Elie Engler, ChFC®, CFP®
Helping Families Protect, Save, and Build Their Wealth PAS is a wholly owned subsidiary of Guardian. Ashford Advisors, Inc.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. is not an affiliate or subsidiary of PAS or Guardian. is not registered in any state or with the U.S. Securities and Exchange Comm
ission as a Registered Investment Advisor. CA Insurance License Number - 0H26067. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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02/04/2026
As an investor, you’ll encounter times when volatility picks up and markets cycle lower. But if you’re approaching retirement, you may need to consider how a down-market could impact your next chapter.
Timing Your Retirement
This short video illustrates the importance of understanding sequence of returns risk.
02/02/2026
"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt.
Preparing for the Expected
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
01/30/2026
In decades after the Civil War, mutual insurance companies were one way that Black Americans fought back against discrimination to build wealth. That legacy lives on today.
Elie E. Engler, ChFC®, CFP®, RICP®
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed an...
01/28/2026
Life can be unpredictable. Hear from Ed and Mary Ann, and how they found confidence in protection planning.
What does a healthy relationship with money look like? The Guardian Study of Financial and Emotional ConfidenceTM has answers – and insight on financial role models.
The financial world has its own shorthand that can feel like alphabet soup. This guide helps explain common acronyms so you can be better equipped to navigate financial decisions.
People who think they can't afford whole life insurance often overestimate the cost. Now, new types of policies can put this valuable protection within reach.
Elie E. Engler, ChFC®, CFP®, RICP®
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed an...
01/07/2026
Thinking about a prepaid debit card? Consider the pros and cons.