Hale Financial

10/07/2026

A retiree’s portfolio should reflect the lifestyle choices he or she makes in retirement. Does yours?

Lifestyle considerations in creating your retirement portfolio.

10/03/2026

Some things really are effortless—like floating in the Great Salt Lake, where the salt does the heavy lifting.

In your financial life, “effortless” usually comes from a clear plan and ongoing guidance. If retirement has been on your mind, let’s talk about what would help you feel more confident.

Our team recently experienced this one-of-a-kind sensation while attending the Cetera Connect to Peers Conference in Salt Lake City, making it a memorable reminder of what "effortless" really feels like.

10/02/2026

🛠️ The richest person in your town probably isn't a tech founder or someone in finance. It's more likely the dentist running four offices, or the owner of the HVAC company whose trucks are everywhere.

New research from economists Owen Zidar and Eric Zwick, based on IRS and Treasury data, found nearly 5 million U.S. households worth at least $5 million, holding combined wealth more than 13 times that of the Forbes 400.

A few patterns stood out:
➡️Most started their business themselves rather than inheriting it
➡️Most run ordinary, brick-and-mortar businesses rather than tech or finance
➡️Independence mattered more to them early on than getting rich ever did

🌭 Case in point: Dick Portillo started a hot dog stand in 1963 with just $1,100. Decades later, he sold the business he'd built for $1 billion.

Building wealth often looks much more ordinary and attainable than the headlines suggest. If growing or eventually stepping back from a business is part of your picture, that's worth talking through together.


Source:

Getting rich in the U.S. is still possible, but the most common path to wealth doesn't involve working for other people, according to a new book.

09/30/2026

When you choose to take Social Security might impact your retirement income. Find out how.

09/26/2026

Eric, one of our advisors, just returned from West Virginia, where he explored with Appalachian Bible College and supported missionaries close to our hearts. His adventures included whitewater rafting, cave diving, and cliff rappelling.

In wild water and winding caves, a trusted guide helps you stay oriented. Your financial life is similar: markets shift, goals evolve, and calm preparation matters. If you’d like a quick check-in on your plan, we're here.

09/23/2026

Whether you’re building your career, starting a family, or planning for retirement, a tax-intelligent Financial Professional can be your greatest asset at any stage of life. Reach out to us so we can put our tax intelligence to work for you!! 🚀

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09/16/2026

Retirement is the beginning of a new chapter, and like any transition, it comes with adjustments. By focusing on these 5 habits, you can create a retirement that feels both secure and fulfilling.

09/09/2026

What happens to your employer-sponsored retirement accounts when you change jobs? Find out in our latest video.

09/07/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

09/02/2026

For people with portfolios that generate considerable dividend and interest income, managing those distributions could reduce your tax liabilities. A few tax-efficient moves can make a big difference.