Angela J Owens, CFO

Angela J Owens, CFO In 2007, I founded Phenomenal Business Solutions LLC, leveraging my financial management expertise.

With experience in public & private sectors, I optimize operations, boost productivity, & enhance customer support, becoming a trusted advisor nationwide.

10/06/2026

Your floorplan company gave you credit for 30 cars. That does not mean your dealership can handle 30 cars.

Before you use that limit, look at your operation. How many vehicles can your team actually recon, photograph, list, and get sale ready?

Buy faster than you can process and you create a backlog, paying floorplan interest while those cars just sit.

Your floorplan limit tells you what you can spend. Your capacity tells you what you should.

Knowing that difference is one of the fastest ways I help dealers protect their cash flow.

Comment PROFIT to schedule your free Profit & Cash Flow Analysis.

Angela Owens | CFO & Tax Strategist | Car Dealerships

09/30/2026

You found the perfect car at the perfect price. But if only one or two lenders will finance it, you just shrank your pool of buyers.

Before you floorplan your next vehicle, check your lenders' guidelines on age, mileage, loan to value, title history, even vehicle type.

The longer that car waits for the right buyer, the longer you pay floorplan interest.

So stop asking can I sell this car. Ask how many of my lenders can help me sell it.

Small shifts like this are how I help dealerships turn inventory faster and hold on to more profit.

Comment PROFIT to schedule your free Profit & Cash Flow Analysis.

Angela Owens | CFO & Tax Strategist | Car Dealerships

09/26/2026

My first client was my grandmother. I was eight.

She ran a candy store, and she put me on the register, not to babysit me, but to teach me. Count the drawer. Make it match. Figure out why it didn't when it didn't.

I thought I was just helping out. She was teaching me bookkeeping before I knew the word for it.

But the lesson that stuck wasn't the numbers. It was watching her listen. She knew every regular's order, every kid's favorite, who was having a hard week. The books told her what happened. The people told her why.

I've been doing versions of that same job ever since. Count it, make it match, and never stop listening to the person behind the numbers.

Turns out the candy store was the whole education.

Mind your business while I take care of your business.

Angela Owens | CFO & Tax Strategist | Small Business Finance

09/25/2026

Most people would have walked away from this one.

The client had almost given up. As far as he knew, the money was gone, and every reasonable step said to accept it and move on.

We didn't.

$30,000 recovered. Every dollar back where it belonged, because we kept pushing after the point most would have called it.

Here is the thing about your money. Sometimes getting it back is not about being the smartest person in the room. It is about being the one who refuses to stop looking.

That is the difference between a bookkeeper who files what is in front of them and a strategist who fights for what is actually yours.

Facing a setback that feels final? It might not be. Comment PROFIT to schedule your free Profit & Cash Flow Analysis, and let's find out what's still recoverable.

Mind your business while I take care of your business.

Angela Owens | CFO & Tax Strategist | Small Business Finance

09/24/2026

Reconciling your accounts just means checking that your books and your bank tell the same story.

Most months, they do not at first. A charge you forgot to log. A payment that never cleared. A double entry. Small stuff, which is exactly why it is dangerous. Small stuff does not get noticed. It compounds.

One unreconciled month is a minor gap. Twelve of them is a tax return built on numbers that were never true, which means errors you answer for and deductions you never find.

Match the books to the bank once a month, every month. That is the whole job. Boring and monthly is what keeps a small discrepancy from becoming an April emergency.

Comment TAX to schedule your free tax preparation consultation.

Mind your business while I take care of your business.

Angela Owens | CFO & Tax Strategist | Small Business Finance

A phenomenal review from one of our satisfied clients. Discover exceptional tax services with Phenomenal Business Soluti...
09/24/2026

A phenomenal review from one of our satisfied clients. Discover exceptional tax services with Phenomenal Business Solutions today. Visit our website for more information.

09/22/2026

Winning the car does not mean you got a good deal.

Before you bid on a vehicle you plan to floorplan, know your maximum bid, and base it on the total cost, not the auction price.

Factor in transportation, recon, floorplan interest, and the profit you need when it sells. Then work backwards from what you can realistically sell it for.

Your profit is usually made or lost before the car ever hits your lot.

This is one of the first things I fix in a dealer's numbers, and it recovers real money fast.

Comment PROFIT to schedule your free Profit & Cash Flow Analysis.

Angela Owens | CFO & Tax Strategist | Car Dealerships

09/21/2026

I came to mind my client’s business… then somebody else’s business got loud.

09/20/2026

Netflix Documentary: How I Became the Best Dealership CFO in the USA

🎤 Watch how I bring flair and expertise to ensuring your business runs smoothly. Let me handle the details so you can focus on what matters most.

09/15/2026

The best time to think about selling a car is before you buy it.

Before you bid on anything you plan to floorplan, ask how fast it will sell, whether your market wants it, how much recon it needs, and what the interest costs if it sits 30 days.

Every day that unit sits, floorplan interest eats your profit.

Dealership finance is my specialty, and I have helped dealers stop stocking cars that sit and start buying inventory that actually moves. It changes the entire cash flow picture.

Buy with the end in mind.

Comment PROFIT to schedule your free Profit & Cash Flow Analysis.

Angela Owens | CFO & Tax Strategist | Car Dealerships

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3710 Rawlins Street, Suite 1420
Denver, CO
75219

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