RPCSI - Retirement Plan Concepts & Services, Inc.

10/09/2026

Cycle 4 is here. Is your retirement plan ready?

The Cycle 4 restatement process is underway, and there are important steps for plan sponsors to understand.

Read our guide to learn what you need to know and how to prepare. https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

Understanding what Cycle 4 means, how it differs from the SECURE 2.0 deadline, and what you can do now can help you stay organized and prepared.

09/07/2026

You work hard every day, so take this Labor Day as a reminder to slow down, recharge, and enjoy a well-deserved break. As you work to support your employees and their financial futures, remember that your own well-being deserves attention, too.

08/25/2026

This month’s News You Can Use: Learn what CPAs need to know about after-tax contributions and the Mega Backdoor Roth strategy.

Learn More: https://www.rpcsi.com/news-you-can-use-august-2026

07/17/2026

This month's News You Can Use covers what CPAs need to know about cash balance plans, including key deductions and funding considerations.

Read the full article here: https://www.rpcsi.com/news-you-can-use-july-2026

Cash balance plans require a few important rules to maximize their benefits. Learn how these rules can help you.

07/04/2026

From all of us at RPCSI, happy Fourth of July! Wishing you a safe, joy-filled Independence Day as we celebrate 250 years and look ahead to what’s next.

06/12/2026

SECURE 2.0 is updating catch-up contribution rules, including a “super catch-up” opportunity for employees ages 60–63 that’s already in effect. And in 2026, certain high earners will be required to make catch-up contributions on a Roth (after-tax) basis.

Explore the updates here: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more

.0

06/09/2026

If you’re working toward retirement and want to build momentum, catch-up contributions can be a great option. They allow eligible savers age 50 and older to contribute beyond the standard annual limit in workplace retirement plans.

Learn more here: https://www.rpcsi.com/

06/09/2026

Those extra contributions can make a real difference because they have more time to grow through compounding, even if you’re within 10–15 years of retirement. Catch-ups can also provide the same tax advantages as regular 401(k) contributions.

See how it could affect you: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more

06/03/2026

Retirement plans have annual contribution limits, but if you’re age 50+, the IRS allows catch-up contributions so you can save beyond that cap. It’s a smart option for anyone who started saving later, took a career break, or wants to maximize savings before retirement.

Read more here: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more

05/26/2026

Today we pause to remember and honor the men and women who gave their lives in service to our country. We’re grateful for their sacrifice, and we hold their families in our thoughts.