C-OKAY and Associates

10/05/2026

Up to $5,120 of the Adoption Tax Credit Is Refundable for 2026 – Did You Know?

The Adoption Tax Credit helps eligible families manage qualified costs such as adoption fees, travel, legal services and home studies. In recent years, the credit was nonrefundable: it could reduce a person's federal income tax, but any unused amount generally had to be carried forward.

Under rules that took effect in 2025, part of the credit is now refundable. For tax year 2026, up to $5,120 per eligible child may be refundable, even if the taxpayer owes no federal income tax. Any unused nonrefundable portion may be carried forward for up to five years, but a carryforward cannot become refundable in a later year.

The Adoption Tax Credit is subject to income limits and other restrictions, and the timing of a claim depends on the circumstances of the adoption. A tax professional can help determine whether you qualify and how much credit you may claim.

09/29/2026

Enhanced Tax Credit Can Help Cover 2026 Childcare Costs – Did You Know? (2/2)

If you pay for care for your child under 13 years of age, or for your spouse or other dependent who requires help with basic self-care, then you may qualify for a federal tax credit. The Child and Dependent Care Tax Credit (CDCTC) can help reduce your federal income tax based on care expenses that you pay in order to work or seek work.

The CDCTC is calculated as a percentage of eligible care expenses. As in the past, the credit is subject to phase-down ranges, meaning that the maximum credit amount may decrease based on a person's adjusted gross income (AGI). However, new rules that took effect this year have significantly increased the maximum credit amount for people with AGIs both below and within the phase-down ranges.

For example, a married couple filing a joint return with an AGI of $75,000-$150,000 may qualify for a credit of up to 35% of eligible care costs, up from 20% in 2025. Meanwhile, a single filer with an AGI of $15,000 or less may be entitled to a credit equaling 50% of qualifying expenses. Above $15,000, the rate gradually declines, reaching 35% once AGI exceeds $43,000. A tax professional can help you determine whether you qualify for the CDCTC, and if so, what percentage you may use to figure your credit amount.

09/27/2026

✨ SUNDAY FLAVOR AT CACTUS! ✨

Treat your family today with our special of the day: delicious crispy breaded shrimp, served with French fries. 🍤🍟

And to make your Sunday even better, enjoy one of our delicious handcrafted margaritas, specially prepared for you and only at Cactus Mexican Restaurant. 🍹🌵

Because Sundays are meant for family, great food, and creating special moments around the table. ❤️

📍 Cactus Mexican Restaurant
1305 Gloucester Street, Brunswick, GA
🕚 Open today from 11:00 AM to 9:00 PM

Make your Sunday a Cactus Sunday. 🌵
Historic Downtown Brunswick

09/27/2026

09/27/2026

09/27/2026

09/27/2026

When she take you to 95 WINGZ and grab that 10PC Wing Combo with Seafood 🍤 Alfredo Fries 🍟

09/27/2026

🎭✨ DON’T WAIT—GET YOUR GALA TICKETS NOW! ✨🎭

The countdown is ON! Join us for Masquerade Mystique on the Marsh as we celebrate 25 incredible years of the St. Simons African American Heritage Coalition! 🎉

📅 Thursday, October 15, 2026
⏰ 6–8 PM
📍 St. Simons Casino
🎶 Live music by The Vault
🎟️ Tickets: $100

Come enjoy an unforgettable evening of music, celebration, heritage, and MYSTIQUE! 💃🏾🕺🏾🎭

Your support helps us continue preserving the African American and Gullah Geechee history of St. Simons Island and sustaining the legacy of the Historic Harrington School.

🎟️ GET YOUR TICKETS TODAY!
Purchase your tickets:
✨ Online through Eventbrite
✨ In person at the Historic Harrington School
✨ From any Board Member of the St. Simons African American Heritage Coalition
https://www.eventbrite.com/e/masquerade-mystique-on-the-marsh-gala-25-years-of-heritage-hope-tickets-1990512897660?aff=oddtdtcreator

🔥 Grab your friends. Get your mask ready. Don’t miss this special celebration!

Let’s fill the room and celebrate 25 YEARS OF HERITAGE & HOPE! ❤️🎭

09/27/2026

🎉✨ THE GALA IS HERE! ✨🎉

After five incredible years, the moment we’ve been waiting for has finally arrived!

Tonight, Coastal Today Magazine celebrates 5 Years of Excellence! 🥂✨

📅 TODAY — Saturday, September 26, 2026
📍 Greater Works Faith Complex | Brunswick, GA
🕔 Doors Open: 5:00 PM
🎉 Program Begins: 6:00 PM

Tonight is about more than celebrating a milestone. It’s about celebrating YOU — our readers, advertisers, partners, supporters, community leaders, businesses, and everyone who has helped Coastal Today Magazine grow over the past five years. 💙💛

Get ready for an unforgettable evening filled with:
✨ Dinner
✨ Live entertainment
✨ Spoken word
✨ Special guest speaker
✨ Awards & recognitions
✨ Door prizes
✨ Fellowship & celebration

And, of course, we’ll be celebrating FIVE YEARS of Coastal Today Magazine! 🎊

To everyone joining us tonight — THANK YOU for being part of our journey.

Tonight, we celebrate the past.
Tonight, we honor the present.
Tonight, we look forward to the future.

Coastal Today Magazine — 5 Years of Excellence!
💙 Navy Blue | Ch*****ne Gold | White 💛

09/27/2026

Schedule your appointment TODAY.