Stone Wealth Strategies

Labor Day is more than just a long weekend.

It’s a day to pause and remember the people whose hard work helped shape the country we know today.

In this video, Larry takes us back through the history of Labor Day—where it came from, why it became a national holiday, and the meaning behind the day we celebrate.

As we enjoy the extra time with family and friends, it’s also a good moment to appreciate the work, dedication, and contributions of so many people around us. ❤️

Take a few minutes to hear the story behind the holiday.

Happy Labor Day from all of us at Stone Wealth Strategies! 🇺🇸

In this video, Larry highlights Experiencing the American Dream by Mark Matson—a book focused on how we invest our time, energy, and money to help create a more meaningful and fulfilling life.

It offers principles to think about not just financial decisions, but also how our choices connect with the life we want to experience.

📖 Curious about the ideas behind the book? Check it out and share with someone who might enjoy it.

What does the “American Dream” mean to you? Share your thoughts in the comments. 👇

𝘼𝙧𝙚 𝙮𝙤𝙪 𝙧𝙚𝙖𝙡𝙡𝙮 𝙨𝙖𝙫𝙞𝙣𝙜 𝙤𝙣 𝙩𝙖𝙭𝙚𝙨 𝙬𝙞𝙩𝙝 𝙖 𝙏𝙧𝙖𝙙𝙞𝙩𝙞𝙤𝙣𝙖𝙡 𝙄𝙍𝘼—𝙤𝙧 𝙟𝙪𝙨𝙩 𝙥𝙤𝙨𝙩𝙥𝙤𝙣𝙞𝙣𝙜 𝙩𝙝𝙚 𝙩𝙖𝙭 𝙗𝙞𝙡𝙡? 👀

A tax deduction today can sound great, but it’s important to also think about what happens when you eventually take the money out.

In this video, Larry explains how your current tax rate, future tax exposure, and the difference between Traditional and Roth accounts can all factor into your retirement planning.
The right approach can depend on your individual circumstances, income, tax situation, and goals. So it’s worth looking at the bigger picture before making a decision.

Don’t just ask, “How much can I deduct today?” Ask, “What could this mean for my taxes down the road?”

Watch the full video and consider discussing your situation with a qualified tax professional or financial professional.

𝙔𝙤𝙪 𝙢𝙖𝙮 𝙗𝙚 𝙛𝙤𝙘𝙪𝙨𝙚𝙙 𝙤𝙣 𝙜𝙧𝙤𝙬𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩 𝙨𝙖𝙫𝙞𝙣𝙜𝙨—𝙗𝙪𝙩 𝙝𝙖𝙫𝙚 𝙮𝙤𝙪 𝙩𝙝𝙤𝙪𝙜𝙝𝙩 𝙖𝙗𝙤𝙪𝙩 𝙩𝙝𝙚 𝙩𝙖𝙭𝙚𝙨 𝙮𝙤𝙪 𝙢𝙖𝙮 𝙥𝙖𝙮 𝙬𝙝𝙚𝙣 𝙮𝙤𝙪 𝙪𝙨𝙚 𝙩𝙝𝙚𝙢?

In this video, Larry discusses an important retirement planning consideration: if you're currently in a lower tax bracket, should you consider paying taxes on some retirement money now—rather than potentially facing higher tax rates later?

Watch the full video, and if you're thinking about your retirement tax strategy, contact us to start a conversation.

𝘽𝙚𝙛𝙤𝙧𝙚 𝙮𝙤𝙪 𝙢𝙖𝙠𝙚 𝙮𝙤𝙪𝙧 𝙣𝙚𝙭𝙩 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣, 𝙢𝙖𝙠𝙚 𝙨𝙪𝙧𝙚 𝙮𝙤𝙪 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 𝙮𝙤𝙪𝙧 𝙩𝙖𝙭 𝙧𝙖𝙩𝙚.

In this video, Larry explains why understanding the different types of tax rates is an important part of having informed conversations about your taxes and overall financial plan.

🎥 Watch the full video and let us know in the comments: Did you know there was a difference between marginal and average tax rates?

📩 Have questions about how taxes fit into your overall financial picture? Start a conversation with your financial or tax professional.

Watch the video, share it with someone who might find it helpful, and follow us for more financial education.

𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙚𝙙𝙪𝙘𝙖𝙩𝙞𝙤𝙣 𝙨𝙩𝙖𝙧𝙩𝙨 𝙬𝙞𝙩𝙝 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙𝙞𝙣𝙜 𝙩𝙝𝙚 𝙛𝙪𝙣𝙙𝙖𝙢𝙚𝙣𝙩𝙖𝙡𝙨—𝙞𝙣𝙘𝙡𝙪𝙙𝙞𝙣𝙜 𝙩𝙖𝙭𝙚𝙨.

When building a financial foundation, it’s important to look beyond income and investment returns and consider how taxes may affect your overall financial picture.

Tax rates, tax treatment, and individual circumstances can vary, so understanding the basics can help you ask better questions and make more informed financial decisions.

The goal isn’t to predict outcomes—it’s to understand the factors that may impact your financial plan.

Want to learn more about Financial Foundations Course and the role taxes can play? Send us a message to start the conversation.

𝙏𝙖𝙭 𝙥𝙧𝙚𝙥𝙖𝙧𝙖𝙩𝙞𝙤𝙣 𝙡𝙤𝙤𝙠𝙨 𝙖𝙩 𝙬𝙝𝙖𝙩 𝙝𝙖𝙥𝙥𝙚𝙣𝙚𝙙. 𝙏𝙧𝙪𝙚 𝙩𝙖𝙭 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 𝙡𝙤𝙤𝙠𝙨 𝙖𝙝𝙚𝙖𝙙.

Tax planning can involve much more than simply filing a return.
Understanding how tax rules apply to businesses, investments, and individual circumstances can be an important part of making informed financial decisions.

In this video, Larry discusses the role of tax planning, including reviewing tax returns, identifying potential missed opportunities, and understanding relevant tax court cases when evaluating available strategies.

📌 Every situation is different, and tax strategies should always be evaluated based on your specific circumstances with qualified professionals.

Want to learn more about what true tax planning involves?

📩 Contact us s to start the conversation.

Larry takes us along to Sapphire Point in Summit County and shares a little about the area, his love for the outdoors, and how Stone has evolved over the years.

What started as Stone CPA has grown and changed into Stone Wealth Strategies—with the goal of continuing to serve clients as their financial needs and conversations evolve.

Watch the video to hear more about Larry’s journey and what’s ahead.

📩 Interested in learning more about Stone Wealth Strategies? Send us a message or give us a call.

𝙏𝙖𝙭 𝙈𝙞𝙨𝙩𝙖𝙠𝙚 𝙣𝙤. 10: 𝙉𝙤𝙩 𝙥𝙧𝙤𝙥𝙚𝙧𝙡𝙮 𝙙𝙤𝙘𝙪𝙢𝙚𝙣𝙩𝙞𝙣𝙜 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙢𝙚𝙖𝙡𝙨

A business meal may be deductible when it meets the applicable tax requirements—but simply keeping the receipt may not be enough. You also need records that support the business purpose and other required details of the expense.

Don’t assume an expense qualifies just because it was business-related. Proper documentation can be an important part of substantiating your deductions.

This is the 10th and final mistake in our Top 10 Tax Mistakes That Can Cost Business Owners Thousands series.

Watch the video to learn what business owners should keep in mind, and save this series as a reference for your next tax-planning conversation.

Educational content only. This is not tax, legal, or financial advice. Tax rules and requirements vary based on individual circumstances. Consult your qualified tax professional regarding your specific situation.