Triumph Capital Management

10/07/2026

Do your kids have the right stuff for college?

Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.

10/05/2026

As year-end approaches, many investors begin reviewing their retirement accounts, tax situation, and long-term financial goals. One strategy that may come up during those conversations is a Roth conversion. A Roth conversion may offer...

Considering a Roth conversion before year-end? Explore key factors involving taxes, retirement income, Medicare costs, timing, and long-term planning.

10/05/2026

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

Here's a breakdown of how the federal government spends your tax money.

10/02/2026

Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:

Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.

09/30/2026

Does it make more sense to push back retirement, or not to retire at all?

09/24/2026

Higher interest rates can create both opportunities and added costs.

Your savings may earn more: Higher rates can make certain savings accounts, money market funds, and other cash alternatives more attractive. However, your cash strategy should still reflect your goals and timeline.

Borrowing may cost more: Higher rates can increase the cost of mortgages, credit cards, business loans, and other forms of debt, making it important to review how borrowing fits into your overall plan.

Fixed income may offer new opportunities: Higher yields can make bonds more appealing for investors seeking income, but factors such as maturity, credit quality, and interest-rate risk still matter.

Your strategy shouldn't rely on rate predictions: Interest rates can change, but your financial goals remain the foundation. Investment decisions should reflect your timeline, risk tolerance, and complete financial picture.

The key is understanding how today’s rate environment fits into your complete financial picture, not making decisions based on rate predictions alone.

Want to make sure your money is positioned with purpose?

Book a complimentary consultation online now at: Triumphcapitalmanagement.com

09/15/2026

Diversification is often described as “not putting all your eggs in one basket." But there’s more to it than simply owning several investments.

True diversification may include a thoughtful mix of stocks, bonds, cash, and other assets, not simply owning multiple funds.

Holding too much of one company, industry, or market can create more risk than you realize, even when the rest of your portfolio appears diversified.

Diversifying across company sizes, sectors, and geographic regions can help reduce dependence on one area of the market.

Short-term financial needs may require a different approach than retirement savings or other long-term investments.

A coordinated strategy can help ensure each part of your portfolio serves a clear purpose.

Let’s build a strategy around your financial future.

Book a free consultation online today: Triumphcapitalmanagement.com

09/07/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

09/04/2026

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

09/04/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2