Randy Black, CFP

With all the recent market activity, I’m inviting you to hear first-hand from Daken Vanderburg, Chief Investment Officer of MassMutual Wealth Management, as he gives an update on navigating the political and market complexities of 2025. Register today: https://cvent.me/grMgbo.

How to Put Your Tax Refund to Work—the Smart Way By using your refund to pay off credit-card debt or fund a Roth IRA, you can make a difference in your finances.

3 Ways to Lock In Lower Mortgage Rates With affordability expected to remain challenging for home buyers, experts say there are ways to ease the pain.

Who are the HENRYs? Charts show who makes more than $200,000 and how they earn it HENRYs are high earners but not rich yet. On average, HENRYs are white Gen Xers, and a good chunk of them are also D***s. While HENRYs hold financial assets and earn substantial wage income, many carry debt.

Beat High Mortgage Rates With an Intrafamily Loan. Here’s How the Taxes Work. The answer to a reader’s question about lending money to a granddaughter for a down payment on a home

I’ve Retired Three Times; Here Are 5 Things I’ve Learned While many long for the day they can retire, retirement comes with its own set of challenges. Rob Berger retired three times. Here are 5 things he learned.

Julia Louis-Dreyfus Thinks Youth Is Overrated The actor wants you to start listening to older women - and not just because they're guests on her podcast.

Worried About Investing in a Frothy Market? Try Dollar-Cost Averaging. By investing over a period of time, you protect your investments from a market plunge.

If A U.S. TikTok Ban Goes Forward, Here's Who Will Be Affected The surprise, lightning-fast passage of a bill to force TikTok's Chinese owner ByteDance to divest has sent a shockwave from Washington, D.C. to Beijing. Who will prevail and who will be impacted by the fallout?

This One Habit Will Help You Stop Living Paycheck To Paycheck Get to know your cash flow cushion—a lesser-known but equally vital component of financial stability.

Why Raising Retirement Age For Social Security Means Cutting Benefits The suggested solution from many who make it can leave regular people thinking they’d still get the same amount. It’s a case of bait and switch.

Here’s What Retirement Looks Like for Single Women in America Four retirees open up about their finances and how they spend their time.