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RISE 365 is committed to helping consumers identify opportunities to improve their credit in the mos

08/27/2020

Sending prayers to our families in Louisiana ๐Ÿ™

08/27/2020

๐™๐˜ผ๐™Œ: "๐™ƒ๐™Š๐™’ ๐˜พ๐˜ผ๐™‰ ๐™„ ๐™‚๐™€๐™ ๐˜ผ๐™‰ ๐™„๐™‰๐™Ž๐™๐˜ผ๐™‰๐™ ๐˜พ๐™๐™€๐˜ฟ๐™„๐™ ๐˜ฝ๐™Š๐™Š๐™Ž๐™"

Lowering your credit utilization will give you an instant boost

You should aim to keep your utilization rate between or below 10%-20%

08/26/2020

๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข ๐™ข๐™š๐™–๐™ฃ๐™จ ๐™ฉ๐™๐™–๐™ฉ ๐™ฎ๐™ค๐™ช ๐™œ๐™š๐™ฉ ๐™ฉ๐™ค ๐™ข๐™–๐™ ๐™š ๐™ก๐™ž๐™›๐™š ๐™™๐™š๐™˜๐™ž๐™จ๐™ž๐™ค๐™ฃ๐™จ ๐™ฌ๐™ž๐™ฉ๐™๐™ค๐™ช๐™ฉ ๐™—๐™š๐™ž๐™ฃ๐™œ ๐™ค๐™ซ๐™š๐™ง๐™ก๐™ฎ ๐™จ๐™ฉ๐™ง๐™š๐™จ๐™จ๐™š๐™™ ๐™–๐™—๐™ค๐™ช๐™ฉ ๐™ฉ๐™๐™š ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™ž๐™ข๐™ฅ๐™–๐™˜๐™ฉ ๐™—๐™š๐™˜๐™–๐™ช๐™จ๐™š ๐™ฎ๐™ค๐™ช ๐™–๐™ง๐™š ๐™ฅ๐™ง๐™š๐™ฅ๐™–๐™ง๐™š๐™™.

๐™”๐™ค๐™ช ๐™˜๐™ค๐™ฃ๐™ฉ๐™ง๐™ค๐™ก ๐™ฎ๐™ค๐™ช๐™ง ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™š๐™จ ๐™ž๐™ฃ๐™จ๐™ฉ๐™š๐™–๐™™ ๐™ค๐™› ๐™—๐™š๐™ž๐™ฃ๐™œ ๐™˜๐™ค๐™ฃ๐™ฉ๐™ง๐™ค๐™ก๐™ก๐™š๐™™ ๐™—๐™ฎ ๐™ฉ๐™๐™š๐™ข.

๐™๐™๐™š ๐™ฅ๐™–๐™ฉ๐™ ๐™ฉ๐™ค ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข ๐™ž๐™จ๐™ฃโ€™๐™ฉ ๐™– ๐™œ๐™š๐™ฉ-๐™ง๐™ž๐™˜๐™-๐™ฆ๐™ช๐™ž๐™˜๐™  ๐™จ๐™ฉ๐™ง๐™–๐™ฉ๐™š๐™œ๐™ฎ. ๐˜ผ๐™ฃ๐™™ ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข ๐™™๐™ค๐™š๐™จ๐™ฃโ€™๐™ฉ ๐™ข๐™š๐™–๐™ฃ ๐™ฉ๐™๐™–๐™ฉ ๐™ฎ๐™ค๐™ชโ€™๐™ง๐™š โ€œ๐™›๐™ง๐™š๐™šโ€ ๐™ค๐™› ๐™ฉ๐™๐™š ๐™ง๐™š๐™จ๐™ฅ๐™ค๐™ฃ๐™จ๐™ž๐™—๐™ž๐™ก๐™ž๐™ฉ๐™ฎ ๐™ค๐™› ๐™๐™–๐™ฃ๐™™๐™ก๐™ž๐™ฃ๐™œ ๐™ฎ๐™ค๐™ช๐™ง ๐™ข๐™ค๐™ฃ๐™š๐™ฎ ๐™ฌ๐™š๐™ก๐™ก.

