VistaGuard Insurance

10/10/2026

I say. Mike and Samantha Moroney, what a triumph at Yoga Lab Millenia. You have brought calm to the frantic and flexibility to the stiff. Truly, the hamstrings of Chula Vista owe you a debt they can never repay. Wayside Physical Therapy & Performance and Yoga Lab, a partnership as natural as a deep breath and a long stretch. Should your body need mending, Dr. Mike awaits at waysidept.org. And should it need peace, Yoga Lab has a mat with your name on it. I salute you both, with a gentle and well-supported bow.

10/07/2026

10/04/2026

Life insurance can do more than pay a death benefit. Some policies also build cash value you can use later. If you'd like to see how that works for you, send me a DM here. Please keep personal details out of the comments. No pressure, just a conversation.

10/04/2026

More time for what matters most. Questions about Medicare? Let's talk. It's free to ask.

📲 (619) 505-3986

National Producer Number (NPN): 16810271
Calif DOI: 0I08213

10/01/2026

Paying for your own health insurance? Retired early, self-employed, or between jobs? There's a good chance you qualify for help.

Covered California open enrollment starts November 1 and runs through
December 31.

Here is what most people don't know.
4 out of 5 enrollees get financial help to lower their monthly premium.
Every plan in the same metal tier has the same benefits, no matter which company you pick.

Lost your coverage this year? You may not have to wait. Most life changes open a 60-day window to enroll now.

I'm a licensed agent in Chula Vista. My help costs you nothing. Your premium is the same with me or without me.

Send me a message or call (619) 595-3086. I'll show you your options.

09/25/2026

Just helped a young adult lock in health coverage through Covered California. It took less time than you'd think.

Many people skip coverage because they assume it costs too much. Then they find out they qualify for financial help that lowers the monthly premium. Some also qualify for plans with lower deductibles and copays.

Open enrollment for 2027 starts November 1. If you or someone you love needs coverage, or you want to check whether your current plan still fits, let's talk. There is no cost to work with me.

Tim Moroney, Licensed Insurance Agent
CA License | NPN 16810271

Financial help depends on household income, household size and other factors. Not everyone qualifies. Plans and prices vary by area.

08/18/2026

🚗 Know the rule at least in California.

Under CA Vehicle Code §40202 a parking citation is prima facie evidence - the court starts by accepting the ticket at face value. That shifts the burden to you to prove otherwise. You have 21 calendar days from the citation date to pay or contest.

We use nearly 30 years of federal administrative experience to help clients collect the evidence and make precise challenges at a fraction of the cost. Learn how we can help you respond correctly and on time. https://www.petitionguy.com/

08/10/2026

🎉 Exciting News! I am officially appointed with Molina Healthcare as of August 10, 2026!

I am thrilled to partner with a FORTUNE 500, multi-state healthcare organization that provides reliable health plans across the nation—including Arizona, California, Florida, Texas, Ohio, and many other states.

With this new partnership, I can now help individuals, families, and seniors navigate their healthcare journey through Molina's Medical Insurance Marketplace and Medicare plans. My goal is to ensure you find high-quality, affordable coverage that fits your unique needs.

👉 Ready to explore your options? Send me a direct message or comment below to schedule a free consultation, review your current coverage, or get a Marketplace or Medicare quote today!