The Wealth Guardians

10/12/2026

10/10/2026

🕥The concept of retirement happening at age 65 has certainly evolved over the last 90 years. In fact, age and Social Security don't necessarily dictate timing. Retirement timing touches nearly every aspect of a long-term financial plan and our latest blog walks you through all the considerations, and most importantly, how to plan your timing so it fits your lifestyle and financial goals.

Check out our latest blog at https://bit.ly/3Q8uZNz. Retirement isn’t a number; it’s a solid financial plan.

10/09/2026

Brice and Doug discuss the most important items you need to understand about your retirement plan. Tune in as they discuss effective tax rates vs. tax brackets, IRA to Roth conversions, distribution timing and much more! Find us on our YouTube channel or wherever you get your podcasts!

10/08/2026

Buying and selling investments can impact not only portfolio performance but also how investment gains are taxed, making the timing of transactions important.

Understanding the difference between short-term and long-term capital gains is an important part of tax-aware investing. While taxes should not be the sole factor driving investment decisions, recognizing how holding periods may affect tax treatment can help investors evaluate their options more thoughtfully.

✅Check out our blog at https://bit.ly/4AI92Y2 to learn more about capital gains/losses and the tax implications on your portfolio.

10/07/2026

The Wealth Guardians flag made it all the way to to Australia! Thank you to Henno & Fredna for taking us with you on your trip! We hope you had an incredible time!

10/07/2026

What should you expect when you sit down with a financial planner for the first time?

On this episode of The Vault with The Wealth Guardians, Garrett Ray and Brice Payne discuss four important questions your financial planner should be asking you. From understanding your goals and priorities to learning more about your current financial picture, these conversations can help lay the groundwork for a retirement strategy built around you.

Garrett and Brice explain why these questions matter, what your answers can reveal, and how a productive first meeting should go beyond simply talking about investments.

If you're preparing to meet with a financial professional, this episode can help you know what to expect and what a meaningful planning conversation should look like.

10/06/2026

One of the biggest factors that can affect your retirement plan is . Our guide presents an in-depth look at the importance of tax optimization as one part of your retirement strategy. Learn about the various buckets:

• Taxable
• Tax deferred
• Income tax-free
• Estate taxes

Read on for best practices that have the potential to save you thousands when planning your retirement. Check out our free guide at https://bit.ly/4eaNhUW today!

10/06/2026

What financial questions are listeners asking right now?

This past weekend on The Wealth Guardians Radio Show, Brice and Doug answered questions submitted by listeners and shared their perspective on a range of financial topics. From retirement planning and investment strategy to taxes, income needs, Social Security, and other important financial decisions, they broke down common concerns in a practical, easy-to-understand way.

It was a listener-driven conversation designed to help you think more clearly about your own financial plan and the questions you may want to be asking along the way.

10/05/2026

Happy Monday!

10/02/2026

This weekend on the Wealth Guardians Radio Show, Brice Payne and Doug Ray answer questions submitted by listeners and share their perspective on a range of financial topics. From retirement planning and investment strategy to taxes, income needs, Social Security, and other important financial decisions, they break down common concerns in a practical, easy-to-understand way. Find us on YouTube or wherever you get your podcasts!