Erik Baskin, CFP

In episode 41 of the BLUF Finance Podcast, I talk about how to determine how much to put down on a house as well as what type of mortgage is right for you.

There are tons of relvant considerations like:

- How long you plan on staying
- VA Loan eligibility
- Liquidity available
- Current debt levels
- Interest rates across loan types
- Inentions to use it as a rental or not

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https://www.baskinfp.com/post/41

In episode 36 of the BLUF Finance Podcast, I walk through how we have invested our money from being brand new 2nd LTs out of the Air Force Academy to being a full time Veteran Business Owner.

I walk through our goals and how that aligns with how we are allocating excess cash to the different accounts in each phase of life in our past, present, and future.

Subscribe and listen wherever you get your podcasts!

https://www.baskinfp.com/post/36-how-ive-invested-my-money-from-2nd-lieutenant-to-veteran-business-owner

Optimizing your money means not overspending, but also the rarely talked about topic of not over saving!

If you're not careful, this can have huge impacts and results in you giving up things you need now, only to pay more tax to the IRS when you pass away in estate tax!

In episode 29 of the BLUF Finance Podcast, I walk through why sometimes it make make sense to slow down or stop saving for "retirement" entirely. I walk through an example using numbers and tools to show why having too much money someday can be a problem and is not optimal for most families.

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www.baskinfp.com/post/29-when-it-makes-sense-to-stop-saving-for-retirement

In episode 27 of the BLUF Finance podcast, I talk about the pros and cons of the main retirement account options for small business owners to setup to save on tax and diversify away from their business whether they have a small side hustle or are full time business owners.

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https://www.baskinfp.com/post/27-retirement-accounts-for-small-business-owners

In episode 24 of the BLUF Finance Podcast, I talk about how to calculate and assess your savings rate and some things to think about when deciding whether this is a healthy rate for your family.

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www.baskinfp.com/post/24-savings-rate