Retirement Refined, LLC

10/05/2026

On the surface, September looked calm: the S&P 500 slipped only about 0.5%. But the equal-weighted version of the same index fell roughly 5%. That gap says something important about what is really happening beneath the market's headline number. Paul breaks it down in this week's Retirement Report.

READ MORE →

The 10-year Treasury yield ended the week at 5.273% as rates rose for a fifth week and the economy added just 29,000 jobs. Read the full report.

10/02/2026

Hello, October! 🎃🍂
Pumpkin spice, cooler weather…and maybe a little financial housekeeping. 😉

October is Financial Planning Month, making it a great time to check in on your goals, retirement plans, and the year ahead.

For now though… Happy Friday! Enjoy the weekend. 🍁

10/01/2026

There’s still time to help! 🏠

A few months ago, we kicked off our collection to support the Ronald McDonald House, and we’re so grateful to everyone who has contributed so far!

We’re still collecting, so keep saving those pop tabs and bring them our way. ❤️ Every little contribution adds up and helps support families when they need it most.

Let’s see how much more we can collect together! 🙌

09/29/2026

When the whole office suddenly agrees it's time for a "very important meeting"...

Work can wait an inning.
Baseball cannot😊⚾

09/28/2026

The 10-year Treasury yield closed last week near 5.17%, up from about 5.0% the week before. That matters beyond the bond market: it affects mortgage rates, borrowing costs and how stocks get valued. Paul breaks down what's driving the move and whether today's rates are actually "normal" by historical standards.

READ MORE:

The S&P 500 snapped a two-week losing streak on AI optimism and lower oil prices, while the 10-year Treasury yield finished near 5.17%. Read the full report.

09/21/2026

Such a special evening with some truly wonderful people. 🍷✨

We recently had the pleasure of hosting a Client Appreciation Dinner filled with incredible food, great conversation, and plenty of laughs.

At Retirement Refined, the relationships we build with our clients mean so much to us, and evenings like this are a wonderful reminder of how grateful we are for the trust they place in our team.

Thank you to everyone who joined us — and to the amazing Chef, Modern Classical Chefs who made the evening so memorable! 🥂🍽️

09/21/2026

If you have a Medicare Part D plan, one number changes for 2027: the standard annual out-of-pocket threshold rises from $2,100 to $2,400. CMS is also ending the temporary Part D Premium Stabilization Demonstration after 2026. That does not mean every premium will rise, but it makes comparing plans each year more important.

READ MORE:

Treasury yields sit near 5% after the Fed's rate hike. See what to review before Medicare open enrollment begins Oct. 15. Read the full report.

09/18/2026

Please join us in wishing Colette a very Happy Birthday! 🎉 We’re grateful for the energy, care, and positivity she brings to Retirement Refined each day. Wishing her a wonderful year ahead filled with happiness, success, and plenty to celebrate. 💙

09/15/2026

Seminar Day! 💙

We’re all set and looking forward to welcoming everyone to today’s Social Security Educational Workshop with Paul Levin, CFP®, ChFC®, RICP®, TPCP®.

Paul has spent his career helping individuals and families feel more confident about retirement, and today is all about sharing that knowledge in a relaxed, educational setting.

We’re excited for a great day of conversation, learning, and connecting with our community!