๐™Œ๐™ช๐™ž๐™ฉ๐™š ๐™ฉ๐™๐™š ๐™ค๐™ฅ๐™ฅ๐™ค๐™จ๐™ž๐™ฉ๐™š. ๐™ƒ๐™–๐™ซ๐™ž๐™ฃ๐™œ ๐™˜๐™ค๐™ข๐™ฅ๐™ก๐™š๐™ฉ๐™š ๐™˜๐™ค๐™ฃ๐™ฉ๐™ง๐™ค๐™ก ๐™ค๐™ซ๐™š๐™ง ๐™ฎ๐™ค๐™ช๐™ง ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™š๐™จ ๐™ž๐™จ ๐™ฉ๐™๐™š ๐™›๐™ง๐™ช๐™ž๐™ฉ ๐™ค๐™› ๐™๐™–๐™ง๐™™ ๐™ฌ๐™ค๐™ง๐™ , ๐™จ๐™–๐™˜๐™ง๐™ž๐™›๐™ž๐™˜๐™š ๐™–๐™ฃ๐™™ ๐™ฉ๐™ž๐™ข๐™š.

..๐˜ผ๐™ฃ๐™™ ๐™–๐™ก๐™ก ๐™ค๐™› ๐™ฉ๐™๐™–๐™ฉ ๐™š๐™›๐™›๐™ค๐™ง๐™ฉ ๐™ž๐™จ ๐™ฌ๐™ค๐™ง๐™ฉ๐™ ๐™ž๐™ฉ!

๐™’๐™๐™–๐™ฉ'๐™จ ๐™œ๐™š๐™ฉ๐™ฉ๐™ž๐™ฃ๐™œ ๐™ž๐™ฃ ๐™ฉ๐™๐™š ๐™ฌ๐™–๐™ฎ ๐™—๐™š๐™ฉ๐™ฌ๐™š๐™š๐™ฃ ๐™ฎ๐™ค๐™ช ๐™–๐™ฃ๐™™ ๐™›๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™›๐™ง๐™š๐™š๐™™๐™ค๐™ข?

HOW TO AVOID CREDIT REPAIR FAILURE 08/25/2020

๐Ÿ“ฃ ๐Ÿ’ก

If you choose to go the DIY route, be sure you know your rights and avoid these 16 mistakes.

Although many agree that it is much less troublesome to hire a credit repair company to repair their credit, there are also many cases where consumers choose to repair their own credit.

HOW TO AVOID CREDIT REPAIR FAILURE Easily put, credit repair is the process of getting inaccurate information removed or corrected on your credit report. This is important because it provides a fair and complete picture of your finances, taking steps to boost your credit score, and resolving to avoid credit problems in the future. It...

08/24/2020



๐˜ž๐˜ฆ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ข๐˜ญ๐˜ญ ๐˜ฆ๐˜น๐˜ฑ๐˜ฆ๐˜ณ๐˜ช๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ๐˜ฅ ๐˜ด๐˜ฆ๐˜ต๐˜ฃ๐˜ข๐˜ค๐˜ฌ๐˜ด ๐˜ช๐˜ฏ ๐˜ญ๐˜ช๐˜ง๐˜ฆ. ๐˜™๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฎ๐˜ฃ๐˜ฆ๐˜ณ, ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ท๐˜ช๐˜ฆ๐˜ธ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฆ๐˜ด ๐˜ข๐˜ง๐˜ต๐˜ฆ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฉ๐˜ข๐˜ณ๐˜ฅ๐˜ฆ๐˜ด๐˜ต ๐˜ค๐˜ญ๐˜ช๐˜ฎ๐˜ฃ.

Photos 08/19/2020

๐™๐™๐™š ๐™™๐™š๐™—๐™ฉ ๐™จ๐™ฃ๐™ค๐™ฌ๐™—๐™–๐™ก๐™ก ๐™ข๐™š๐™ฉ๐™๐™ค๐™™ ๐™ž๐™จ ๐™– ๐™™๐™š๐™—๐™ฉ ๐™ง๐™š๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ ๐™จ๐™ฉ๐™ง๐™–๐™ฉ๐™š๐™œ๐™ฎ ๐™ฌ๐™๐™š๐™ง๐™š ๐™ฎ๐™ค๐™ช ๐™ฅ๐™–๐™ฎ ๐™ค๐™›๐™› ๐™™๐™š๐™—๐™ฉ ๐™ž๐™ฃ ๐™ค๐™ง๐™™๐™š๐™ง ๐™ค๐™› ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ ๐™ฉ๐™ค ๐™ก๐™–๐™ง๐™œ๐™š๐™จ๐™ฉ, ๐™œ๐™–๐™ž๐™ฃ๐™ž๐™ฃ๐™œ ๐™ข๐™ค๐™ข๐™š๐™ฃ๐™ฉ๐™ช๐™ข ๐™–๐™จ ๐™ฎ๐™ค๐™ช ๐™ ๐™ฃ๐™ค๐™˜๐™  ๐™ค๐™ช๐™ฉ ๐™š๐™–๐™˜๐™ ๐™—๐™–๐™ก๐™–๐™ฃ๐™˜๐™š.

