Luxe Beginnings LLC

💳 Credit Mistake You Didn’t Know You Were Making 💳

Closing old accounts can actually HURT your score.

Keep that positive history open.

👉 Need help making the right credit moves? DM us for a Free Assessment .

📞 708-852-7741

🗓️ Schedule Your Complimentary Credit Assessment 🗓️

📞 708-852-7741

Old Debt? Don’t Wake It Up.

If a collection is close to its 7-year fall-off date, disputing or paying it can reset the timeline.

⚠️ Strategy matters — don’t DIY your dispute blindly!

Check your states Statute of Limitations

The statute of limitations varies by state and the type of debt, ranging from 2 to 20 years. After this period expires, the debt becomes "time-barred", meaning debt collectors can no longer file a lawsuit to collect it.

📞 708-852-7741

📢 Now Accepting New Clients — Credit Repair Services Relaunched!

I’m excited to officially relaunch my credit repair services and begin helping individuals take control of their financial future.

If you’re ready to improve your credit score, remove negative items, and build a stronger financial foundation — I’m here to help with a proven, transparent process tailored to your goals.

✅ Personalized strategies
✅ Personal Client Portal to track progress
✅ Real, lasting results
✅ Ongoing support every step of the way

Know someone who could benefit?
💸 Refer a friend and earn cash for every successful sign-up!

Whether it’s for you or someone you know, now’s the time to take action.
📩 Message me directly or comment “Interested” to learn more.

Let’s rebuild credit with confidence and results

FIco Score Breakdown

Credit Mix- 10% 55 Points

Credit Inquiries- 10% 55 Points

Credit Age- 15% 82.5 Points

Payment History- 35% 192.5 Points

Credit Utilization- 30% 165 Points

Www.LuxeBeginningsLLC.Com

NO CREDIT IS THE SAME AS BAD CREDIT

You must have positive reporting Tradelines to have any chance at having good credit.

After cleaning your credit profile you must rebuild your credit profile.

How do you rebuild?
By adding positive reporting Tradelines to your credit report and building a great payment history.

Example of a Rebuild Credit Mix
•2+ Credit Cards

•1+ Short Term Installment (Under 24 Months Term Length)

•1+ Long Term Installment (Over 24 Months Term Length)

•Under 10% Utilization CONSISTENTLY (DON’T max your CCs without paying them back down to under 10% by statement date)

•NO LATE PAYMENTS (It takes around 12 on time payments to make up for just 1 late/missed payments

•Primary Tradelines

Www.LuxeBeginningsLLC.Com

🎉Flash Sale 🎉
‼️72Hrs ONLY‼️
3 Months of Service
Secure Client Portal to Track Progress
Text 312-600-2149
Www.LuxeBeginningsLLC.Com

🧼🧽🧹 Luxe’s Spring Credit Clean Up Sale 🧼🧽🧹
April 8th-15th
Limited Spots Available (Accepting 10 Sale Clients Only)
$450 For 4 Months of Service Admin Fee Included Which is regular $250
Payments can be split into two payments half down and the remainder due 30 days after
(Includes 4 Months of Disputes, Secured Client Portal to track progress, Monthly Credit Analysis, & Monthly Consultations)

❌✂️Restrictions do Apply✂️❌
No Public Records
No More Than 20 inquiries
No New Derogatory Accounts After Signed Up
No New Late Payments After Signed Up
Must keep the monthly credit monitoring service with IdentityIQ the full time of service

For more info & to schedule a Free Consultation Text “Spring Credit Sale” to 312-600-2149

Home | Luxe Beginnings Luxe Beginnings LLC specializes in financial and business consulting. In addition we offer credit education, mentorship, and assists with business formation. We are committed to your journey towards financial independence to reassert the confidence in yourself, dependents and lifestyle. Buildin...

With hard work & patience the results will come🤞🏾 💪🏾

To get signed up go on our website fill out a contact form and we’ll reach out to you to set up a FREE consultation to go over your full credit report and the best plan for you.

Text “Personal Credit Restoration” to 312-600-2149 for more info!!!

Www.LuxeBeginningsLLC.Com

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️

‼️ ‼️