Nickolus L. Stephens, CFP, CRPC, CEPA

10/09/2026

Happy Friday! I hope you're finding the crisp morning air peaceful and refreshing.

Here's a little festive fun on this to bring some cheer.

What's a ghost's favorite tree?
Bam-Boo! 👻

10/07/2026

Doing the right thing for clients is always the right choice.

10/05/2026

As election season approaches, here are three reminders I often share with clients:​

✓ Stay focused on long-term goals​
✓ Be prepared for periods of volatility​
✓ Focus on fundamentals, not headlines​

​A financial strategy is designed to help navigate all types of market environments, including election years. If you’d like to review your strategy, I'm happy to help.

10/02/2026

As we approach the weekend, remember that you don't have to wait for something extraordinary to enjoy life. Sometimes the ordinary moments turn out to be the ones that matter most.

That said, let's share a little joke to start the weekend off right!

What's the cutest season of the year?
Aww-tumn

10/01/2026

Financial confidence starts with a plan.

I work closely with clients to build strategies that reflect their goals, adapt to life's changes and help them move forward with greater confidence.

09/30/2026

Watching Lily run never gets old. Even though she's in pain, she refuses to let it get the best of her.

09/29/2026

Understanding today's K-shaped economy can help put market and economic trends into perspective. If you'd like help navigating the evolving investment landscape, let's connect to discuss your financial goals and strategy.

Why this phenomenon matters for investors.

09/26/2026

Year-end planning isn’t just about looking back. It’s also about making the most of the opportunities still in front of you.

This article highlights how thoughtful planning around investments, taxes and retirement income can make a meaningful difference, especially in the years before RMDs begin.

A timely read as we head into the final months of the year.

Quick ReadRetirees filing jointly can realize up to $96,700 in long-term gains at a 0% federal rate, but unused room vanishes permanently on December 31.Selling appreciated shares and immediately repurchasing them resets the cost basis higher at zero tax cost, since wash-sale rules only apply to los...

09/25/2026

Another Friday is upon us. May your weekend be filled with reasons to smile and opportunities to brighten someone else's day.

Let's start with our joke.

What type of magazines do cows read?
Cattlelogs!

09/23/2026

This past weekend's playlist while watching football. Gotta love Sunday Funday!