Pekin Hardy Strauss Wealth Management

Scammers are becoming more sophisticated and more convincing than ever. From fake emails and spoofed phone numbers to AI voice cloning and impersonation scams, the pressure to act quickly is often the biggest red flag.

Read more here: https://pekinhardy.com/understanding-how-scams-work-and-how-to-protect-yourself/

Estate planning is not only about transferring wealth. It is about creating clarity for the people you care about most.

Read more https://pekinhardy.com/the-basics-of-estate-planning-2/

Our latest quarterly commentary explores how the escalating U.S.–Iran conflict and disruptions in the Strait of Hormuz could impact inflation, global trade, and financial markets.

Read our quarterly commentary https://pekinhardy.com/war-inflation-and-market-signals/

Gold has surged this year

In our latest Managing Your Money episode, the Pekin Hardy Strauss team breaks down:
• What’s driving the gold price surge
• Why central banks are accelerating purchases
• How shifting reserve currency dynamics may reshape portfolios
• What this means for commodities and asset allocation

Read More Here: https://pekinhardy.com/the-2025-gold-rush-what-investors-need-to-know/

*The information and data in this video do not constitute as legal, tax, accounting, investment, or other professional advice. The views expressed are those of the author(s) as of the date of publication of this report and are subject to change at any time due to changes in market or economic conditions. The comments should not be construed as a recommendation of any particular strategy. Although information has been obtained from and is based upon sources Pekin Hardy believes to be reliable, we do not guarantee its accuracy. There are no assurances that any predicted results will actually occur. This video is prepared by Pekin Hardy Strauss, Inc. (“Pekin Hardy”, dba Pekin Hardy Strauss Wealth Management) for informational purposes only. The S&P 500 Index includes a representative sample of 500 companies in leading industries of the U.S. economy, focusing on the large-cap segment of the market.

The 2025 Gold Rush: What Investors Need to Know Explore the forces behind gold’s recent price surge and what it may signal for investors, portfolio allocations, and other commodities as central banks increase buying and market correlations shift.

Why is gold setting new records? In our latest commentary, we unpack the forces behind gold’s dramatic surge

Read More Here: https://pekinhardy.com/understanding-the-forces-behind-golds-historic-surge/

* This commentary is prepared by Pekin Hardy Strauss, Inc. (dba Pekin Hardy Strauss Wealth Management, “Pekin Hardy”) for informational purposes only and is not intended as an offer or solicitation for the purchase or sale of any security. The information contained herein is neither investment advice nor a legal opinion. The views expressed are those of the authors as of the date of publication of this report, and are subject to change at any time due to changes in market or economic conditions. Although information has been obtained from and is based upon sources Pekin Hardy believes to be reliable, we do not guarantee its accuracy. There are no assurances that any predicted results will actually occur. The S&P 500 Index includes a representative sample of 500 hundred companies in leading industries of the U.S. economy, focusing on the large-cap segment of the market. The Consumer Price Index (CPI) is an unmanaged index representing the rate of the inflation of U.S. consumer prices as determined by the U.S. Department of Labor Statistics.

Navigating Medicare

Navigating Medicare’s structure and coverage options can be challenging. Our latest Navigator outlines key aspects of Medicare Parts A, B, C, and D.

Learn more here: https://pekinhardy.com/understanding-medicare-and-how-to-maximize-benefits/

* The purpose of the Navigator series is to provide our clients with expert advice on a broad range of financial planning topics relevant to their lives. In certain cases, in order to give our clients the best possible guidance, we may consult outside subject matter experts whom we trust to provide accurate and unbiased information.
For this issue of the Navigator, Craig Blume, Founder of Blume Healthcare Solutions, provided material assistance in our preparation of the content. Craig is an independent broker/agent who provides a wide range of insurance products with a focus on Medicare and health coverage. Craig strives to be a one-stop source for benefits and services to his clients, including dental, vision, ACA Marketplace, fixed and indexed annuities, life insurance, end-of-life products and services, and Social Security analysis. Craig is licensed in IN, IL, OH, SC, and VA, and holds the Certified Senior Advisor (CSA), Registered Social Security Analyst (RSSA), and American Disability Medicare Advocate (ADMA) designations.
Please note that Craig Blume is related to a Pekin Hardy employee. There is no formal or informal referral arrangement between Pekin Hardy and Blume Healthcare Solutions.
This article is prepared by Pekin Hardy Strauss, Inc. (“Pekin Hardy”, dba Pekin Hardy Strauss Wealth Management) for informational purposes only and is not intended as an offer or solicitation for business. The information and data in this article does not constitute legal, tax, accounting, investment or other professional advice. The views expressed are those of the author(s) as of the date of publication of this report, and are subject to change at any time due to changes in market or economic conditions. Pekin Hardy cannot assure that the strategies discussed herein will outperform any other strategy in the future, there are no assurances that any predicted results will actually occur.

Understanding Medicare and How to Maximize Benefits Learn how to maximize your Medicare benefits with a clear breakdown of Parts A, B, C, and D, premium costs, coverage options, and expert tips to reduce out-of-pocket expenses and choose the right plan for your needs.

