SBAI Group, Inc.

Starting your own business requires enough capital to ensure you can pay your bills until your company turns a profit. Depending on the type and size of your business, you may need thousands of dollars monthly to cover overhead.

If you’re wondering where to find business start-up funding, there are a variety of options available to you. Each of these options has its advantages and disadvantages, and it’s important to pick the funding that meets your needs and works for your business.

Here are 𝟱 𝗳𝘂𝗻𝗱𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝘀𝘁𝗮𝗿𝘁-𝘂𝗽 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀.

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🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

5 Funding Options for Start-Ups — SBAI GROUP If you’re wondering where to find business start-up funding, there are a variety of options available to you. Each of these options has its advantages and disadvantages, and it’s important to pick the funding that meets your needs and works for your business.

Good bye and thank you, 2021.
We are ready for you, 2022!

#2022

🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222⁠

The unfortunate reality is most business owners don’t take proper holidays. Usually this is because their business relies on them and they don’t have the support to keep the business running without them.

As a business owner, have you ever considered what would happen to the business if you had to take a six months break because of a serious illness or injury?

Would the business survive? How would the bills get paid? And while it might not be nice to think about, if you were to die, are you sure your business partners would give your loved ones a fair deal? For these reasons, and many more, it’s important for all business owners to have a detailed succession plan. A succession plan is like a will, but for a business. Although there are often a wider range of scenarios and options to consider.

Just like your will, a good business succession plan can vary from one business to the next. But there are some key areas that should always be considered, which you can find below.

Chat to us if you want advice on future-proofing your business.



🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

Succession Planning: A Will for your Business — SBAI GROUP The unfortunate reality is most business owners don’t take proper holidays. Usually this is because their business relies on them and they don’t have the support to keep the business running without them. As a business owner, have you ever considered what would happen to the business if you had ...

If you want your business to grow, at some point you’ll have to think about scaling it. Scaling it isn’t exactly the same as growing it, though they are often used interchangeably. Growth refers to adding resources and increasing your revenue in a linear fashion. You double your number of offices to double your number of customers, for example. Scaling means increasing your revenue without a substantial increase in the resources used.

For example, email marketing is a great way to scale. You write one marketing email and it can be seen by 100 people or 100,000 people, without any extra effort from you. Scaling is a way of efficiently using your resources to increase revenue, without incurring additional costs—or only incremental costs.

Here are some 𝘁𝗶𝗽𝘀 𝘁𝗼 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲𝗹𝘆 𝘀𝗰𝗮𝗹𝗲 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 with minimal effort.



🌐 sbaigroup.com
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📞 (+1) 424 260-1222

www.sbaigroup.com

Your business needs cash. Cash is what keeps your company in operation and enables it to grow, so you should know how much cash your business needs to survive. Although many people think the answer is linked solely to operating expenses, this isn’t the case.

There is no single factor that determines how much cash every business needs to have on hand. Somewhere between 3-6 months of operating expenses is a good baseline to start from, but there’s more to it than that.

Here are some 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 𝘁𝗵𝗮𝘁 𝗱𝗲𝘁𝗲𝗿𝗺𝗶𝗻𝗲 𝗵𝗼𝘄 𝗺𝘂𝗰𝗵 𝗰𝗮𝘀𝗵 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗻𝗲𝗲𝗱𝘀.

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🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

www.sbaigroup.com

American Express has a long history of championing the high street, and is proud to have been a founder of the first ever Small Business Saturday back in 2010 in the US.

We want all kinds of small businesses to get involved, so know that whether you are a family business, local shop, online business, wholesaler, business service or small manufacturer, Small Business Saturday is supporting you!

Show your support and tag your favorite small businesses... 👍 💕 🛍️



🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222⁠

The thankful heart opens our eyes to a multitude of blessings that continually surround us. - 𝘑𝘢𝘮𝘦𝘴 𝘌. 𝘍𝘢𝘶𝘴𝘵

🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222⁠

On November 19, we mark Women’s Entrepreneurship Day, a day spearheaded by the Women’s Entrepreneurship Day Organization to celebrate and support women in business worldwide.

Across the globe, women participate in paid economic activities less than men. The gender gap in labor force participation is around 14 percent in the median OECD country, 26 percent in the median middle-income country, and 13 percent in the median low-income country. When women do participate, they often work in lower-paying jobs and sectors and have less access to social safety nets. This is worsened by the COVID-19 crisis, which has disproportionate economic and social consequences on women and girls because of financial exclusion, the gender digital divide, a greater burden of unpaid care work, and other gender-based inequalities.

At the same time, it is estimated that closing the gender gap in the workforce would add 28 trillion USD to the global GDP, and that’s only counting the monetary gains, not the human rights and other benefits.

Credit: Mirjana Egger

Kudos to all businesswomen 👩‍🦰 worldwide! 🍾 🎉 🙌



🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222⁠

You’ve probably heard the maxim that it’s better to work smarter than harder. Working smarter means allocating your time, energy and money so vital tasks get done more efficiently, freeing up your personal time.

Too many business owners think they must keep working harder—taking on more responsibilities and working longer hours—to be successful. It makes sense, because you’re responsible for your business, but that route leads to work overload and burn out. Ultimately, your business will be unsustainable if you keep pushing yourself to work harder.

Here are 𝟯 𝘁𝗶𝗽𝘀 𝘁𝗼 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘀𝗺𝗮𝗿𝘁𝗲𝗿.

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🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

www.sbaigroup.com

If you’re looking to grow your business, you might consider expanding your service offerings. Adding additional services is a good way to increase your profitability, diversify your income and expand your market. But there are important things to consider before adding to your income streams.

Here are 4 important things to keep in mind when you consider adding to your services.
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🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

4 Things to Consider Before Expanding Your Service Offerings — SBAI GROUP If you’re looking to grow your business, you might consider expanding your service offerings. Adding additional services is a good way to increase your profitability, diversify your income and expand your market. But there are important things to consider before adding to your income streams.

𝗧𝗔𝗫 𝗠𝗔𝗧𝗧𝗘𝗥𝗦

Many federal tax provisions are indexed for inflation, but some are not, with the result that periods of high inflation— as we have now—some taxpayers will be winners, and some will be losers. Middle-income households tend to benefit from provisions such as the standard deduction, which increase every year with inflation, while higher-income households tend to be impacted by provisions that have not changed in years.

The standard deduction for a couple filing jointly will likely increase from $25,100 to $25,900, but the $500,000 exemption from capital gains for selling a home hasn’t changed since the law was passed in 1997, even though home prices have doubled since then. Many workers will see small increases to their paychecks in January as less income tax is withheld to compensate for the increased standard deduction.



🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

Business Update - Weekly Digest (October 27, 2021) — SBAI GROUP On November 8, the U.S. will open borders to foreign travelers, marking a new stage in the pandemic. The Delta variant surge is easing, vaccinations and boosters are available to more people, and mask mandates are being dropped in some places.

Since the pandemic began, 4.3 million fewer people are working, while employers struggle to fill 10 million job openings and satisfy consumer demand. Women, workers without college degrees, and workers in low-paying jobs are leaving in the highest numbers. Some economists fear that this may become a long-term trend that won’t reverse for several years, if ever.



🌐 sbaigroup.com
✉️ [email protected]⁠
📞 (+1) 424 260-1222

Business Update - Weekly Digest (October 20, 2021) — SBAI GROUP As a means to fund the Biden administration’s ambitious infrastructure and social policy bill, one proposal is to require banks to report data to the IRS for accounts with total annual deposits or withdrawals worth more than $600