RCM Tax and Accounting

10/07/2026

Now is the time to visit your tax obligation. Here are some areas worth your attention.

Fall is now upon us meaning there are only three months left to consider making smart moves to manage your tax obligation. With this in mind, why not review the tips included here to see if there is an area or two worthy of your attention. Plus consider a deeper dive into the long held idea of creat...

09/29/2026

📢 NEW FOR 2027: The Saver’s Match!

The IRS is beginning to notify taxpayers about an important change coming in 2027. The new Saver’s Match will replace the current Saver’s Credit and could help eligible taxpayers build their retirement savings. 💰📈

Instead of only receiving a tax credit, qualifying individuals may receive a federal matching contribution of up to $1,000 per year deposited directly into their retirement account.

Eligibility will depend on factors such as your income, filing status, and retirement contributions. If you received IRS Notice CP321J, don’t panic — this is generally an informational notice, not a bill.

Planning ahead can make a difference. If you’re contributing to an IRA or employer retirement plan—or thinking about starting—now is a great time to understand how these changes could affect you.

RCM Tax and Accounting
People • Plans • Progress
📊 Tax Planning | Business & Individual Taxes | Accounting
Se Habla Español

09/20/2026

Are you a tax professional ready to grow, but tired of feeling like you have to figure everything out on your own?

I’ve been in this industry for over 20 years, and one thing I know is that having software is not the same as having real support.

Tax preparation comes with responsibility. One mistake can cost your client time and money — and sometimes you simply need an experienced person you can call, ask questions, review a return with, and learn from.

That’s what we’re building at RCM Tax and Accounting / BizBooks Online. ❤️

This is more than giving you tax software and sending you on your way. We want to help you build your own book of business and grow professionally, while having a team behind you.

✨ One-on-one mentorship & training
✨ We prepare and review returns together
✨ Tax software with no hidden software fees
✨ Office space to meet with your clients
✨ Secure storage space
✨ E-signature
✨ Errors & Omissions coverage
✨ Administrative & customer-service support for your clients
✨ Marketing support to help you grow
✨ Competitive commission opportunities
✨ And once we know you’re ready and confident in your work, we can share our overflow of tax returns with you

That’s how we build a partnership.

You bring the desire to learn, work and grow. We bring the experience, resources, tools and support to help you get there.

There is no reason to feel alone or frustrated this tax season because you don’t have the right resources. When you have a question, you should have someone you can turn to.

We’re not looking to bring in dozens of preparers. I want to work with professionals who are serious about developing their skills, serving their clients correctly and building something long-term.

💙 You can have your own clients and your own career without having to do everything alone.

📲 Call or text: 407-747-7337
📍 Casselberry, FL
🌎 Se Habla Español

RCM Tax and Accounting | BizBooks Online
Let’s build your future together.

09/20/2026

🚨 Marketplace Insurance Clients — please pay attention to this change for 2026.

I want to give my clients a heads-up now because this could cause an unexpected balance due when we file your 2026 tax return.

In prior years, if you received too much Marketplace insurance credit because your actual income ended up higher than what you estimated, there were certain repayment limits depending on your income.

That changes for 2026.

There is no longer a repayment cap. If you received more Advance Premium Tax Credit (APTC) than you actually qualify for, the full excess has to be repaid.

For example, if Marketplace advanced $12,000 toward your insurance but based on your final income you only qualified for $4,000, the excess is $8,000 — and for 2026, the full $8,000 is repayable.

⚠️ This does not mean everyone has to repay their entire insurance subsidy. It means there is no longer a cap protecting you from having to repay the excess.

My advice to my clients: If the income you gave the Marketplace has changed, please update it. This is especially important for business owners and anyone whose income can change throughout the year.

I’d rather help you plan for it now than have you surprised when we prepare your tax return. Source: IRS FS-2025-10, Q31 | IRS Publication 505 (2026)

09/04/2026

Many business owners are missing out on valuable tax-saving opportunities because they simply don’t know they qualify.

The R&D Tax Credit isn’t just for laboratories or large technology companies. Businesses that develop or improve products, processes, software, formulas, techniques, or technology may qualify.

Qualified expenses can include certain employee wages, research supplies, and contract research costs.

The key is knowing what qualifies and having the proper documentation to support the credit.

At RCM Tax and Accounting, we help business owners identify overlooked tax opportunities and make sure they have the documentation needed to support them.

📩 Contact us to see if your business may qualify.

08/28/2026

Por qué hacer la contabilidad de tu negocio TODOS los meses?

No esperes hasta que llegue la temporada de impuestos para saber cómo realmente está tu negocio.

