Kanai Wealth Management Group

August is usually considered a weak month for stocks. This year, the S&P 500 is up about 3% with one trading day left.
That matters, because when August was positive and stocks were already up 10% to 17.5% for the year, the final four months gained in 10 of 11 past instances.
It’s a small historical sample, not a forecast. But it’s one reason September’s bad reputation may not tell the whole story this year.
See what the seasonal data is showing heading into fall:

Market Commentary: A Strong August Sets Stocks Up for a Better September Than Feared With a day to go, the S&P 500 is up a very impressive 3% during the historically weak month of August. That’s the good news. The bad news? September

📚✨ Happy International Literacy Day! Let’s celebrate the magic of words that connect us all. 🌍❤️ On this special day, let’s share our favorite books and stories! Together, we can spark a love for reading in every heart. 🎉🔖 Remember: literacy is freedom! What book opened your world?

Looking for smart strategies for preparing for retirement?
We’ve got 10 practical retirement planning tips that can help you build the financial foundation you need for the next chapter of your life.
Consider adding some of these to your retirement to-do list

10 Smart Ways to Prepare for Retirement Wondering how to prepare for retirement the smart way? You’re not alone. Whether your dream is to travel the world, spend time with grandkids, or simply

Determining what age to begin claiming your Social Security benefit is a big decision. You could start as early as 62 or wait later—up until age 70.

There are a few factors to consider as you make your plan. We break it down for you here:

When Should I Start Claiming Social Security? — Kanai Wealth Management Group Your plan shouldn't look the same when you’re 55 as it did when you were 35, and part of that is because you have ever-changing goals. So how do you know when it’s time to adjust your financial plan?

Retirement might be your main goal, but it’s probably not the only one.

You may also be planning for healthcare costs, college for a child or grandchild, or other long-term needs.

That’s where tax-advantaged accounts come in. A 401(k), Roth IRA, HSA, or 529 can each offer different tax benefits depending on the account and how it’s used.

See how these accounts work across different parts of your financial plan:

How to Leverage Tax-Advantaged Accounts While each of us has our own set of financial goals and objectives, one smart strategy can be beneficial in any number of situations: tax-advantaged

Ten years from retirement, you still have time to save, adjust, and think seriously about the life you want to fund.

Five years out, the conversation gets more practical. What will you spend? Where will your income come from? Are you on track?

With one year to go, it’s time to start putting more of the plan into motion and even “test drive” what retirement might feel like.

See what may deserve your attention at each stage:

What to Do with Your Money 1, 5, and 10 Years Before Retirement Regardless of whether you plan to retire in 10 years or are shooting for early retirement, there’s one main goal your planning should be working toward:

A lot of the headlines around the markets right now are focused on stocks, but there’s another part of the market worth watching: debt.

Debt is becoming a bigger part of the market story—from $40 trillion in U.S. government debt to the growing use of debt to fund the AI boom.

While we believe the summery rally looks likely to continue, it’s a reminder to keep the bigger picture in view.

Get our full analysis on recent market moves

Market Commentary: Debt Takes Center Stage, From Washington to the AI Buildout After hitting new highs the previous week, stocks pulled back last week as long-term interest rates continued to march higher. The big story was the

Before you figure out how much you’ll need for retirement, it helps to know what you’re actually planning for.

Travel? More time with family? New hobbies? Maybe a move somewhere warmer?

And that picture may change as retirement goes on. The active early years can look very different from the years when health, support, and a slower pace become more important.

See how thinking through each phase of retirement can help you plan for the life you want:

Getting Ready to Retire? How to Be Fully Prepared During your working years, retirement can feel like a distant, far-off time in your life that you hope to get to someday. And though you may think of it