Managing To Be Wealthy

American Enterprise

THEN AND NOW
The critical footprint of small business
and its foundational value to the U.S. economy

- Innovation starts here!
- Job creation
- The side effect of competition
- Big Fry-Small Fry
- The influence on community
- Tax breaks for all!
- Flourishing diversity
- The thumbprint of industrial icons
- What does the future hold for small business?
- Virtual operations and their consequences
- Flexibility in the workplace
- Cheers to the economy!

https://www.managingtobewealthy.com/podcast/2022/3/27-ep-227-american-enterpris

DISABILITY INSURANCE

PROTECT YOUR ABILITY TO PRODUCE INCOME

How To Fit Disability Insurance Into Your Financial Plan

- How does insurance fit into protecting your financial legacy?
- Fight the potential sticker shock!
- Employer provided insurance: The devil's in the details
- Look for ways to reinforce your coverage
- Consider your salary and how you're paid
- Understand the tax expectations
- Social Security disability insurance
- Athletes and business owners
- Don't get caught up in the "It's not gonna happen to me!" mindset

TALK TO YOUR Certified Financial Planner!

https://www.managingtobewealthy.com/podcast/2022/3/20/ep-226-disability-insurance

MANAGING WINDFALL

So...you've been handed a bucket of money! NOW WHAT??

Financial Planning Strategies
for the Management and Protection of a
Monetary Windfall

- Take stock of your "buckets"
- Be wary of the temptation to change your lifestyle
- Knock! Knock!...it's TAX TIME!
- How does charity fit into your plan?
- Make it matter!
- Tips to protecting your new money
- Why is an ESTATE PLAN so important?
- Insurance is assurance
- Privacy is key

GET HELP from your Certified Financial Planner!

https://www.managingtobewealthy.com/podcast/2022/3/13/ep-225-managing-windfall

CREATING NET WORTH

WHAT IS YOUR NET WORTH?
Tips to creating, growing, and protecting your money

- Investing is long term: Reap the benefits by resisting fear!
- Discipline and attentiveness are key
- How do YOU compare: Tracking your net worth
- Keep yourself accountable: Set goals!
- Will you need to work longer?
- Breaking down your assets: Liquid vs. Illiquid
- Tips to saving more while paying down debt
- Can owning a business help your net worth?
- How does insurance affect your money?
- Check in with your Certified Financial Planner for more help!

https://www.managingtobewealthy.com/podcast/2022/3/6/ep-224-creating-net-worth

BUILD YOUR WEALTH!
INFLATION, ENERGY, AND BUILDING WEALTH IN TODAY'S ECONOMY

- Inflation, interest rates, and the housing market
- How energy affects your lifestyle
- Understand your income cycle
- Beware of the "opportunity" to borrow money
- What if your income fluctuates?
- Consider saving as an expense
- What are your obstacles to achieving your goals?
- The REAL cost of home ownership
- Using insurance in your financial plan
- Seek the help of a Certified Financial Planner!

https://www.managingtobewealthy.com/podcast/2022/2/27/ep-223-build-your-wealth

Love and Money

BLEND YOUR FINANCES
..In Harmony!

- The "Me" to "WE"
- Bond and connect over the monthly budget
- Sharing life's priorities and goals
- Pay attention early in the courtship
- Transparency from the get go
- The impact of childhood influences
- Until you're married..you're NOT!
- Who pays for what?
- Take the vows, then hit RESET!
- Communication is key in choosing lifestyle goals
- Start early- Get help from a Certified Financial Planner!

https://www.managingtobewealthy.com/podcast/2022/2/20/ep-222-love-and-money

SAVING VS. DEBT REDUCTION

What would give YOU Greater Peace of Mind

..Prioritizing Your Savings, or Paying Down Your Debt?

- The importance of tracking your expenses
- The two faces of debt
- Prioritize savings while you manage payments
- Pay yourself first to get ahead!
- Understand your financial obligations
- Snowball versus Avalanche
- Is discipline your Achilles heel?
- Talk to your Certified Financial Planner

https://www.managingtobewealthy.com/podcast/2022/1/30/ep-221-saving-vs-debt-reduction

Tax Optimization

OPTIMIZE YOUR TAXES
To Create The Most Proficient Financial Plan

- A quick review of the tax law changes
- What opportunities are on-deck with the current tax code?
- Maximize the tax efficiencies
- The intricacies of the tax cuts and Jobs Act
- Business tax rates - Location! Location! Location!
- How will the tax law benefit YOU?
- Where do you start when tax planning?
- Check in with your Certified Financial Planner!

https://www.managingtobewealthy.com/podcast/2022/1/23/ep-220-tax-optimization

2022 Tax Planning

Forward Thinking TAX PLANNING...for the new year

- Get to know your tax return to avoid reacting
- Why you need to understand the new tax code
- Organize! ...data management is key
- Do you track your living expense?
- Deductions - 101
- What is a marginal tax rate?
- Tax form "alphabet soup"
- CPA versus pen and paper

Seek the help of your financial advisor!

https://www.managingtobewealthy.com/podcast/2022/1/16/ep-219-2022-tax-planning

Retirement Goals

Create a Successful Retirement Plan...YOUR Way!

- Do your homework before you make a change

- Don't forget your insurance footprint

- Evaluate your healthcare costs

- Know your goals to avoid missteps

- How family plays into your retirement plan

- The economy of today and your financial goals

- The various ways you can gift loved ones

- Consider the many faces of care giving

- Talk to your advisor along the way!

https://www.managingtobewealthy.com/podcast/2022/1/11/ep-218-retirement-goals

2022 GOALS
FINANCIAL PLANNING GOALS TO TAKE YOU INTO THE NEW YEAR
Are your "resolutions" realistic?

- Create great habits - small and large!

- Hindsight is 20/20 to success in the future

- Time period goal setting

- Accountability lights the fire!

- Navigating short term and long term goals

- Out of sight, out of mind: SAVE!

- How do YOU respond to risk?

- Track you living expenses

- Evaluate your insurance needs

- Educate yourself and exercise new muscles

https://www.managingtobewealthy.com/podcast/2021/12/19/ep-217-2022-goals