Upper Cumberland Life & Health

10/15/2026

Heading into your Medicare review? Here's what to have in hand.

Four things make the whole appointment run smoothly.

Your list of doctors, so we can check who's in network for the plans you're considering.

Your list of medications, so we can see what you'd actually pay for them next year.

Your Medicare card, so we can pull up your information.

Your preferred pharmacy & any notices you have received.

That's all you need. We take care of everything else.

Open enrollment runs through December 7, and appointments are filling up. Call or message our office to get on the calendar!

10/15/2026

Today, October 15th, is the first day of the Medicare Annual Enrollment Period (AEP), and it runs through December 7th.

Think of it as a yearly check-up for your coverage. Plans change what they cost and what they cover every year, and your health needs change too. A quick review now can save you real money and a lot of frustration down the road.

Please get on our schedule and let us take a look at your plan with you. If you're new to Medicare, we'd love to sit down together and walk you through it, at your pace and without the confusing jargon. We're really good at it, and we truly enjoy it.

Call or message us today. Our schedule fills up quickly!

10/07/2026

🎄 Friendly reminder - 2026 Angel Tree applications are now open! 🎄

Upper Cumberland Life and Health is now accepting applications for our 2026 Angel Tree.

📅 Applications due: November 1st
📋 Application reviews completed by: November 5th

If you would like to be considered for our 2026 Angel Tree, please submit your application by the deadline. Spots for our tree are limited & fill quickly so get your application in soon!

❤️ We look forward to helping brighten the holidays for families in our community ❤️

10/06/2026

If you're on a Medicare Advantage plan, don't assume everything stays the same in 2027. Some plans are leaving certain areas, and even plans that stick around can change out-of-pocket costs, networks, or drug coverage. Your Annual Notice of Change is the place to start. We put together a plain-English walkthrough of what's happening and what to do before December 7.

10/06/2026

Medicare costs are shifting again for 2027, and a couple of the changes could catch you off guard if you're not paying attention. Part B premiums, the Part D deductible, and the out-of-pocket cap are all going up. Your plan's drug list and network could look different too, even if you don't switch a thing. We break it all down so you can plan ahead before open enrollment closes December 7.

10/06/2026

Come see us!

10/06/2026

Medicare's Annual Enrollment Period starts October 15, and this year there are real plan changes worth paying attention to. Even if your plan's name stays the same, your costs, drug coverage, or provider network could look different for 2027. We wrote up four things to check before you re-enroll, and why starting early beats scrambling in late November. No cost to review, no obligation to switch. Just good information so you can decide with confidence.

Here's what to look for this fall: https://www.uclifeandhealth.com/aep-opens-october-15-whats-actually-changing-for-2027/?utm_source=facebook&utm_medium=social&utm_campaign=article

10/04/2026

The countdown is on for a Medicare Open Enrollment! Preview and compare your Medicare options and make sure you have the best coverage for your needs.

While it’s too soon to make plan changes, you can start browsing your options with us so you’re ready for Open Enrollment on October 15.

09/29/2026