Circle City Wealth Management

Credit Scores & Borrowing: What You Need to Know Credit scoring is a statistical analysis used by lenders to assess the creditworthiness of individuals or small businesses, influencing their ability to obtain loans and the terms offered.

Scams in the US are at a record high. Yet most victims get no help and some end up losing even more Virtually every American has been targeted by scammers in some way, exclusive new polling data shows. Scams in the U.S. have surged to a record high, causing billions in losses for Americans.

We thought we'd be empty nesters at 50. Instead, 3 of our adult kids are living at home, and one's moving back in soon. Turning 50 often signals the start of an empty nest, but for one family, that milestone brought a different reality. With four adult children still living at home or planning to return, retirement, travel, and downsizing plans have taken an unexpected new shape.

The Year of Fed Irrelevance Is Almost Complete: The Treasury Is the New Sheriff in Town With the US Treasury embarking on Fiscal QE and yield curve twist, the Fed will be forced into an uncomfortable situation which makes its actions increasingly less relevant.

Retirement Savings Challenges for 55- to 64-Year Olds: What to Expect in Your Final Working Years If you’re in your 50s or 60s, you may find that you have more financial flexibility than in previous years. With fewer obligations like paying for college tuition or raising children, you might be in a good position to focus on boosting your retirement savings.

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401(k) Day Helps Workers Understand Their Retirement Plan The Plan Sponsor Council of America marks the 30th anniversary of 401(k) Day.

Is Your Home Retirement Ready: 5 Security Questions to Ask Longevity preparedness and retirement planning isn't just about money. See how home security, technology and trust can help you age-in-place and live independently longer.

Here is a recent review of the financial markets.

Market Month: August 2026 The latest issue of Market Month is available.

Readers Describe Falling for Scammers—‘It’s Easier Than You Would Ever Think’ Finance professionals, doctors and lawyers recount being taken in by tricks like the jury-duty swindle that stole $25,000 from a Florida woman

AI Can't Solve Retirement Anxiety. That's a Job for Financial Advisors. Adoption of artificial intelligence for personal finance is surging. More than half (55%) of Americans said they used AI to help manage finances.