Llevar tu contabilidad al día te ayuda a:

✅ Saber cuánto realmente estás ganando
✅ Detectar errores o gastos innecesarios
✅ Mantener tus cuentas bancarias reconciliadas
✅ Prepararte para los impuestos y evitar sorpresas
✅ Tener estados financieros listos para préstamos o financiamiento
✅ Tomar mejores decisiones para tu negocio
✅ Ahorrar tiempo y estrés al final del año

💡 La contabilidad no es solo para pagar impuestos. Es una herramienta para entender, controlar y hacer crecer tu negocio.

📆 Mantén tus números organizados durante todo el año, no solamente cuando llega Tax Season.

08/18/2026

🚨 S-CORP & PARTNERSHIP CLIENTS — IMPORTANT DEADLINE REMINDER

The extended filing deadline is approaching! To give our office enough time to properly prepare, review, and file your return, all missing documents, pending signatures, requested information, and outstanding invoices with our office must be taken care of this week.

⚠️ Late filing can become very expensive.

For returns due in 2026, the federal late-filing penalty for many S Corporations and Partnerships can be $255 per owner/partner, per month (or part of a month) that the return is late, for up to 12 months.

For example, a business with 4 shareholders or partners could face a penalty of approximately $1,020 for just ONE month late.

These penalties can add up quickly, so please don’t wait until the last minute.

📌 Please remember: RCM Tax & Accounting cannot be responsible for penalties, interest, or late fees caused by documents, signatures, information, or outstanding invoices not being completed by our requested deadline.

📞 407-747-7337
📧 [email protected]
🌐 rcmtaxacct.com

RCM Tax & Accounting
CPA Candidate | QuickBooks ProAdvisor | Se Habla Español

07/01/2026

📚 ¡Aprende Bookkeeping con QuickBooks Online desde cero o perfecciona tus conocimientos!

¿Eres preparador de impuestos, contador, bookkeeper o quieres ofrecer servicios de contabilidad para pequeñas empresas?

Únete a nuestro Seminario de Bookkeeping con QuickBooks Online, donde aprenderás paso a paso a administrar la contabilidad de tus clientes de forma profesional y eficiente.

Durante el seminario aprenderás:

✅ Configuración correcta de QuickBooks Online
✅ Registro de ingresos y gastos
✅ Conciliaciones bancarias
✅ Cuentas por cobrar y cuentas por pagar
✅ Reportes financieros
✅ Cierre contable mensual
✅ Mejores prácticas para trabajar con múltiples clientes

🎁 Incluye:
✔ Material de apoyo
✔ Plantillas y recursos
✔ Ejercicios prácticos
✔ Certificado de participación
✔ Acceso a la grabación del seminario

📅 Fecha tentativa: Septiembre 2026

📍 Presencial:
5027 S US Hwy 17-92
Casselberry, FL 32707

💻 También disponible por Zoom para participantes de cualquier ciudad o estado.

📞 Reserva tu espacio: (407) 747-7337

Los espacios serán limitados para ofrecer una capacitación más personalizada.

06/19/2026

📊 Let Us Handle the Numbers While You Focus on Growing Your Business! 📈

At RCM Tax & Accounting, we provide reliable, accurate, and personalized bookkeeping solutions designed to keep your finances organized and your business on track.

✅ Monthly Bookkeeping
✅ Bank & Credit Card Reconciliations
✅ Financial Reporting
✅ Payroll Processing
✅ Sales Tax Filing
✅ 1099 Preparation
✅ Bookkeeping Cleanup & Catch-Up Services

Whether you’re a freelancer, startup, or established business, we offer customized solutions to fit your needs and budget.

📍 5027 S US Hwy 17/92, Casselberry, FL 32707
📞 407-747-7337

Let us help you gain clarity, stay compliant, and make confident business decisions.

BusinessGrowth PayrollServices FloridaBusiness CasselberryFL RCMTaxAndAccounting EntrepreneurLife BookkeepingExpert SmallBusinessSupport FinancialSuccess TaxAndAccounting

06/04/2026

🚨 QuickBooks Doesn’t Reconcile Itself 🚨

This is exactly why reconciling your accounts every month matters.

In the example below, QuickBooks showed a transaction for $8,590.00, but the bank statement showed $85.90.

That’s a difference of $8,504.10!

Imagine making business decisions, applying for a loan, or filing taxes based on incorrect numbers.

Monthly reconciliations help identify:
✅ Missing decimal points
✅ Duplicate transactions
✅ Incorrect amounts imported from bank feeds
✅ Misclassified expenses
✅ Missing deposits
✅ Data entry errors

QuickBooks is a great tool, but it doesn’t know if a transaction should be $85.90 or $8,590.00.

Someone still needs to review and reconcile the data.

A few minutes each month can prevent thousands of dollars in errors later.

📊 Accurate books = Better decisions, cleaner tax returns, and fewer surprises.

📚 RCM Tax & Accounting
📍 Monthly Bookkeeping & Reconciliation Service
Se Habla Español