CG Credit Advisors

Buy a Car for Cash or Finance When I Have Bad Credit?

If you can afford to buy a car for cash, that's wonderful! But, how much car are you buying? Your vehicle selection is limited to what cash you have on hand if you take that route. If you only have a few thousand dollars, getting a reliable vehicle for that price could be tough. This may not be a bad option, just remember that you get what you pay for. Financing may be able to get you a more expansive and more reliable car.

If you think your credit score is too low to get an auto loan, you could be right, after all, you know your credit situation better than anyone, right?

If this is the case, don't worry, we can help you to fix your credit situation.

To get a low mortgage rate, your credit score matters. Here’s how to boost it.

If you are in the market for a new house, you may be overlooking one key to your success: your credit score.

That three-digit number has a direct impact on your ability to get a mortgage and what interest rate you will pay.

Mortgage rates are at two-month lows, with the benchmark 30-year fixed loan at 3.11%, according to Bankrate.

Homebuyers who took out mortgages in the fourth quarter of 2020 had a median score of 786, according to the Federal Reserve Bank of New York.

If you don’t measure up, it doesn’t necessarily mean you are shut out of the market. You can take several moves to improve your score.

Call us 786-449-9037 or DM and we will tell you how to fix your credit score.

“I believe in America because we have great dreams, and because we have the opportunity to make those dreams come true.” – Wendell L. Wilkie

Mistakes about personal information may not hurt your credit score, but could make it more difficult or impossible to access your credit report, said Consumer Reports policy analyst Syed Ejaz.

Mistakes about account information, on the other hand, can damage your credit score.

Do you need information about this? Give us a call 786-449-9037.

More than one-third, or 34%, of Americans found at least one error on their credit report, according to a new Consumer Reports investigation. Consumer Reports asked volunteers to get a copy of their credit report and check for errors and 5,858 did so between Feb. 1 and April 1.

Twenty-nine percent found personal information errors and 11% found account information errors.

If you need help with you credit score, call us 786-449-9037, or DM

Before you take out a mortgage or car loan, check your credit report.

It may have a mistake that could cost you.

It’s not as uncommon as you may think.

If you need help with your credit score, call us 786-449-9037, or DM.

creditrepair

As professionals, we pride ourselves in giving you everything we have. Good credit takes time, in most cases it will take up to 90 days (or more in some cases). Our credit advisors will create a plan to clear up your credit’s issues in a timely manner.