never brought up any of that, it’s worth asking what you’re actually paying for.

We have those conversations every week. If that’s what you’re looking for, we’d be glad to talk.

👇 Schedule a conversation
https://lifeworksadvisors.com/get-started/?utm_source=social&utm_medium=organic-social&utm_campaign=get-started&utm_content=May social

L𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.

A financial advisor turned her away because her husband wouldn't transfer his assets.

That's not financial planning. That's gatekeeping.

Your money stays where it is. Your spouse keeps their advisor. We start with a plan.

If that's what you've been waiting to hear, we'd be glad to talk. 👇
https://lifeworksadvisors.com/get-started/?utm_source=social&utm_medium=organic-social&utm_campaign=get-started&utm_content=May social

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.
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He managed his own $3.6M portfolio using a risk-parity approach.
Beat the S&P multiple years running.

Zero estate planning documents.

His wife has a disability and couldn’t manage finances on her own.

The investments were excellent.
The plan had a hole you could drive a truck through.

Smart people still have blind spots.
The blind spots just tend to show up somewhere other than the portfolio.

If you’re not sure where yours are, that’s worth knowing.

𝗟𝗶𝗻𝗸 𝗶𝗻 𝗯𝗶𝗼 / 𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗶𝗻𝘁𝗿𝗼 𝗰𝗮𝗹𝗹: https://lifeworksadvisors.com/get-started/?utm_source=social&utm_medium=organic-social&utm_campaign=get-started&utm_content=May social

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.

Get Started - Lifeworks Advisors Get started with a complimentary intro call. Share the challenges you’re facing and see if your situation matches our expertise.

Your investment advisor calls before every trade.

Who calls about when to take Social Security?
Who calls about Medicare timing?
Who calls about your estate when something changes?

𝗜𝗳 𝘆𝗼𝘂 𝗰𝗮𝗻’𝘁 𝗮𝗻𝘀𝘄𝗲𝗿 𝘁𝗵𝗮𝘁, 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿.
You have a portfolio manager.

𝗧𝗵𝗲𝗿𝗲’𝘀 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲. 𝗔𝗻𝗱 𝗶𝘁 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗱𝗼𝗲𝘀 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄.

Link in bio / Book a conversation now: https://lifeworksadvisors.com/get-started/?utm_source=social&utm_medium=organic-social&utm_campaign=get-started&utm_content=May social

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.

Most people think financial planning means picking investments. We think about it differently.

A Lifeworks plan starts with your life. What do you want it to look like, what do you value, and where are you headed? The investments come later. They're one piece of a much bigger picture that most advisors never get around to building with you.

Follow the chart. If you land anywhere other than "yes, a real one"— one that covers your taxes, your income, your estate, and your goals, not just your portfolio — that gap is worth closing.

A free 30-minute conversation with a Lifeworks advisor is a good place to start.
Link in bio.

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.

Most financial plans are built around accounts and numbers. Lifeworks builds them around your life.

We start with your values and your vision, then build one coordinated strategy that covers everything, including investments, cash flow, taxes, estate, business, and insurance. No cookie-cutter portfolios, and no percentage-of-assets fees.

The goal is clarity, confidence, and a plan that feels like yours.

Book a free introductory meeting. Link in bio.

𝘓𝘪𝘧𝘦𝘸𝘰𝘳𝘬𝘴 𝘈𝘥𝘷𝘪𝘴𝘰𝘳𝘴 𝘪𝘴 𝘢 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘴𝘦𝘳. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺.