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NorthStar Capital Advisors We help people get ready for and rock retirement. Reduce taxes | Invest Smarter | Optimize Income

In this week's podcast episode (Navigating 20-Year High Bond Yields: Turning Market Signals Into Retirement Income), we ...
10/15/2026

In this week's podcast episode (Navigating 20-Year High Bond Yields: Turning Market Signals Into Retirement Income), we talk about:

๐Ÿš€ Can you ignore the midterm deadlines and still win at retirement?

๐Ÿš€ Why did your โ€œsafe and boringโ€ bond funds lose value when interest rates went upโ€”and why might that actually be the best news for your retirement paycheck?

๐Ÿš€ What does a telescope buried two miles deep in Antarctic ice have in common with a multi-million dollar retirement plan? A lot more than you thinkโ€”and it just won the 2026 Nobel Prize in Physics!

A link to the episode is in the comments.

Image Credit: IceCube/NSF

In this week's podcast episode (What the Fed rate hike likely means for you), we talk about:๐Ÿš€ Is the Federal Reserveโ€™s L...
10/08/2026

In this week's podcast episode (What the Fed rate hike likely means for you), we talk about:

๐Ÿš€ Is the Federal Reserveโ€™s Latest Rate Hike a Launchpad or a Cash Trap for Your Retirement?

๐Ÿš€ Why Stop-Loss Orders Are the Wrong Guardrail for a Multi-Million Retirement Portfolio (And What to Use Instead)

๐Ÿš€ And First Light for NASAโ€™s Roman Space Telescope: Why a Blurry Picture is Thrilling News for the Future of Astronomy

A link to the episode is in the comments.



Image Credit: NASA

Passing critical retirement age milestones without a clear plan can you tens of thousands in unexpected taxes, healthcar...
09/24/2026

Passing critical retirement age milestones without a clear plan can you tens of thousands in unexpected taxes, healthcare surcharges, and lost benefits.

In episode #26 of ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—œ๐˜€๐—ป'๐˜ ๐—ฅ๐—ผ๐—ฐ๐—ธ๐—ฒ๐˜ ๐—ฆ๐—ฐ๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒยฎ, we break down key financial age triggers from 50 to 75 and addresses whether leaving a traditional IRA to a trust is a protective shield or an administrative nightmare.

Tune in to discover how navigating the golden tax valley, timing Social Security, and structuring your estate can ensure your nest egg rocks retirement.

A link to the episode is in the comments.

In this week's podcast episode (๐—™๐—น๐—ถ๐—ด๐—ต๐˜ ๐—ฃ๐—น๐—ฎ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐Ÿฑ๐Ÿฌ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐Ÿฒ๐Ÿฌ๐˜€: ๐—ก๐—ฎ๐˜ƒ๐—ถ๐—ด๐—ฎ๐˜๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜โ€™๐˜€ ๐—™๐—ผ๐—ฟ๐—ด๐—ผ๐˜๐˜๐—ฒ๐—ป ๐—”๐—ด๐—ฒ ๐— ๐—ถ๐—น๐—ฒ๐˜€๐˜๐—ผ๐—ป๐—ฒ๐˜€ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ...
09/17/2026

In this week's podcast episode (๐—™๐—น๐—ถ๐—ด๐—ต๐˜ ๐—ฃ๐—น๐—ฎ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐Ÿฑ๐Ÿฌ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐Ÿฒ๐Ÿฌ๐˜€: ๐—ก๐—ฎ๐˜ƒ๐—ถ๐—ด๐—ฎ๐˜๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜โ€™๐˜€ ๐—™๐—ผ๐—ฟ๐—ด๐—ผ๐˜๐˜๐—ฒ๐—ป ๐—”๐—ด๐—ฒ ๐— ๐—ถ๐—น๐—ฒ๐˜€๐˜๐—ผ๐—ป๐—ฒ๐˜€ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐— ๐˜†๐˜๐—ต๐˜€ ๐—˜๐˜…๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ), we talk about:

๐Ÿš€ Are you missing important retirement ๐—ฎ๐—ด๐—ฒ ๐—บ๐—ถ๐—น๐—ฒ๐˜€๐˜๐—ผ๐—ป๐—ฒ๐˜€ that could save you thousands?

