Hometown Investment Services

09/23/2025

The markets have been active this week — here’s a quick update on the key events and numbers you need to know.

The latest issue of Market Week is available.

07/09/2025

Retirement isn’t a destination—it’s a journey that needs a plan.
Let’s schedule a time to sit down and talk about your retirement goals, needs, and how to get there. Having a plan in place—and keeping it updated—is one of the best steps you can take for your future peace of mind.

Investment products are not insured by the FDIC, are not deposits, and may lose value.

It's difficult to reach a destination unless you know where you are heading.

06/17/2025

🎓 College isn’t cheap — but a smart plan can make all the difference!

Whether you’re saving for your kids or grandkids, there are several ways to invest for college and take full advantage of education funding options.

💡 This article does a great job breaking it all down.
Give it a read — and if you’re ready to start planning, I’m here to help!

📲 Let’s chat and build a strategy that fits your goals.

Investment products are not insured by the FDIC, are not deposits, and may lose value.

529 plans can be a great way to save for college, but they're not the only way. Other college savings options include mutual funds, custodial accounts, and U.S. savings bonds.

06/03/2025

Do you have a financial plan in place? This article offers great insight into preparing for the many milestones life may bring. Let’s talk about how we can create a personalized plan to help you stay ahead—give me a call today at 606-526-2710!

Investment products are not insured by the FDIC, are not deposits, and may lose value.

Ask yourself these questions when setting your investment goals.

05/29/2025

Fixed annuities can be a powerful addition to your retirement strategy, offering dependable income and steady growth. These products are contracts with insurance companies that offer a fixed rate of return on your principal, providing both security and predictability.
Take a look at some of the competitive rates available from top insurers today!

Investment products are not insured by the FDIC, are not deposits, and may lose value.

05/19/2025

The latest issue of Market Week is available.

05/13/2025

Here’s a quick recap of last week’s key developments—and a look at what to watch in the week ahead.

Investment products are not insured by the FDIC, are not deposits, and may lose value.

Find out more

05/13/2025

Planning for Long-Term Care? There’s a Smarter Way!

Traditional long-term care insurance can be expensive—and if you never use it, that money is gone. That’s where Long-Term Care Annuities come in.

These innovative solutions provide coverage if you need care, and flexibility if you don’t. It’s a more efficient way to protect your future without wasting your investment.

This article offers a clear breakdown of how they work and why they might be a smart fit for your financial plan. 👇

Investment products are not insured by the FDIC, are not deposits, and may lose value.

When planning for the potential cost of long-term care, you've probably considered long-term care insurance. But premiums can be expensive, and if you do buy the coverage, you probably hope you never have to use it. The prospect of paying costly premiums for long-term care insurance that you might n...

03/31/2025

Knowing how much you can contribute to your retirement accounts each year is key to building a solid financial future. Contribution limits are generally higher for employer-sponsored plans like 401(k)s or Simple IRAs, making them an excellent option — especially if your employer offers a matching contribution.

While many people I work with focus solely on their employer-sponsored plan, it’s worth considering additional options. You can also open an Individual Retirement Account (IRA) outside of work and contribute up to a certain limit each year, giving your retirement savings an extra boost.

Reach out so we can explore the best strategy for your retirement contributions!

Investment products are not insured by the FDIC, are not deposits, and may lose value.

Learn the contribution limits for IRAs and employer-sponsored retirement plans.

03/25/2025

Good read on Roth IRA's!
On top of it being a tax-free bucket of money at retirement, it also offers the ability to withdraw any contributions at any time, early withdrawals for college or a first-time home purchase, no RMD’s, and the ability to invest for retirement beyond your work 401k.
Give me a call and let's talk about what all a Roth IRA can do for you!

Investment products are not insured by the FDIC, are not deposits, and may lose value.

Features of the Roth IRA may make it an appropriate financial management tool for more than just retirement.