Ty McDonald - Financial Advisor - Down Home Financial

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Bozeman, MT
Ty McDonald - Financial Advisor - Down Home Financial

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

www.finra.org, www.sipc.org. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

09/29/2026

You've built this ranch over decades. You've got a succession plan for the operation, maybe a plan for your kids, but what happens if you need ongoing care?

Have that conversation with your family now while you're healthy and can think clearly about it: https://www.downhomefs.com/blog/why-long-term-care-planning-matters-for-farm-and-ranch-families

09/24/2026

Fall's here and so is the question every rancher's asking: did I plan this year right? Calf sales are here, make sure you take the time to know your numbers.

09/16/2026

You're managing a thousand things right now: calves, equipment, weather, feed costs, but if you step back and look at the actual numbers, do you know what your operation costs to run? That's the difference between reacting month to month and actually planning.

Time to grab the bull by the horns. Stop guessing and start planning: https://www.downhomefs.com/blog/agricultural-business-planning-for-montana-ranchers-and-farmers

09/14/2026

Medicare open enrollment starts October 15. If you're turning 65 this fall or approaching it, don't wait until October to think about your options.

Start exploring your options: https://www.downhomefs.com/resource-center/insurance/the-cost-of-medical-care

09/11/2026

We remember those we lost and the lives that changed that day. We're grateful for the first responders and those who serve, along with the communities that stand together when it matters most.

09/09/2026

If you own property in Montana and missed the homestead enrollment deadline last year, don't make the same mistake twice. The window opens again for 2027. Learn more and check your status: https://www.downhomefs.com/blog/montana-homestead-tax-exemption

09/07/2026

For those of us out here raising cattle, managing land, and building something with our hands. We're honoring that work today.

09/03/2026

September is life insurance awareness month. If something were to happen to you, would your family have to sell the operation or would they be protected?

You don't need to overthink it, you just need to know your options. Give our team a call to see how life insurance fits into your operation's financial plan: (406) 625-3368

08/31/2026

Fall calf sales are the time to make a decision: set aside cash for winter/spring calving costs or repeat the scramble next March.

Which will it be? https://www.downhomefs.com/blog/winter-spring-cash-flow-managing-money-when-income-stops-but-expenses-spik

08/27/2026

Montana changed how homeowners receive property tax relief. If you received the 2025 rebate, you're automatically enrolled for 2026-2027.

If you're a new homeowner or didn't get the rebate, you need to apply before March 1, 2027 to receive the reduced homestead tax rate.

Check your enrollment status now at homestead.mt.gov.

Learn more in our blog: https://www.downhomefs.com/blog/montana-homestead-tax-exemption

Address

315 Edelweiss Drive, Unit 8
Bozeman, MT
59718

Telephone

+14066246094

Website

https://www.downhomefs.com/

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