๐Ÿš€ Is leaving your ๐—œ๐—ฅ๐—” ๐˜๐—ผ ๐—ฎ ๐˜๐—ฟ๐˜‚๐˜€๐˜ a brilliant safeguard for your childrenโ€™s future, or an administrative drag that burns a hole in their inheritance?

๐Ÿš€ And cosmic fireworks: NASA unveils ๐—–๐—ฎ๐˜€๐˜€๐—ถ๐—ผ๐—ฝ๐—ฒ๐—ถ๐—ฎ ๐—” in patriotic red, white, and blue

A link to the episode is in the comments.



Image Credit: NASA

This week's listener question comes from Jeanie:Jeanie wrote in saying she and her husband are both 65, with 3 adult chi...
09/11/2026

This week's listener question comes from Jeanie:

Jeanie wrote in saying she and her husband are both 65, with 3 adult children, and a Health Savings Account that has grown to over $150,000. Sheโ€™s been using her HSA as a stealth IRA for yearsโ€”maxing it out, investing for long-term growth, and saving a shoebox full of medical receipts. But now sheโ€™s heard HSAs are terrible assets to inherit and wants to know: Is that true, and when should she start spending it down?

Listen to the show for the answer!

A link to the episode is in the comments.

In this week's podcast episode (7 ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐— ๐˜†๐˜๐—ต๐˜€ ๐—˜๐˜…๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ), I talk about:๐Ÿš€ Are you planning your retirement on real dat...
09/03/2026

In this week's podcast episode (7 ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐— ๐˜†๐˜๐—ต๐˜€ ๐—˜๐˜…๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ), I talk about:

๐Ÿš€ Are you planning your retirement on real data or fear-based myths?

๐Ÿš€ Defusing the HSA tax trap: how and when to launch your health savings drawdown.

๐Ÿš€ And the wide-angle universe: NASAโ€™s Nancy Roman Space Telescope & the power of panoramic planning.

A link to the episode is in the comments.



Image Credit: NASA

Don't let the big headlines claiming you need nearly $400,000 for retirement healthcare freeze you into working longer t...
08/28/2026

Don't let the big headlines claiming you need nearly $400,000 for retirement healthcare freeze you into working longer than necessary.

In episode #24 of Retirement Isn't Rocket Science, we break down scary medical cost benchmarks into manageable monthly cash flow while running the math on whether taking a 30-year mortgage in retirement ever makes sense.

Plus, we discover how NASA's James Webb Space Telescope unveils breathtaking new details in the Lion Nebula to put financial noise into cosmic perspective.

A link to the episode is in the comments.



Credit Image: NASA, ESA, CSA, STScI; Image Processing: Alyssa Pagan (STScI)

In this week's podcast episode we talk about:๐Ÿ‘‰ Are big healthcare headlines keeping you from launching your retirement?๐Ÿ‘‰...
08/20/2026

In this week's podcast episode we talk about:

๐Ÿ‘‰ Are big healthcare headlines keeping you from launching your retirement?

๐Ÿ‘‰ Should you take a new mortgage in retirement? Why math and mindset both point to the same answer.

๐Ÿ‘‰ And the lion roars in infrared: NASAโ€™s Webb Telescope unveils stunning details in Gemini.

A link to the episode is in the comments.

In this week's podcast episode weI talk about:๐Ÿ‘‰ Is โ€œDoing It Yourselfโ€ costing your retirement nearly 5% a year?๐Ÿ‘‰ A list...
08/07/2026

In this week's podcast episode weI talk about:

๐Ÿ‘‰ Is โ€œDoing It Yourselfโ€ costing your retirement nearly 5% a year?

๐Ÿ‘‰ A listener asks if she should avoid trusts because of their aggressive tax rates.

๐Ÿ‘‰ And a century-old cosmic mystery solved: Betelgeuse finally reveals its hidden companion star.

A link to the episode is in the comments.

In this week's podcast episode we talk about:๐Ÿ‘‰ The mid-year pulse of the economy and investment markets and what it mean...
07/24/2026

In this week's podcast episode we talk about:

๐Ÿ‘‰ The mid-year pulse of the economy and investment markets and what it means for retirement investors like you.

๐Ÿ‘‰ The NUA "escape hatch": How to flip ordinary income taxes into low capital gains rates on your company stock.

๐Ÿ‘‰ Hidden in the Glare: What the faintest planet ever imaged teaches us about patience and unlocking hidden value.

A link to the episode is in the comments.

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