๐™’๐™๐™š๐™ฃ ๐™ฉ๐™๐™š ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ ๐™™๐™š๐™—๐™ฉ ๐™ž๐™จ ๐™ฅ๐™–๐™ž๐™™ ๐™ž๐™ฃ ๐™›๐™ช๐™ก๐™ก, ๐™ฎ๐™ค๐™ช ๐™ง๐™ค๐™ก๐™ก ๐™ฉ๐™๐™š ๐™ข๐™ค๐™ฃ๐™š๐™ฎ ๐™ฎ๐™ค๐™ช ๐™ฌ๐™š๐™ง๐™š ๐™ฅ๐™–๐™ฎ๐™ž๐™ฃ๐™œ ๐™ค๐™ฃ ๐™ฉ๐™๐™–๐™ฉ ๐™™๐™š๐™—๐™ฉ ๐™ž๐™ฃ๐™ฉ๐™ค ๐™ฉ๐™๐™š ๐™ฃ๐™š๐™ญ๐™ฉ ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ ๐™—๐™–๐™ก๐™–๐™ฃ๐™˜๐™š.

๐™„๐™ฉ ๐™ก๐™ค๐™ค๐™ ๐™จ ๐™จ๐™ค๐™ข๐™š๐™ฉ๐™๐™ž๐™ฃ๐™œ ๐™ก๐™ž๐™ ๐™š ๐™ฉ๐™๐™ž๐™จ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

๐™Ž๐™ฉ๐™š๐™ฅ 1: ๐™‡๐™ž๐™จ๐™ฉ ๐™ฎ๐™ค๐™ช๐™ง ๐™™๐™š๐™—๐™ฉ๐™จ ๐™›๐™ง๐™ค๐™ข ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ ๐™ฉ๐™ค ๐™ก๐™–๐™ง๐™œ๐™š๐™จ๐™ฉ ๐™ง๐™š๐™œ๐™–๐™ง๐™™๐™ก๐™š๐™จ๐™จ ๐™ค๐™› ๐™ž๐™ฃ๐™ฉ๐™š๐™ง๐™š๐™จ๐™ฉ ๐™ง๐™–๐™ฉ๐™š.

๐™Ž๐™ฉ๐™š๐™ฅ 2: ๐™ˆ๐™–๐™ ๐™š ๐™ข๐™ž๐™ฃ๐™ž๐™ข๐™ช๐™ข ๐™ฅ๐™–๐™ฎ๐™ข๐™š๐™ฃ๐™ฉ๐™จ ๐™ค๐™ฃ ๐™–๐™ก๐™ก ๐™ฎ๐™ค๐™ช๐™ง ๐™™๐™š๐™—๐™ฉ๐™จ ๐™š๐™ญ๐™˜๐™š๐™ฅ๐™ฉ ๐™ฉ๐™๐™š ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ.

๐™Ž๐™ฉ๐™š๐™ฅ 3: ๐™‹๐™–๐™ฎ ๐™–๐™จ ๐™ข๐™ช๐™˜๐™ ๐™–๐™จ ๐™ฅ๐™ค๐™จ๐™จ๐™ž๐™—๐™ก๐™š ๐™ค๐™ฃ ๐™ฎ๐™ค๐™ช๐™ง ๐™จ๐™ข๐™–๐™ก๐™ก๐™š๐™จ๐™ฉ ๐™™๐™š๐™—๐™ฉ.

๐™Ž๐™ฉ๐™š๐™ฅ 4: ๐™๐™š๐™ฅ๐™š๐™–๐™ฉ ๐™ช๐™ฃ๐™ฉ๐™ž๐™ก ๐™š๐™–๐™˜๐™ ๐™™๐™š๐™—๐™ฉ ๐™ž๐™จ ๐™ฅ๐™–๐™ž๐™™ ๐™ž๐™ฃ ๐™›๐™ช๐™ก๐™ก.

BUDGET YOUR WAY TO BETTER CREDIT 08/18/2020

We all know that budgeting helps manage your money and keeps track of spending, but how does that help you improve your credit๐Ÿค”

Check out our latest blog for more tips๐Ÿ˜‰

If you need a place to start with your budgeting journey, check out this workbook written by author Brittney Kenyell๐Ÿ˜ƒ

Inside, Author Brittney Kenyell offers great tips and strategies that can be used to build a fool-proof budget.

