Brian S. Austria, CFP, APMA - Financial Advisor at Ameriprise Financial

Join us tomorrow at 12:30 PM on MS Teams!

Whether you are thinking about buying, selling, or just want to stay informed, this session is for you. Hear from a mortgage broker and realtor as they cover current rates and answer your questions.

RSVP here to save your spot and get the link: https://bit.ly/4e0jiSi

Hope to see you there!

🚗 Why Do Insurance Rates Increase for Youthful Drivers? 🚗

Teen and young adult drivers often face higher insurance premiums because they have less driving experience and are statistically more likely to be involved in accidents.

The good news? There are ways to help keep costs down:

✅ Maintain good grades (many carriers offer Good Student Discounts)
✅ Complete an approved driver safety course
✅ Choose a vehicle with strong safety ratings
✅ Avoid accidents and traffic violations
✅ Consider telematics or safe-driving programs
✅ Bundle auto insurance with other policies when possible

A clean driving record and safe habits can make a big difference over time.

Have questions about your family's auto insurance? Contact Point A Insurance—we're happy to help you explore options and discounts that may be available.

Your 30s & 40s = Your Money Make-or-Break Years

Most people:
1.) Wait to invest
2.) Underfund retirement
3.) Carry too much debt
4.) Skip an emergency fund

Small mistakes now can compound into bigger issues later.

The good news? A few smart moves today can completely change your future.

Five financial mistakes Americans in their 30s and 40s are making, expert warns Experts say even small changes to everyday financial habits could boost long-term wealth. Here are five costly money mistakes Americans in their 30s and 40s should avoid.

Consistency often beats “perfect timing.” When markets feel uncertain, I can help you stay invested and feel confident in your plan. Let’s talk.

Thinking about buying a home but not sure where to start?

Join us for a complimentary webinar on Preparing for Homeownership where we’ll walk through practical strategies to help you feel confident and ready for your next move.

We’ll cover:
✔️ Smart mortgage and housing strategies
✔️ When it’s the right time to buy or sell
✔️ Key financial steps to prepare now

Whether you’re a first-time buyer or planning your next move, this session is designed to give you clarity and confidence.

Reserve your spot today⬇️

Homeownership starts long before you get the keys. 🔑

Our Preparing for Homeownership event is designed to help you understand what it really takes, financially and strategically, to buy a home with confidence.

📅 Save your spot today: https://bit.ly/4c02vh4