Cooper Financial Planning

The Great Wealth Transfer's real recipients? Elder-care costs. The great wealth transfer is taking place, but it's not landing in the pockets of the supposed heirs.

Want to Dodge a Big RMD? Here's How to Donate to Your Favorite Charity Instead. Tax efficient donations means coping with an alphabet soup of RMDs and QCDs.

Credit Agreements Explained: What They Are, How They Work, and Examples A credit agreement is a legally binding contract that documents the terms of a loan agreement between borrower and lender.

5 Ways Your Nervous System Shows Up In Your Financial Life Your avoidance, overspending, and money anxiety aren't personality flaws. They are nervous system responses and understanding them is the first step to changing them.

Fed Warning: America’s Financial System Is Strong, but Risks Are Rising The Federal Reserve’s May 2026 report does not sound alarm bells. But resilience is not immunity.

Walmart, Target and Dollar General Are Pouring Billions of Dollars Into One Surprising Aspect of Their Businesses These major retailers are investing heavily in the future of shopping.

AI Is Forcing CEOs to Make a Stark Choice: Lay Off Workers or Make Them Do More Company bosses are splitting into two camps over what the technology’s best, immediate benefits are. Neither calls for more hiring anytime soon.

AI Is Distorting Practically Everything About the Economy AI is making growth look better and the job market look worse.

A Longer Life Can Lead to Financial Concerns, and More Questions With Americans living ever longer lives, the age-old worry of outliving savings has become more pronounced.

How Many People Really Downsize Their Home for Retirement? Aging Americans often say they're getting ready to downsize. The data suggests otherwise.

Feeling Financial Stress or Financial Anxiety? Understanding the Difference Is Key to Moving Forward. Financial stress comes from a trigger; financial anxiety lingers even without one.