Beacon Retirement Planning Group, Inc.

💵 National Financial Awareness Day | August 14

Financial confidence starts with awareness.

National Financial Awareness Day is a good reminder to check in on the financial decisions that shape your future. Whether you are preparing for retirement, managing investments, protecting your family, or simply trying to make smarter decisions with your money, having a plan matters.

A few questions worth asking:

• Do I know where I stand financially today?
• Am I saving and investing with a clear purpose?
• Is my retirement income plan built to last?
• Are my estate and beneficiary plans up to date?
• When was the last time I reviewed my overall financial strategy?

You do not have to have every answer today. The important part is knowing the questions to ask and taking the next step.

Financial awareness today can lead to better choices and greater confidence tomorrow.

We’re Halfway Through 2026. Is Your Retirement Plan Still on Track?

The second half of the year is a great time to review your retirement strategy and make sure your financial plan still reflects your goals.

At Beacon Retirement Planning Group, we believe retirement planning should go beyond investment performance. A comprehensive midyear review should include:

• Are you still taking the right amount of investment risk?
• Is your retirement income plan designed to provide the income
you need throughout retirement?
• Are there tax-planning opportunities you should consider before year-end?
• Should you consider Roth conversions, charitable giving strategies, or other tax-efficient planning opportunities?
• Are rising healthcare and Medicare costs properly accounted for in your retirement plan?
• Are your estate plan and beneficiary designations up to date?

Small adjustments made today can have a meaningful impact on your retirement income, taxes, and financial security in the years ahead.

If you haven’t reviewed your retirement plan recently, now is a good time to schedule a conversation with our team.

Beacon Retirement Planning Group
Helping individuals and families plan for retirement with confidence.

Today was an incredible experience visiting the New York Stock Exchange—a place where history, innovation, and global markets all come together. Standing on the trading floor is a powerful reminder of how capital markets fuel entrepreneurship, business growth, and opportunity around the world. Grateful for the chance to see firsthand where so many iconic companies and market moments have taken place.

Great article from Maryalene LaPonsie with insights on inflation trends, COLA expectations, and why health care costs continue to outpace benefit increases.

What Is the Social Security COLA for 2027? Economists are already forecasting the inflation rates that could be used to determine the 2027 Social Security COLA.

From all of us at Beacon Retirement Planning Group, we wish you and your loved ones a very Happy Thanksgiving!

Today, we pause to reflect on the many blessings in our lives—family, friends, good health, and the trust of the clients and communities we’re honored to serve.

Thank you for letting us be part of your journey toward financial peace and a secure future.

🦃 Happy Thanksgiving from the Beacon team!

Money, Meaning, and Fulfilling Retirements Discover what many happy retirees already know.

Living a Life You Love in Retirement Many people overlook these keys to a happy retirement.

Invest in a More Satisfying Retirement Here's what can really make retirement better.

Don’t Let Year-End Surprises Haunt Your Finances! 👻

Before the Halloween candy disappears and the holidays take over, take a moment to check in on your finances. A quick review now can help keep any “spooky surprises” from creeping into your year-end plans.

🕯️ Make sure your retirement contributions are where they should be.
🎃 Double-check your investment mix before the markets get volatile again.
🧙‍♀️ Look for simple tax or giving opportunities before December 31.

A little planning now can save a lot of fright later!

From all of us at Beacon Retirement Planning Group, have a safe, happy Halloween—and a confident finish to 2025.

🌐 www.brpg-inc.com 📧 [email protected] 📞 855.346.2663