Norberg Wealth Management

10/08/2026

“A dead thing can go with the stream, but only a living thing can go against it.”

Recently, John had the opportunity to gather with a small group of business owners at Davidus Cigar Lounge for an evening of good conversation and thoughtful discussion around intentional planning, building something that lasts, and ultimately being able to step away on your own terms.

It was an opportunity to listen, reflect, and connect with fellow entrepreneurs who understand what it means to build a career by swimming against the stream.

10/06/2026

We spend decades learning how to save. It turns out, learning how to spend can be an entirely different lesson.

This article takes an interesting look at why many retirees continue accumulating wealth long after they have the means to spend more. For some, frugality is habit. For others, wealth itself provides something valuable: security and peace of mind.

It’s a fitting conversation for Financial Planning Month. A thoughtful financial plan should consider not only how much you accumulate, but what you ultimately want that wealth to accomplish.⬇️

For many retirees, the challenge isn’t saving enough—it’s feeling comfortable enough to spend what they’ve worked so hard to build.

10/05/2026

We spend a great deal of time planning how to build wealth. It’s equally important to consider what that wealth is ultimately meant to accomplish.

This Financial Planning Month, consider a bigger question: What do you want your money to make possible? A thoughtful financial plan can help connect the decisions you make today with the life you’re working toward tomorrow.

09/30/2026

As September comes to a close, it's a good time to review your progress and stay focused on the factors that may influence the markets moving forward. 📊

This week's commentary highlights key market activity, economic developments, and insights investors may want to keep in mind as we head into the final quarter of the year: https://www.norbergwealth.com/weekly-market-commentary 💡

09/29/2026

As a small business owner, your time is one of your most valuable assets.

From AI-powered tools and automation to customer engagement and digital growth strategies, technology is creating new opportunities to streamline operations and improve efficiency.

This article shares practical ideas business owners can consider as they look for ways to do more with less.

👉 Read more by clicking the link below.

Digital tools are giving small businesses new ways to compete, grow and operate more efficiently.

09/25/2026

Every mighty tree begins as something small.

For this edition of The Verse & The Plan, Joyce Kilmer’s words offer more than an appreciation for nature. They give us a way to think about growth.

The same can be true of wealth.

What we plant early in our careers may have decades to grow. And when considering a Traditional or Roth IRA, one important question is when you want to pay the taxes associated with that money.

With a Roth, you pay tax on the seed today, with the potential for qualified withdrawals to be tax-free after years of growth.

Seed or tree?

It is a simple analogy for a decision that can have a lasting place in your financial plan.

09/24/2026

With this week marking the beginning of autumn, we wanted to share a favourite custom cocktail of ours to help ward off the chill. With apple, cinnamon, and baking spice notes, this is the perfect accompaniment to a good book, a relaxing evening at home, or a fall dinner party with friends.🍎

The recipe first came about as I was looking for creative ways to incorporate the Apple Pie I had made with my friend Ryan. This was the "fruit" of that mixological adventure. If you don't have Apple Pie on hand, you can easily substitute Winter Jack from Jack Daniels, and it's still excellent.

Thoughtful. Seasonal. Intentionally crafted.

📸 Photo credit: Taressa Norberg

09/19/2026

VOTE HERE: https://ogden.revfluent.com/bestof/og/e84pr7z2j9/lvn3p0wj7d

My friends, I can't thank you enough! I made it to the Top 5 of Best of the Best: Financial Planners in Frederick!

I'd love your vote (link above) - and you can vote once per day through the 22nd!

Thank you all, and best of luck to my fellow participants!

09/15/2026

Retirement savings tell an interesting story:

✅ About half of Americans under 35 have retirement savings.
✅ Participation tends to peak during the prime working years.
✅ Account balances often continue growing into retirement.
✅ It's never too late to improve your trajectory.

The real lesson? Focus less on comparisons and more on consistent progress toward your own goals.

Read the full article by clicking the link below.⬇️

It’s easy to assume that most adults are saving for retirement—but whether that’s true depends a lot on age. Federal Reserve survey data show that participation rises quickly in early adulthood, peaks in midlife, and then gradually declines.

09/08/2026

Your 2026 tax bill isn't determined next spring. It's being shaped right now.

This article explores proactive tax planning strategies for business owners, including retirement accounts, business structure considerations, charitable giving strategies, and estimated tax payments.

The earlier you plan, the more options you may have.

A few tax moves cost nothing today and simply need to exist by December 31. Here's what to put in place now, while the option is still open.