J Jeffrey Weller Semler Financial Group

The cost of caregiving isn't always on the bill.

When a loved one experiences a care event, the impact it can have can reach far beyond medical expenses. Family members who step in to provide care may reduce work hours, miss time with their own family, or end up taking on some of the financial burden themselves.

Long-term care planning is more than figuring out what will pay for care. It's about providing a plan that can help reduce the financial and emotional strain on everyone in the family.

Have you seen caregiving impact someone in your life? If you would like to talk about strategies that can help families prepare before an event like this occurs, please reach out to me.

Myth: “My family will take care of me.”

Having long-term care options can ease the emotional, physical and financial burden associated with providing care for a loved one.

Bottom line? :

These truths about long-term care highlight the importance of planning so we can better position ourselves and our families for the future.

Ready to learn more? This Guide to Long-Term Care Planning may help: https://ow.ly/2EyQ50WUGTo

Are you taking care of a loved one without even realizing you're a caregiver?

Informal caregivers are often family or friends who provide unpaid care at home, without any formal training or a health care license.

Curious about what caregivers really go through? Explore the OneAmerica Financial 2024 Caregiver Study to learn more and find ways to support them!

Did you know some long-term care protection can allow you to choose family and friends as your caregivers? Instead of relying only on professional services, some LTC protection can let you compensate loved ones for the care they provide, offering a more personal and familiar approach to daily activities.

Do you know any caregivers in this situation? Drop your thoughts in the comments below.

Do you know what long-term care protection can cover?

Learn more with the helpful tips from the OneAmerica Financial Long-Term Care Planning Guide.

https://www.oneamerica.com/content/dxp-oa/us/en/home/individuals/offerings/ltc/ltc-planning-guide.html

Confident about your retirement plan? Help secure your financial future by looking ahead.

Check out this educational site to help you navigate before, during and after it’s needed.

https://www.oneamerica.com/content/dxp-oa/us/en/home/individuals/offerings/ltc/ltc-planning-guide.html

Confused about what long-term care protection is? Having a plan in place prepares you for the future and helps ease the physical, financial and emotional burdens — for you and your loved ones. If something happened tomorrow, would your family be protected? Drop your thoughts or questions in the comments — let’s talk about it.

Many people think health insurance or government programs cover long-term care expenses, but that's one of the biggest misconceptions. Let me help you set the record straight.

Planning for costs now can help avoid a financial crisis for you and loved ones later. Have you or someone you know ever been surprised by unexpected long-term care costs? Share your experience in the comments below.

Did you know that receiving care at home from family and/or friends can be an option? A variety of long-term care protection options are available to meet individual needs.

This helpful guide gives you a better idea of what to expect and ways to find solutions and support.
https://www.oneamerica.com/content/dxp-oa/us/en/home/individuals/offerings/ltc/ltc-planning-guide.html