Unique Wealth

Today we honor the brave men and women who made the ultimate sacrifice in service to this country. Their memory and their courage will not be forgotten.

Deciding when to claim Social Security is one of the most impactful choices in retirement planning, and it is rarely as simple as selecting an age. Health considerations, continued employment, tax implications, and the value of delayed credits all play a role in shaping long‑term outcomes. Claiming without evaluating these variables may meaningfully affect lifetime income.

Social Security decisions also influence other areas of a retirement strategy, including required minimum distributions, portfolio withdrawals, and overall tax exposure. When coordinated thoughtfully within a broader financial plan, the timing of benefits can help support greater efficiency over time.

As graduation season arrives, it is a common time for families to reflect on and revisit education savings. Recent updates to 529 plans have meaningfully expanded the flexibility families have in how those funds can be used. Rule changes have expanded what these accounts can do, not just for traditional college expenses, but across a much wider range of education and savings goals. For families who have been saving for years, the updated rules may open doors that did not exist when the account was first opened.

If you are unsure how the latest changes apply to your situation, it may be worth a closer look. How you use, transfer, or preserve these funds can have real implications for your overall plan, and those decisions are worth revisiting as your family's needs evolve. Connect with us at UniqueWealth.com to discuss what that might look like for your family.

Wishing a wonderful Mother's Day to all of the mothers, grandmothers, and mother figures in our Tampa Bay community. Thank you for being someone others lean on, look up to, and learn from.

Did you know that at Unique Wealth, we love golf? We mean we REALLY love it. That's why we're back with another Unique Wealth Golf Pool for next week's major tournament, the PGA Championship.

What is cool about the PGA Championship is that it reserves 20 spots for club professionals. That means club professionals that do not have their PGA cards can qualify to play.

It is the only major tournament that does this and it offers a life changing opportunity for a club professional. If one wins, they win a lifetime exemption to the tournament, as well as a five year invitation to the three other major tournaments.

Do you know who else could win? You!

Join the Unique Wealth PGA Championship Golf Pool and you could win a prize, if your team places in the top three! Enter here for free: https://bit.ly/4dtv4Ee

Rules and restrictions apply: https://bit.ly/4tZr98d

Participation in this contest, including any referral activity, does not constitute a testimonial or endorsement of Unique Wealth, LLC or its investment advisory services.

Referrals are not solicited for the purpose of obtaining advisory clients, and no participant is required or expected to promote or recommend Unique Wealth, LLC or its services.

Any referral bonus awarded is provided solely in connection with participation in this recreational contest and is not conditioned on the referral of advisory clients or prospective clients.

Most families generally recognize estate planning as an important part of their financial picture, yet the data suggests far fewer have taken the steps to put one in place. According to the Trust & Will's Estate Planning Report, only 31% of Americans have a will, 11% have a trust, and 55% have no estate plan at all. That gap in planning leaves the majority of families without a documented framework for how their assets, property, and wishes should be handled.

Now is a meaningful time to reflect on where your plan currently stands across some of the areas that matter most: your will and trust documentation, the preparation and financial literacy of your heirs, your tax and asset protection strategies, the clarity of your wishes around healthcare and guardianship, and whether the people closest to you know what your plan entails.

Estate planning is not reserved for a certain level of wealth or a certain stage of life. If it has been a few years since you last reviewed your plan, or you have not yet started one, consider this your reminder to give it the attention it deserves. Connect with us at UniqueWealth.com to discuss what that might look like for you.

What is shaping the investment landscape as we move into Q2 2026?

As the Iran conflict temporarily shifted the script on oil, rates, and the dollar, the themes we identified heading into 2026 have reasserted themselves. The physical economy is winning, earnings remain strong, and dispersion has created a stock picker's market unlike anything we have seen in years.

Our Q2 2026 Market Outlook, "Back to the Future," takes a closer look at where markets stand today and themes worth watching in the months ahead. We explore:

- The Rotation is Real
- AI Infrastructure Over Software
- Dispersion at Historic Levels
- Defense as a Structural Theme
- Fixed Income — Move Up in Quality

Read the full Q2 2026 Market Outlook: https://files.constantcontact.com/d0468d75801/5a34df7e-7f74-4b22-9571-edbc9f53d93b.pdf?rdr=true

What questions are you sitting with as the second half of the year comes into view?



Content in this post is for informational purposes only and is not an offer, solicitation, or recommendation for any security, product, or service. It is not intended as investment advice and should not be relied upon for investment decisions. Third‑party information is believed to be reliable but is not guaranteed.

Come join our team this Saturday for Cornerstone Family Ministries' 46th annual Wonder Walk & Run along the picturesque Bayshore Boulevard in Tampa!

Register, sign up a team, or donate at: CornerstoneFamilyMinistries.com/WonderWalk

Your support provides scholarships for inner-city children, giving them a safe place to learn, grow and thrive.

Since 1892, Cornerstone has been a source of hope for children and families, faithfully responding to the needs of our Tampa Bay community.

Recently, the Unique Wealth team had the pleasure of serving as a Title Sponsor for the Livingstone Academies Topgolf fundraiser in support of a truly deserving organization.

Livingstone Schools serves students with unique abilities across four campuses here in the Tampa Bay area, including Livingstone Academy Seffner, Livingstone Academy Riverview, the Livingstone Academy Autism Center, and the Livingstone Academy Exceptional Center.

We are grateful to have been part of an evening that raised $33,000 for their mission, and proud to stand alongside so many generous sponsors, families, and guests who made it possible. Thank you to Livingstone Schools for everything you do to create meaningful opportunities for your students, and for welcoming us into such a special night. We look forward to continuing to show up for the organizations making a difference in the Tampa Bay community!

Grab some lemondade, get your lawn chair, mix yourself an Azalea cocktail, and slap together a pimento cheese sandwich - because it is Masters Tournament Week! To celebrate, we're giving you a chance to pick who's going to win the 2026 Masters.

Join the Unique Wealth Masters Golf Pool and you could win a prize, if your team places in the top three! Enter here for free: https://bit.ly/4tvymfD

See slide two for full golf pool rules and regulations.



Participation in this contest, including any referral activity, does not constitute a testimonial or endorsement of Unique Wealth, LLC or its investment advisory services.

Referrals are not solicited for the purpose of obtaining advisory clients, and no participant is required or expected to promote or recommend Unique Wealth, LLC or its services.

Any referral bonus awarded is provided solely in connection with participation in this recreational contest and is not conditioned on the referral of advisory clients or prospective clients.