Michael Budney, CFP

When markets turn negative and you start to see your portfolio drop, emotions can run high. Should I sell? Should I get out of the market entirely, or wait it out? Let me be the antidote to your fear and uncertainty. I made a video explaining exactly what you need to know - check it out!

Portfolio dropping? Market jitters freaking you out? Here's the truth.

When markets turn negative and you start to see your portfolio drop, emotions can run high. Should I sell? Should I get out of the market entirely, or wait it out? Let me be your antidote to your fear and uncertainty. I made a video explaining exactly what you need to know - check it out!

Headlines Stressing You Out? Try these 3 surprisingly simple brain tricks

With Hurricane Ida slamming into the Gulf Coast and it’s remnants bringing destruction and death all the way to the Northeast, is it time to re-examine your low and moderate risk flood zones?

Flood waters can cause thousands of dollars in damages (1” can cause upwards of $25,000 in damage), but did you know it’s not always covered by homeowners insurance?!?

Click the link in my bio to read more about the perils that might not be covered and what you can do about it.

College is FAST approaching in our house, and won't be ending for quite a while.

Sending your kid or kids off to college comes with a hefty price tag. Here's a quick overview of what expenses may qualify for a reduction in your taxes plus 3 tax-focused savings strategies.

Are Higher Ed Expenses Tax Deductible? A Quick Reminder for Parents Sending your kid off to college comes with a hefty price tag. Here's a quick overview of what expenses may qualify for a reduction in your taxes plus 3 tax-focused savings strategies.

The obligatory third/fourth day of school photo because ain’t nobody got time for that.

Are you ready to get started and turn your business vision into a reality?

Start by clicking the link in my bio to read this article about funding. If you’d like more help or information, DM me to set up a complimentary meeting.

Financial Planning | Estate Planning Read more about what makes working with Michael Budney, CFP® professional unique. Some of what you learn might surprise you!

Daddy’s heart hurts - although daddy’s google calendar is quite happy - as our little peanut heads back to the classroom after a year and a half. Charlotte Rose is a 2nd grader and so excited albeit a bit nervous to be back at school. Mommy and Daddy love you so much sweet girl and we can’t wait to see what this school year will bring for you!

Last Sunday, this young man turned 15 and this week he got his learners permit. Now we have two young drivers in the family - God help us.

Dustin, we couldn’t be more proud of the amazing young man you have become. Happy birthday, congratulations, and best wishes for success as you begin your high school journey.

We love you!

For us, this is JUST around the corner. Some great reminders in this article.

Back to School: 5 College Planning Mistakes to Avoid Sending your kid off to college comes with a hefty pricetag. As you begin the college planning process, keep these 5 common mistakes in mind.

This Thursday we look at a couple of important moments regarding Federal Taxes that happened on this day in history:

1861: To pay for the costly Civil War, Federal Taxes were imposed for the first time ever on US citizens at a rate of 3% on all income over $800.

1997: On August 5th, 136 years later, the Taxpayer Relief Act of 1997 becomes Federal Law. Unlike some other “Tax Acts,” this one actually has a significant benefit to taxpayers - the creation of the Roth IRA, which allows for a new way to accumulate tax free wealth for workers.

2021: What sort of tax legislation is likely to come in this or the next few years is unknown. But with the National Debt above $28 Trillion, it seems they likely only have one direction to go. Only time will tell.