T. E. Lott and Company

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T. E. Lott and Company Quality, Integrity, Service and Professionalism Since 1926!

Open enrollment season is here, and it's one of the most financially consequential decisions many people make all year.I...
10/09/2026

Open enrollment season is here, and it's one of the most financially consequential decisions many people make all year.

If you're on a high-deductible health plan, your HSA is one of the most tax-advantaged accounts available: contributions go in pre-tax, grow tax-free, and come out tax-free for qualified expenses. FSA deadlines and use-it-or-lose-it rules are also worth reviewing before your window closes.

TEL can help you think through how these elections fit your broader financial and tax picture.

People who wait for a higher income to start saving often find their lifestyle grows right along with their paycheck, an...
10/07/2026

People who wait for a higher income to start saving often find their lifestyle grows right along with their paycheck, and the savings never happen. Starting small and staying consistent beats waiting for the perfect moment.

TEL can help you build a plan that works with where you are right now.

Q4 is here! That means the window for meaningful financial moves before December 31st is open.Retirement contributions, ...
10/05/2026

Q4 is here! That means the window for meaningful financial moves before December 31st is open.

Retirement contributions, withholding adjustments, charitable giving, tax planning — these decisions don't make themselves, and waiting until November limits your options significantly. If you've been thinking about a year-end conversation with TEL, today is the right day to reach out.

We're in the fourth quarter on the field and in your finances!Every football fan knows the fourth quarter is where champ...
10/02/2026

We're in the fourth quarter on the field and in your finances!

Every football fan knows the fourth quarter is where championships are decided, and the teams that win it are the ones who prepared. Your financial Q4 works the same way.

The moves you make in October and November determine how 2026 ends. TEL is here to help you call the right plays.

The final 92 days of 2026 start tomorrow, and what you do with them financially matters more than most people realize. T...
09/30/2026

The final 92 days of 2026 start tomorrow, and what you do with them financially matters more than most people realize. There are still meaningful moves to make before December 31: retirement contributions, withholding adjustments, tax planning conversations, estate planning reviews, year-end business decisions.

None of them happen on their own. If you've been thinking about scheduling a year-end planning conversation with TEL, today is the right day to reach out. Let's make sure 2026 closes the way you want it to!

Q4 starts in three days! At TEL, this time of year is one of the most meaningful on our calendar. Not because of deadlin...
09/28/2026

Q4 starts in three days! At TEL, this time of year is one of the most meaningful on our calendar. Not because of deadlines, but because of what those deadlines represent: the opportunity to help clients finish the year in a better position than they started it.

For nearly 100 years, TEL has walked alongside individuals, families, and businesses through every season, and the final quarter is no different. We're ready to help you close out 2026 with the same clarity and care we've brought to every client relationship for a century.

Let's finish strong together!

With Q4 just days away, now is the time to check where you stand against your annual retirement contribution limits! If ...
09/25/2026

With Q4 just days away, now is the time to check where you stand against your annual retirement contribution limits! If you're not on track to max out your 401(k) or IRA by December 31, there's still time to increase your contributions, but the window is closing.

Even a modest increase in your remaining paychecks can make a meaningful difference, both for your retirement savings and potentially for your tax bill. TEL can help you assess where you stand, understand your options, and make sure your contribution strategy is working as hard as it should be heading into year-end.

Year-end creates a natural sense of urgency around estate planning, for a good reason. Annual gifting strategies, benefi...
09/23/2026

Year-end creates a natural sense of urgency around estate planning, for a good reason. Annual gifting strategies, beneficiary designation reviews, and document updates all have more impact when completed before December 31.

If you've been putting off reviewing your will, trust, or powers of attorney, the final quarter of the year is one of the best times to get it done. Life moves quickly, and a plan that reflected your wishes two years ago may not reflect them today.

TEL can walk you through what needs attention and help you close out 2026 with the right protections in place for the people you love.

The first day of fall is a natural moment to pause and take stock — not just of the season changing, but of where your f...
09/21/2026

The first day of fall is a natural moment to pause and take stock — not just of the season changing, but of where your finances stand heading into the final stretch of the year.

Have your income or expenses shifted since January? Are your savings goals still on track? Are there contributions, adjustments, or decisions that need to happen before December 31?

A fall financial reset doesn't have to be complicated. It can be as simple as reviewing where you are and making sure your plan still fits your life. TEL is here to help you do exactly that.

Q3 is officially closed. For small business owners, that means it's time to take a hard look at the numbers before Q4 ar...
09/18/2026

Q3 is officially closed. For small business owners, that means it's time to take a hard look at the numbers before Q4 arrives.

The decisions you make in September and October shape how your business closes out the year and how it starts the next one. TEL's small business accounting services give you the clarity to make those calls with real numbers, not assumptions.

Contact TEL to schedule a Q3 review.

Address

Columbus, MS
39701

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

(662) 328-5387

Website

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