AJ Financial LLC

We’re heading into the final months of 2026, so now is the time to focus on your year end goals and prepare for upcoming deadlines.

This month, take time to:

- Review your August numbers
- Get your books up to date
- Review your year end revenue and profit goals
- Check your cash flow
- Start looking for a bookkeeper and tax accountant now
- Plan for year-end deadlines

What’s one business goal you’re working toward this September?

Noticing your expenses creeping up? Here's what to do next.

- Review your profit and loss report

- Make sure all expenses are being categorized correctly

- Identify which expense categories have increased

- Compare expenses to previous months

- Look for software, subscriptions or services you're no longer using

- Review vendor pricing and contracts if needed

- Adjust your prices if your costs have fundamentally increased

The sooner you identify what's driving the increase, the easier it is to take action.

Need help tracking expenses, reviewing your financial reports, or keeping your bookkeeping up to date?

Book a call using the link in our profile or comment "books" below to learn more about our services.

Happy !

Hard work matters, but so does building a business that gives you room to breathe, grow, and enjoy the journey.

What is one thing you've accomplished in your business this year that you're proud of?

We're officially halfway through the year!

Time for a quick business check-in:

- Are you on track to hit your revenue goals?

- Have you reviewed your profit and loss recently?

- Is your cash flow healthy?

- Are your books up to date?

What is one goal you're working towards this month?

Take a moment to step away, recharge, and reset. You have earned it!

What are your weekend plans this holiday weekend?

If your numbers feel messy, start here.

1. Make sure your bank and credit card accounts are connected, synced, and fully up to date so you are working with complete and accurate data.

2. Review and categorize your transactions by going through anything uncategorized or incorrect so your reports accurately reflect what is happening in your business.

3. If you have personal expenses in your business accounts, go through and recategorize them, and start using separate accounts to keep your numbers clear and reliable.

4. Review your reports to make sure there are no unusual or incorrect categories so your financials stay clean and easy to understand.

Feeling overwhelmed?

Send us a message or comment below and we will help you get back on track.

Happy Earth Day.

Today is a great reminder that small actions can make a big difference for our planet!

What is one simple way you try to be more environmentally friendly?

Behind every business is someone working hard to make it happen!

Helping business owners stay organized, understand their numbers, and keep their finances on track is what we are all about.

Our goal is simple: support business owners so they can focus on running and growing their business.

Follow our page for business tips, bookkeeping guidance, and important tax reminders to help you stay organized and on track throughout the year.

The difference comes down to timing.

Cash accounting records income when money hits your bank account and expenses when you pay them.

Accrual accounting records income when it is earned and expenses when they are incurred, even if no money has moved yet.

Cash shows what is in your bank.

Accrual shows what your business has actually earned and owes.

Both methods have pros and cons. The right one depends on your business size, goals, and reporting needs.

Do you know which method your business is using?

Found this helpful? Follow our page for stress free and helpful tips for your business finances.

Mistakes can happen when filing a federal income tax return, but most are preventable.

Always review your entire return before submitting it. Even if a professional prepares it, you are ultimately responsible for the accuracy of the information.

Here are common errors to avoid:

- Filing too soon without all required tax documents
- Selecting the wrong filing status
- Entering incorrect income amounts such as wages, dividends, or interest
- Misspelled names or missing Social Security numbers
- Miscalculating credits and deductions
- Forgetting to sign and date the return
- Entering incorrect bank account or routing numbers for direct deposit

An unsigned return is considered invalid. On joint returns, both spouses must sign unless a valid exception applies.

Filing electronically can help reduce errors. The e file system often catches common mistakes and sends the return back for correction before it is processed.

Slow down. Review carefully. File accurately.

Follow for more reminders and tax tips to make running your business easier.