Golden Financial

Understanding your benefits is the first step toward making informed retirement decisions.

The goal isn't just to retire.
It's to create an income strategy you can live with.

The cost of caregiving isn't always on the bill.

Federal employees have a lot to consider when planning for retirement.

CSRS or FERS? What about TSP, FEGLI, Social Security, taxes, estate planning and the possibility of long-term care?

The decisions you make before retirement can affect the income and financial security you have for years to come.

Understanding your benefits is the first step toward making informed retirement decisions.

If you're a Federal employee active or retired let's talk about your retirement plan.

You worked hard for this life.
Plan to enjoy it.

CSRS • FERS • FEGLI • TSP

Myth: “My family will take care of me.”

Having long-term care options can ease the emotional, physical and financial burden associated with providing care for a loved one.

Bottom line? :

These truths about long-term care highlight the importance of planning so we can better position ourselves and our families for the future.

Myth: “Long-term care protection only pays for nursing home care.”
The truth?: Long-term care protection can provide flexibility in where you receive care:
- At home
- In an assisted living facility
- In a nursing home
- and at other facilities, depending on your needs

It’s about choice, independence and easing the burden on loved ones.