Cornerstone Retirement Advisors, Inc.

Gary, congratulations on 20 years with Raymond James.
Your dedication to your clients and your unwavering professionalism have made your partnership with us truly meaningful. We're grateful for the trust, collaboration, and integrity you've brought to our shared work.
To celebrate this milestone, we're delighted to present you with a hand‑etched bottle of cabernet crafted exclusively in your honor.

🏥 Medicare Open Enrollment: A Good Time to Review Your Coverage

Medicare coverage isn't necessarily a "set it and forget it" decision.

Each year, Open Enrollment provides an opportunity to review your current Medicare coverage and consider whether it still fits your healthcare needs and budget.

Changes in premiums, prescription drug coverage, providers, and healthcare needs can all affect whether your current plan remains the right fit.

Before making a decision, consider reviewing:

💊 Prescription drug coverage and costs
🏥 Premiums, deductibles, and out-of-pocket expenses
🩺 Your doctors and healthcare providers
📋 Changes to your plan's benefits or coverage
💰 How healthcare expenses fit into your overall retirement budget

At Cornerstone Retirement Advisors, we believe retirement planning is about looking at the whole picture. Healthcare costs can have a meaningful impact on retirement income, cash flow, and your long-term financial plan.

Open Enrollment is a good reminder to review your coverage—not just assume that last year's choice is still the best fit.

Have you reviewed your Medicare coverage for the coming year?

Preparing for the unexpected brings clarity for you and those who matter most. Thoughtful conversations and documentation today can help ease uncertainty for loved ones tomorrow.

Advance care planning: a loving act raymondjames.com

🏈 Kickoff Confidence

Football season is here! The jerseys are out, the stadium lights are glowing, and fans are ready for another season of big plays, close games, and plenty of reasons to cheer.

But every great drive starts with a plan.

The same is true when building your financial future. Set your goals. Know your strategy. Stay disciplined. And keep moving forward—one play at a time.

At Cornerstone Retirement Advisors, we believe thoughtful financial planning, investing, and wealth management are about more than chasing the next big play. They're about having a strategy designed around your goals and staying focused for the long term.

So, as football season kicks off, we're celebrating the game-day traditions that bring our communities together. 🏈💚

https://www.linkedin.com/posts/telwyn_for-business-owners-personal-and-business-ugcPost-7495440600780050432-NumG?utm_medium=ios_app&rcm=ACoAAARXIwsB4d4mfUFenB0itfM6G8adsVZku00&utm_source=social_share_send&utm_campaign=facebook

Resources personalized.

For business owners, personal and business goals are rarely separate. Decisions around growth, liquidity, benefits, talent and succession can affect not only the owner, but also their family… | Tash Elwyn For business owners, personal and business goals are rarely separate. Decisions around growth, liquidity, benefits, talent and succession can affect not only the owner, but also their family, leadership team and employees. That complexity reinforces the value of an advisor who understands the full p...

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Resources

#stetsonlaw #raymondjames | Will Lucius My Wednesday night office for the next few months as I teach Long-Term Care Planning to our next generation of attorneys and industry professionals. The privilege of having taught several hundred students as an adjunct professor in this classroom over the past nine years is not lost on me. A rewardi...

Good stuff to share with associates and clients!

Back to School, Back to Building Futures 📚🍎

Kids are stepping into a new year of discovery, growth, and new adventures—and we're celebrating right alongside them. Every spelling test, science project, new friendship, and lunchbox joke is part of a bigger story: growing confident, capable young people.

At Cornerstone Retirement Advisors, we believe some of the most important financial lessons start early. Learning to save for something special, practicing patience, making thoughtful choices, and celebrating progress are skills that can last a lifetime.

As parents and families plan for the future, financial literacy and thoughtful financial planning can help turn today's small lessons into tomorrow's opportunities.

Here's to a school year filled with curiosity, growth, new adventures, and big dreams! 🎒✏️

Behind every successful internship is a team that makes growth possible — and this summer, the Cornerstone Team did exactly that.

Our CRA team strengthened scheduling systems, implemented clear portfolio nomenclature, aligned risk‑return attributes, and enhanced client experiences across the board. These improvements created the environment for Jarret to thrive.

Watching Jarret grow in confidence and skill has been one of the most rewarding parts of our work, and this season was no exception.

Jarret — thank you for the energy you brought to our team and the care you showed to the families we serve. Wishing you continued success as you take your next steps forward. Your future is bright, and we're proud to have been part of your journey.