If you order through our website, you'll also receive a FREE budgeting workbook to help you build and track your budget for a year๐Ÿฅณ

Click here for your budgeting guide and workbook--> https://buff.ly/30t6sWM

BUDGET YOUR WAY TO BETTER CREDIT If youโ€™re looking to improve your credit and overall financial health, a solid budget is an essential tool. Budgeting helps you save money to avoid overspending, pay down your debt and make sure your bills are paid on time. All of this when done correctly, can boost your credit score and help you ...

08/17/2020



๐™’๐™ž๐™ฉ๐™ ๐™ฉ๐™๐™š ๐™š๐™˜๐™ค๐™ฃ๐™ค๐™ข๐™ฎ, ๐™ฉ๐™๐™š ๐™ฅ๐™–๐™ฃ๐™™๐™š๐™ข๐™ž๐™˜, ๐™–๐™ฃ๐™™ ๐™ก๐™ž๐™›๐™š ๐™˜๐™ค๐™ฃ๐™ฉ๐™ž๐™ฃ๐™ช๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค ๐™ช๐™ฃ๐™›๐™ค๐™ก๐™™ ๐™ž๐™ฃ ๐™ช๐™ฃ๐™˜๐™š๐™ง๐™ฉ๐™–๐™ž๐™ฃ๐™ฉ๐™ฎ, ๐™ฉ๐™๐™ž๐™จ ๐™ž๐™จ ๐™ฉ๐™๐™š ๐™ฉ๐™ž๐™ข๐™š ๐™ฉ๐™ค ๐™จ๐™ฉ๐™–๐™ง๐™ฉ ๐™ฌ๐™ค๐™ง๐™ ๐™ž๐™ฃ๐™œ ๐™ค๐™ฃ ๐™ฌ๐™๐™–๐™ฉ ๐™ฎ๐™ค๐™ช ๐™˜๐™–๐™ฃ ๐™˜๐™ค๐™ฃ๐™ฉ๐™ง๐™ค๐™ก, ๐™”๐™Š๐™๐™ ๐˜ฝ๐™๐˜ฟ๐™‚๐™€๐™.

๐™Ž๐™ฉ๐™–๐™ง๐™ฉ ๐™ข๐™–๐™ฅ๐™ฅ๐™ž๐™ฃ๐™œ ๐™ค๐™ช๐™ฉ ๐™๐™ค๐™ฌ ๐™ข๐™ช๐™˜๐™ ๐™ฎ๐™ค๐™ช๐™ง ๐™ข๐™ž๐™ฃ๐™ž๐™ข๐™ช๐™ข ๐™˜๐™ค๐™จ๐™ฉ ๐™ค๐™› ๐™ก๐™ž๐™ซ๐™ž๐™ฃ๐™œ ๐™ž๐™จ ๐™–๐™ฃ๐™™ ๐™›๐™ค๐™˜๐™ช๐™จ ๐™ค๐™ฃ ๐™ค๐™ฃ๐™ก๐™ฎ ๐™ฅ๐™–๐™ฎ๐™ž๐™ฃ๐™œ ๐™›๐™ค๐™ง ๐™ฃ๐™š๐™˜๐™š๐™จ๐™จ๐™ž๐™ฉ๐™ž๐™š๐™จ.

๐™๐™๐™ž๐™จ ๐™ž๐™จ ๐™ฌ๐™๐™š๐™ฃ ๐™ฌ๐™š ๐™๐™–๐™ซ๐™š ๐™ฉ๐™ค ๐™ฅ๐™ก๐™–๐™ฃ ๐™›๐™ค๐™ง ๐™ฉ๐™๐™š ๐™ฌ๐™ค๐™ง๐™จ๐™ฉ ๐™–๐™ฃ๐™™ ๐™ฅ๐™ง๐™–๐™ฎ ๐™›๐™ค๐™ง ๐™ฉ๐™๐™š ๐™—๐™š๐™จ๐™ฉ. ๐™ƒ๐™–๐™ซ๐™š ๐™ฎ๐™ค๐™ช ๐™ฅ๐™ž๐™˜๐™ ๐™š๐™™ ๐™ช๐™ฅ ๐™ฎ๐™ค๐™ช๐™ง ๐™—๐™ช๐™™๐™œ๐™š๐™ฉ ๐™—๐™ก๐™ช๐™š๐™ฅ๐™ง๐™ž๐™ฃ๐™ฉ ๐™–๐™ฃ๐™™ ๐™ฌ๐™ค๐™ง๐™ ๐™—๐™ค๐™ค๐™  ๐™ฎ๐™š๐™ฉ๐Ÿ‘‰ https://buff.ly/30t6sWM

