09/10/2026
đź“… National 401(k) Day is coming up on September 11!
It’s the perfect reminder to pause and check in on your retirement savings. Many people wonder, “Am I saving enough?” or “How do I compare to others my age?” — and this is a great time of year to take a look.
Here are the average 401(k) balances by age (Fidelity, Q2 2026):
20–24: $7,700
25–29: $26,600
30–34: $51,700
35–39: $81,600
40–44: $120,100
45–49: $163,200
50–54: $215,700
55–59: $260,800
60–64: $257,400
65–69: $258,800
70+: $264,500
These numbers aren’t meant to intimidate — they’re simply perspective. Everyone’s financial journey is different. The real question is whether you’re on track for your goals and your retirement timeline.
As we head into fall, it’s a great time to review your contribution rate, investment mix, and beneficiaries. Even small updates can make a big difference over time.
If you’d like help reviewing your plan or understanding where you stand, we’re here to support you.
