10/28/2026
📌 SAVE THIS: the 3 IRS notices you never let sit.
1️⃣ CP14 — "You owe us." First balance-due notice. The clock starts, the balance grows.
2️⃣ CP504 — "We intend to levy." First target is usually your STATE tax refund. No hearing right comes with this one — the response window is 30 days.
3️⃣ LT11 — "Final notice." This is the one WITH hearing rights — a critical exit before bank and wage levies (the hearing must be requested within 30 days).
Same envelope size. Very different clocks.
Which one scares you most? Vote 1, 2, or 3 👇 — and decode any of them free: https://www.taxcpa.com/
General information only — not tax, legal, or financial advice.