GHP Investment Advisors

Congratulations Colson on passing the Series 65, Uniform Investment Adviser Law Examination!

The Series 65 is an important professional milestone for registration as an investment adviser representative and reflects the knowledge, preparation, and commitment required to serve clients in the financial services industry.

At GHP Investment Advisors, we invest in the continued education and professional development of our people because knowledgeable, well-prepared professionals are essential to providing thoughtful guidance and exceptional care to our clients.

Congratulations on this well-earned achievement.

A new tax rule may affect the charitable deduction available to taxpayers who itemize in 2026.

Under the new 0.5% charitable deduction floor, contributions are deductible only to the extent that they exceed 0.5% of adjusted gross income. For individuals and families with significant charitable goals, the timing and structure of contributions may now play a greater role in tax planning.

Our latest article explains:

• How the new charitable deduction floor works
• When bunching charitable contributions may be beneficial
• How donor-advised funds can support a multiyear giving strategy
• Why donating appreciated securities may be more tax-efficient than giving cash
• What non-itemizers should know about the new charitable deduction

Read the full article below to learn how these changes could affect your charitable giving strategy in 2026 and beyond.

https://ghpia.com/2026-charitable-giving-tax-deductions

New Benchmarks. Same Investment Strategy.

Join GHP Investment Advisors for an investment update webinar.

Markets evolve. Valuations change. And the benchmarks we use to evaluate investment opportunities need to reflect today’s market environment.

Join us for a conversation about why we are updating our valuation benchmarks, what has changed in the market, and what has not changed about our investment discipline.

DATE: Wednesday, September 16, 2026
TIME: 12pm MST
LOCATION: Zoom

What We Will Discuss:

- Why we are updating our valuation benchmarks
- What today’s valuations tell us about the investment landscape
- How the new benchmarks influence the way we evaluate opportunities
- Why our underlying investment philosophy and discipline remain unchanged

REGISTER FOR THE WEBINAR HERE:

https://us02web.zoom.us/webinar/register/WN_e6nU1QVuTq-kRBzDAUGXZA

We hope you will join us.

GHP Investment Advisors

A firm's culture is shaped by its leaders.

For more than 30 years, GHPIA has been guided by common sense investing, long-term thinking, integrity, and putting clients first. Carin and Sebrina have played an instrumental role in building that culture and leading it every day.

Congratulations to both on being named to AdvisorHub's 2026 Advisors to Watch list.

The oil futures market is telling a very different story about the Iran conflict than many news cycles suggest.

While geopolitical tensions, repeated disruptions in the Strait of Hormuz, and military escalation have pushed oil prices higher in the short term, the futures curve reveals something important: investors are pricing a temporary supply shock and not a permanent global energy crisis.

Markets don't price the loudest headlines. They price probabilities.

By examining Brent crude, WTI crude, and long-dated futures contracts, we explore why financial markets remain relatively confident that global oil supply will adjust over time, despite ongoing uncertainty in the Middle East.

In this article, we explain:
• Why the oil futures curve matters more than today's spot price
• What Brent and WTI futures reveal about long-term energy markets
• Why investors aren't pricing a lasting structural oil shortage
• The key risks that could change the market's outlook
• What this means for investors, businesses, and global energy security

If you follow energy markets, oil prices, commodities, geopolitics, investing, or global economics, this analysis provides a data-driven perspective on one of today's most important geopolitical events.

Read the full article here: https://ghpia.com/iran-conflict-oil-futures

Turning 65 soon? Your Medicare decisions can have long-term financial implications.

Knowing when to enroll, understanding the differences between Medigap and Medicare Advantage, and avoiding costly late enrollment penalties can help you make more informed decisions.

Our latest Financial Concierge newsletter walks through key enrollment deadlines, coverage options, and practical considerations to help you prepare with confidence.

Read the full guide on our website here:
https://ghpia.com/preparing-for-medicare-a-guide-to-enrollment-medigap-medicare-advantage/

For 250 years, the United States has created an environment where innovation and entrepreneurship have rewarded long-term investors.

Markets have endured wars, recessions, political uncertainty, and countless headlines predicting the end of American prosperity. Through it all, American businesses continued to innovate, adapt, and create value.

As America marks its 250th anniversary, it is worth reflecting on what has driven that success and why we continue to believe great businesses remain one of the best long-term investments.

Read our latest blog.

Congratulations to Marlon Ramirez on earning his Series 65 license!

At GHP Investment Advisors, we believe ongoing education and professional development help us better serve our clients. Marlon's dedication to expanding his knowledge and expertise reflects the commitment our team brings to clients every day.

Please join us in congratulating Marlon on this accomplishment.