Sue Botelho at Waterstone Mortgage Florida Panhandle NMLS #262520

Sue Botelho at Waterstone Mortgage Florida Panhandle NMLS #262520 With Waterstone Mortgage, you get the best of both worlds: The Security and Power of a Big Bank Combi We believe that communication is critical.

NMLS #262520

My team and I are purchase mortgage experts and we don't take commitment dates and contract closing dates as "suggestions"! We are experts at closing your loan on time with the least amount of stress possible. Our primary mission is 100% satisfaction to our clients and to our referral partners. We provide consistent, weekly updates, extremely quick response times, knowledgeable answers, creative problem-solving skills, and clear communication. Working with my local referral partners, my goal is to assist Realtors in our area to grow their business through education and information. I feel that if the Realtors are armed with current knowledge of the mortgage industry, they are more likely to make a sale with a buyer or seller that they are working with. In these economic times, it is important for all of us to work together to help our local market. One of the Realtors that refers me her business once said that she does that because I treat "millionaires the same way that I do people who are making minimum wage!" I believe that everybody should be treated equally in the process. I find that having a background in accounting and my previous work history with a builder/developer helps me to fit my clients into a program that works best for them, rather than just being a data entry clerk and quoting a rate for any program that may or may not work. It is the long-term financial goals of my clients that guide us through the process to get them headed to where their dreams are! Waterstone Mortgage Corporation is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF).

Love your neighborhood—but need your home to work better for the way you live today?You may not have to move to make tha...
10/05/2026

Love your neighborhood—but need your home to work better for the way you live today?

You may not have to move to make that happen.

With Waterstone Mortgage’s Make It Your Own renovation loan program, eligible homeowners may be able to finance qualifying improvements through a refinance.

Whether you’re dreaming of a finished basement, a dedicated home office, or simply a more functional layout, the right financing could help you reimagine the home you already love.

Sometimes, the best move isn’t moving at all. 🏠🛠️

Let’s explore your options and see whether the Make It Your Own loan may be a good fit for your renovation goals.

5.0 star review received on Experience.com for Sue Botelho by Deneen S - Working with Sue was a fantastic experience. Sh...
10/02/2026

5.0 star review received on Experience.com for Sue Botelho by Deneen S - Working with Sue was a fantastic experience. She took the time to walk our buyers through all their options and guided them through the Hometown Heroes program every step of the way. Her expertise brought so much confidence and reassurance to the process—my buyers couldn't have done it without her!

Read more: https://experience.com/reviews/sue-botelho-403964/eae43385-3e38-4cf9-90fe-3ed21fef6271?V=1790974077&utm_source=facebook&utm_medium=autopost&utm_content=13709906

“Should I buy now, or wait?” Instead of trying to predict the perfect market, ask yourself:💬 Is the total monthly paymen...
10/02/2026

“Should I buy now, or wait?” Instead of trying to predict the perfect market, ask yourself:

💬 Is the total monthly payment comfortable?
💬 Will I have savings left after closing?
💬 Is my income stable?
💬 Do I plan to stay for several years?

If the numbers work and you feel prepared, it may be worth exploring your options now.

If they don’t, waiting can be a smart strategy. Use the time to improve your credit, reduce debt, or build savings.

⏩ Let’s go over these questions together and determine your path forward. Send a message to chat anytime.

Mortgages aren’t “one-size-fits-all.” Your financial situation is different from the next homebuyer’s, so you deserve a ...
09/28/2026

Mortgages aren’t “one-size-fits-all.” Your financial situation is different from the next homebuyer’s, so you deserve a mortgage program that’s tailored to your unique needs.

That’s where Waterstone Mortgage comes in. 💡🏡

Take a look at our specialty loan offerings to get a glimpse into the kind of solutions we proudly provide: https://bit.ly/4it4RZx

If you think being self-employed makes it harder to buy a home, think again! 💡 Here’s a simple, streamlined mortgage opt...
09/28/2026

If you think being self-employed makes it harder to buy a home, think again! 💡 Here’s a simple, streamlined mortgage option for you.

Waterstone Mortgage’s Statement Select uses your bank statements to help you qualify — no W-2 or tax returns required.

Start by exploring your options here, or send a message any time to chat. https://bit.ly/3S9uOmg

5.0 star review received on Experience.com for Sue Botelho by Andrea E - Thank  you  SO  SO  SO  MUCH  Sue!!!  I  cannot...
09/26/2026

5.0 star review received on Experience.com for Sue Botelho by Andrea E - Thank you SO SO SO MUCH Sue!!! I cannot express my gratitude for your help enough. You got me a better rate for my loan AND better insurance to cover it, too!! Your entire team worked diligently to get my documents submitted and to get the loan closed. I had an experience that was professional, affordable and fast. Cant ask for much more than that!! Thank you Sue!!!

Read more: https://experience.com/reviews/sue-botelho-403964/2294ae65-032d-48a7-8d19-afb5ce108ee8?V=1790444792&utm_source=facebook&utm_medium=autopost&utm_content=13675584

Looking for ways to make homeownership more affordable? A temporary buydown could help.A temporary buydown may be a smar...
09/24/2026

Looking for ways to make homeownership more affordable? A temporary buydown could help.

A temporary buydown may be a smart way to lower your monthly mortgage payment during the first 1-3 years of your loan. It can help you save money upfront and make the transition into homeownership a little more manageable.

Learn more here: https://bit.ly/4gSrOUx

Address

123 Staff Drive Northeast
Fort Walton Beach, FL
32548

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18503441780

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