Lance Wright: Financial Advisor at Mutual of Omaha

10/16/2026

The Hourglass Theory: A Smarter Way to Think About Wealth Transfer

Imagine your wealth flowing through an hourglass — assets accumulate over time, but how they pass through to the next generation depends on strategy. The Hourglass Theory helps visualize how to preserve, protect, and pass on your legacy efficiently.

Find out how to:
• Minimize taxes
• Maximize impact
• Maintain control

Want to learn how the Hourglass Theory can work for you? Let’s talk — contact me today!

Learn more: https://mutualofomaha.co/478TO0i

10/15/2026

Use your benefits your way with Mutual of Omaha Hospital Protection℠ insurance policy. From hospital bills to groceries to home care — it’s your choice.
Connect with me today.

10/10/2026

Hospital stays can be stressful, but finances shouldn’t be. Mutual of Omaha Hospital Protection℠ insurance policy helps cover costs so you can focus on healing.
Connect with me today.

10/09/2026

Estate Planning just got a SECURE upgrade. The SECURE Act changed the game — and your legacy deserves a winning strategy. Learn how Mutual of Omaha’s SECURE Transfer Planning can help protect your retirement assets, minimize taxes and maximize what your loved ones receive. Smart planning = Lasting impact.

Watch how it works! https://mutualofomaha.co/4j9OmSs

Let’s talk — contact me today!

Learn more: https://mutualofomaha.co/478TO0i

06/25/2026

Employer Coverage, Term Coverage, and Permanent Coverage: Why It All Matters

Most individuals and families I meet with view life insurance as an either/or decision.

The reality is that different types of life insurance are designed for different purposes. Understanding those differences can help you better protect your family and your financial future.

Term Life Insurance: Designed to provide protection during your highest-risk financial years.

Often best used to:
Cover a mortgage
Protect young children while they are still at home
Replace the income your family depends on

If something were to happen during your peak earning years, term coverage helps ensure your family's financial stability and gives them time to adjust without facing immediate financial hardship.

Permanent Life Insurance: is built for the long term.

In addition to providing lifelong coverage, it can offer:
Cash value accumulation
Estate and legacy planning advantages
Guaranteed protection that remains in force regardless of changes in health or age

Permanent coverage is designed to create financial security later in life and help you leave a lasting legacy for the people you care about most.

Employer-Sponsored Life Insurance: is a valuable benefit and can serve as an important supplement to your overall protection strategy.

However, it is often:
Limited in coverage amount
Tied to your employment
Not portable if you change jobs or retire

For many families, employer coverage can help with final expenses and provide an additional layer of protection during working years.

Why All Three Matter:

Rather than asking which type of coverage is "better," a better question is: What job do you need your life insurance to do?

Term insurance protects your temporary financial responsibilities.
Permanent insurance protects the people, goals, and legacy that last a lifetime.
Employer coverage supplements the protection you own and helps fill gaps while you're working.

The strongest protection strategy often isn't choosing one over the others—it's understanding how each type of coverage can work together to support your family through every stage of life.

Curious where you and your family are currently? Take a moment to review your coverages and reach out with questions and thoughts as they arise.

06/24/2026

What is an annuity?

06/18/2026

I help individuals & families protect their most valuable asset, which is their ability to earn an income.

Some of the most important financial planning decisions individuals and families make revolve around protecting their income. Unfortunately, this is often overlooked as people focus primarily on saving, investing, and planning for retirement. While those areas are certainly important, all of those plans depend on one thing: having an income available to fund them.

That's why I enjoy helping individuals & families first evaluate their protection strategy and how it fits into their overall financial goals. Once we have confidence that the foundation is in place, we can then focus on accumulation, growth, savings, and retirement planning to create a more complete and holistic financial plan.

Are you currently working with a professional who focuses on protecting your income and ensuring that the rest of your financial plan is built on a solid foundation?

If not, I'd welcome the opportunity to spend 10-15 minutes learning more about your family's goals and sharing some ideas that may help strengthen your overall financial plan.

in Lance Wright, Clive, IA.

05/31/2026

401(k) regulations are complex – it’s possible to miss something that could put your company's retirement plan at risk. I can help you simplify the process, reduce risk, and uncover smarter solutions for your business.

05/21/2026

Is managing your company’s 401(k) plan becoming more of a headache than it should be? Let’s connect and explore options to simplify your company’s 401k plan—so you can focus on running your business, not chasing paperwork.

05/11/2026

Has your company’s workforce been growing? As your workforce expands, it’s smart to revisit your company’s retirement plan. Let’s connect and make sure it still fits your team’s needs.