๐˜ฟ๐™ค๐™ฃ'๐™ฉ ๐™›๐™ž๐™ฃ๐™ž๐™จ๐™ ๐™ฉ๐™๐™š ๐™ง๐™š๐™จ๐™ฉ ๐™ค๐™› ๐™ฉ๐™๐™ž๐™จ ๐™ฎ๐™š๐™–๐™ง ๐™ฌ๐™ž๐™ฉ๐™๐™ค๐™ช๐™ฉ ๐™˜๐™ง๐™š๐™–๐™ฉ๐™ž๐™ฃ๐™œ ๐™– ๐™›๐™ช๐™ฃ๐™˜๐™ฉ๐™ž๐™ค๐™ฃ๐™ž๐™ฃ๐™œ ๐™—๐™ช๐™™๐™œ๐™š๐™ฉ.

08/14/2020

๐˜ ๐˜ฐ๐˜ถ ๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ ๐˜ธ๐˜ฉ๐˜ข๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ช๐˜ต ๐˜ช๐˜ด! ๐˜‹๐˜ณ๐˜ฐ๐˜ฑ ๐˜ต๐˜ฉ๐˜ฐ๐˜ด๐˜ฆ ๐˜Š๐˜ข๐˜ด๐˜ฉ๐˜ข๐˜ฑ๐˜ฑ๐˜ด๐Ÿค‘๐Ÿ™ƒ

08/13/2020

๐ŸŽฏTry your best to be on time with all of your payments.

๐ŸŽฏIf you foresee being late on a payment, reach out to your creditor to make an arrangement or get an extension.

๐ŸŽฏDon't risk taking a hard hit to your credit.

Photos 08/12/2020

#๐™’๐™š๐™–๐™ก๐™ฉ๐™๐˜ฝ๐™ช๐™ž๐™ก๐™™๐™ž๐™ฃ๐™œ๐™’๐™š๐™™๐™ฃ๐™š๐™จ๐™™๐™–๐™ฎ

๐™๐™๐™š๐™ง๐™š ๐™–๐™ง๐™š ๐™ก๐™š๐™ซ๐™š๐™ก๐™จ ๐™ฉ๐™ค ๐™ฌ๐™š๐™–๐™ก๐™ฉ๐™ ๐™—๐™ช๐™ž๐™ก๐™™๐™ž๐™ฃ๐™œ. ๐˜ผ๐™ก๐™ฉ๐™๐™ค๐™ช๐™œ๐™ ๐™จ๐™ž๐™ข๐™ฅ๐™ก๐™š, ๐™ž๐™ฉ'๐™จ ๐™ฃ๐™ค๐™ฉ ๐™š๐™–๐™จ๐™ฎ. ๐˜พ๐™ง๐™š๐™–๐™ฉ๐™š ๐™– ๐™ฅ๐™ก๐™–๐™ฃ, ๐™๐™ค๐™ก๐™™ ๐™ฎ๐™ค๐™ช๐™ง๐™จ๐™š๐™ก๐™› ๐™–๐™˜๐™˜๐™ค๐™ช๐™ฃ๐™ฉ๐™–๐™—๐™ก๐™š, ๐™–๐™ฃ๐™™ ๐™จ๐™ฉ๐™–๐™ฎ ๐™›๐™ค๐™˜๐™ช๐™จ๐™š๐™™.

WHY ARE MILLENNIALS LAGGING BEHIND IN CREDIT SCORE RATINGS 08/11/2020

New studies show that Millennial credit scores lag far behind the average scores of both the Silent Generation (756) and Baby Boomers (732)๐Ÿ˜ฏ

The average score across all of the age groups was 701 in which is right in the middle of the good credit range (670-739).

What are some reasons Millennials may be falling behind in this area๐Ÿค”


https://buff.ly/3gujnx3

WHY ARE MILLENNIALS LAGGING BEHIND IN CREDIT SCORE RATINGS Millennials are having a difficult time establishing financial security. Many millennials burst into adulthood as we were going through the housing crisis and subsequent recession, on top of being burdened with excessive student loan debt along with a shrinking job market. Unfortunately, the recover...

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