10/16/2026
“We are just splitting everything down the middle.” That is not a plan. That is a sentence.
A dollar in checking and a dollar in a traditional retirement account are not the same dollar, because one has a tax bill attached that has not come due yet. Take the retirement half, feel like you got an even split, and you may have quietly taken less.
Nobody has to be cheating you for that to happen. The arithmetic is simply more complicated than the phrase, which is exactly why the phrase gets used. It sounds fair and it ends the conversation.
Equal and equitable are two different words. Learn the difference before you agree to either one, free: https://bridge.rhondanoordyk.com/mini-course-optin