The post-WWII economic order is shifting. Rising tariffs, capital flight, de-dollarization, and fiscal strain suggest a more fragmented, inflationary world ahead.

We explore what this structural transition could mean for markets—and how we’re thinking about portfolio positioning in this new reality.

Read more here: https://pekinhardy.com/why-the-u-s-dollar-is-falling-under-trumps-second-term/

* This commentary is prepared by Pekin Hardy Strauss, Inc. (dba Pekin Hardy Strauss Wealth Management, “Pekin Hardy”) for informational purposes only and is not intended as an offer or solicitation for the purchase or sale of any security. The information contained herein is neither investment advice nor a legal opinion. The views expressed are those of the authors as of the date of publication of this report, and are subject to change at any time due to changes in market or economic conditions. Although information has been obtained from and is based upon sources Pekin Hardy believes to be reliable, we do not guarantee its accuracy. There are no assurances that any predicted results will actually occur. The S&P 500 Index includes a representative sample of 500 hundred companies in leading industries of the U.S. economy, focusing on the large-cap segment of the market.

Why the U.S. Dollar Is Falling Under Trump’s Second Term In our latest commentary, we examine why the U.S. dollar is falling under Trump’s second term, the key policies behind its decline, and what this means for investors.

In the latest Managing Your Money episode from Pekin Hardy Strauss, our team explores why they believe inflation may be the most likely—and perhaps necessary—path forward for the U.S. economy.
Highlights include:
• Historical debt-to-GDP analysis
• The weakening U.S. dollar and reserve status risks
• The 1970s inflation analog and its modern relevance
• Why traditional 60/40 portfolios may no longer be sufficient
• Potential investment implications and strategic portfolio shifts

Watch here: https://pekinhardy.com/brace-yourself-inflations-impact-on-your-money-and-investments/

* The information and data in this video do not constitute as legal, tax, accounting, investment, or other professional advice. The views expressed are those of the author(s) as of the date of publication of this report and are subject to change at any time due to changes in market or economic conditions. The comments should not be construed as a recommendation of any particular strategy. Although information has been obtained from and is based upon sources Pekin Hardy believes to be reliable, we do not guarantee its accuracy. There are no assurances that any predicted results will actually occur. This video is prepared by Pekin Hardy Strauss, Inc. ("Pekin Hardy", dba Pekin Hardy Strauss Wealth Management) for informational purposes only. Pekin Hardy Strauss holds securities mentioned in this video in some of its client accounts. This analysis also incorporates perspectives and research from Charles Gave and Jeff Gundlach.

Brace Yourself: Inflation's Impact on Your Money and Investments Discover how inflation impacts your money and explore practical inflation investment strategies to help protect your portfolio and purchasing power. Watch this Managing Your Money episode for insights and historical context

A wealth mindset goes beyond income— we believe it’s a disciplined, values-driven approach to managing resources, making informed decisions, and aligning financial goals with personal purpose.
In our latest guide, we explore how you can:

• Take a long-term, strategic view of wealth
• Align financial decisions with core values
• Build resilience through knowledge, discipline, and adaptability

Access the Guide here: https://pekinhardy.com/your-path-to-a-wealth-mindset/

* This whitepaper is prepared by Pekin Hardy Strauss, Inc. (“Pekin Hardy,” dba Pekin Hardy Strauss Wealth Management) for informational purposes only and is not intended as an offer or solicitation for business. The information and data in this article does not constitute legal, tax, accounting, investment, or other professional advice. The views expressed are those of the author(s) as of the date of publication of this article and are subject to change at any time due to changes in market or economic conditions. Pekin Hardy cannot assure that the strategies discussed herein will outperform any other investment strategy in the future.

How to Build a Wealth Mindset Learn how to build a wealth mindset through intentional habits, value-based decisions, and long-term planning. Start your journey to financial independence

The SECURE Act 2.0 introduced a powerful tool for individuals aged 60–63: the Super Catch-Up Contribution. This provision allows for significantly increased retirement plan contributions—up to an additional $11,250 in eligible accounts starting in 2025.

Read more about it here https://pekinhardy.com/maximizing-retirement-savings-how-the-super-catch-up-contribution-may-help-you/

*This article is prepared by Pekin Hardy Strauss, Inc. (“Pekin Hardy,” dba Pekin Hardy Strauss Wealth Management) for informational purposes only and is not intended as an offer or solicitation for business. The information and data in this article does not constitute legal, tax, accounting, investment, or other professional advice. The views expressed are those of the author(s) as of the date of publication of this article and are subject to change at any time due to changes in market or economic conditions. Pekin Hardy cannot assure that the strategies discussed herein will outperform any other investment strategy in the future. Investing involves risk, loss of principal is possible.

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Sustainable Investing in the Trump Era: Challenges and Opportunities Explore how sustainable investing remains relevant in the Trump era. Despite policy shifts, environmental, social, and governance factors still play a crucial role in identifying risks, opportunities, and long-term value in the evolving investment landscape.