Everett Wealth Solutions, Inc

10/07/2026

Every plan looks great on the day it's built. The real test is whether it still works ten or twenty years later, after inflation, a couple of tax law changes, and whatever life throws at you that wasn't in the spreadsheet.

A good financial plan isn't a prediction. It's built to absorb what you can't predict and keep working anyway.

Three questions worth asking about your own plan:
• If inflation ran hotter than expected for the next decade, would it still get you where you're going?
• If tax rates changed significantly, would it need to be rebuilt from scratch, or would it flex?
• If your income were disrupted for a year, is there room for that?

If you answered "I don't know" to any of them, that's common. Most plans are built once around one set of assumptions and never pressure-tested. The plans that hold up are the ones built with room to move.

Want to see how yours holds up? Book a no-cost Pre-Discover Session: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘯𝘥 𝘢𝘴𝘴𝘦𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘯𝘢𝘵𝘪𝘰𝘯.

10/05/2026

A new survey from Chase found that 70% of small business owners don't have a formal succession plan in place — even though nearly half expect to step away from their business within the next decade. (Source: Chase Small Business survey, 2026, via Businesswire)

That gap showed up in a different but related way on this week's featured episode on Beyond the Numbers.

Staffing industry consultant Tom Kosnik talked about how the same blind spots that make succession hard — no one besides the founder really managing the numbers, no systems built to outlast the founder — are often what stalls growth years before retirement is even on the table.

Succession planning and growth planning aren't two separate conversations. They're the same conversation, just at different points in time.

Full episode: https://www.youtube.com/watch?v=7ptin_84doU

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

Tom Kosnik, Founder & President of Visus Group, joins Beyond the Nu...

10/02/2026

Thinking about your own Social Security timing? Most people leave money on the table simply because no one ever walked them through the real math.

Two free next steps, no strings attached:
📘 Our Social Security guide — the common claiming mistakes, the timing questions, what most people miss: https://chris-everett.knowledgevaultpress.com/social-security

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳

Professional Advice Failing to consult a financial advisor can result in missing strategies that maximize your Social Security benefits.

10/02/2026

More than half of U.S. employer businesses are owned by someone 55 or older. That's a lot of transitions coming, and the planning takes longer than most owners expect.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

09/29/2026

If something disrupted your income for a year, does your plan have room for that? Or does it quietly assume everything goes well?

If "I don't know" is the honest answer, you're in the majority. Most plans get built once, around one set of assumptions, and are never pressure-tested against anything else. A plan is meant to be revisited — year after year.

E𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

09/25/2026

Plans that only work in the best-case scenario aren't really plans. They're hopes with a spreadsheet attached.

So it's worth asking:

If inflation ran hotter than expected for the next decade, would your plan still get you where you're going?

If tax rates changed significantly, would it need rebuilding from scratch — or would it flex?

A Pre-Discover Session is about 20–30 minutes, no cost, no pressure: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘯𝘥 𝘢𝘴𝘴𝘦𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘯𝘢𝘵𝘪𝘰𝘯.

09/22/2026

Ever notice how the thing that made you successful can quietly become the thing holding you back?

That's the theme of this week's Beyond the Numbers episode with Tom Kosnik, a 30-year staffing industry consultant. He shared a great (and cautionary) story about two $100M companies that ended up in very different places two years later — same size, opposite outcomes.

It's a good reminder for any business owner: growth changes what your finances need from you. Worth a watch: https://www.youtube.com/watch?v=7ptin_84doU

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘯𝘥 𝘢𝘴𝘴𝘦𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘯𝘢𝘵𝘪𝘰𝘯.

Tom Kosnik, Founder & President of Visus Group, joins Beyond the Nu...

08/31/2026

Two free resources if you're within about 10 years of retirement and want a clearer picture of where you stand:

1️⃣ Our Pre-Retirees guide — walks through the most common gaps we see in retirement plans (healthcare costs, inflation, longevity risk, and more), plus a 5-minute self-assessment you can do on your own: https://chris-everett.knowledgevaultpress.com/pre-retirees

2️⃣ Book a Pre-Discover Session — 30 minutes, no cost, no obligation. Just a real conversation about whether your current plan holds up under the full picture: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

No pressure, no sales pitch — just a chance to see where the gaps are before they become expensive ones.

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

Underestimating Costs Failing to account for rising healthcare and living expenses can deplete your retirement savings prematurely.

08/25/2026

Here's a question worth sitting with: when should you actually claim Social Security?

Most people assume "as soon as I'm eligible" is the safe answer. But the timing decision can meaningfully change how much you and your spouse have to live on for the rest of your lives — and the right answer is different for every household. (Read more about it here: https://chris-everett.knowledgevaultpress.com/pre-retirees)

Chris breaks it down in a recent episode (link below), and if you're a few years out from retirement, our free Pre-Retiree guide covers the other blind spots worth checking now, before they become expensive later.

🎥 https://www.youtube.com/watch?v=0yS5ANjYzQA

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴

Chris Everett, fee-only fiduciary financial planner at Everett Weal...

08/18/2026

If you're within five years of claiming Social Security and haven't run your actual numbers yet — not the general rules, your specific situation — here are two free ways to start:

📘 Free guide: the most common Social Security claiming mistakes → https://chris-everett.knowledgevaultpress.com/social-security

📅 Book a Pre-Discover Session — a free 30-minute conversation with Chris, no cost: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

No catch. Just a real conversation about what the numbers say for you.

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

Professional Advice Failing to consult a financial advisor can result in missing strategies that maximize your Social Security benefits.