Beyond Your Hammock

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Beyond Your Hammock | CFP in Boston & Fee Only Financial Planning Get a CFP in Boston at Beyond Your Hammock, a fee-only financial planning and wealth management firm providing independent advice for your 30s and 40s.

Worrying about beneficiaries can feel almost trivial when you’re a newly-minted adult—unmarried, without dependents, and still on your way to building up significant assets.

But now? Once you have a significant other, children (or thoughts of growing your family on your mind), and a growing net worth, you need to be sure you’re clear on what is a beneficiary, where you need to list them, and when they should be updated.

Get the full rundown on what to think about (and other steps you need to take for proper planning!) here:

What Is a Beneficiary - and Why Yours Matters | Beyond Your Hammock Most people don't spend a lot of time wondering what is a beneficiary-but failing to do so leaves a big gap in your overall financial plan.

👉You can’t wait for the “perfect” time to start and . It doesn't exist, and you can always find a good reason to dely. But that's reality we have to learn to work within...which means NOW is always the time to start doing what you can to work toward goals.

Need help taking the first step? We've got you covered 👉 www.BeyondYourHammock.com

Your retirement can be debt-free. BYH founder Eric Roberge talked with MarketWatch reporter Ali Malito to explain how:

How to Tackle Debt in Retirement – and Maybe Even Before MarketWatch's retirement reporter, Alessandra Malito speaks with Eric Roberge, financial planner and founder of Beyond Your Hammock, as they discuss debt management for retirees, as well as how to plan for your debt when entering retirement and what debt may not be so bad.

Worried about inflation? Focus on what you can control to keep your in good shape:

Expert advice on how to stay on budget as inflation makes basic necessities more expensive than ever Inflation hit a 40-year high in February and that means it might be time to cutting your spending.

What a lender will *let* you borrow is not the same as what you can actually afford when it comes to buying a home.

Here's the rule of thumb we use for setting :

Buying your first home? Here's what you need to know People looking to buy a home for the first time face a steep learning curve. Here are some of the basics from experts in the field.

In news that will shock no parent, kids aren't cheap.

While finances shouldn't be the only factor in the decision to grow your family, money considerations do matter.

Here’s some of what this financial planner through before making the decision to have kids, and how the family's finances and allocation of resources played a role in that choice:

Are You Financially Preparing for Kids? | Beyond Your Hammock It's no secret: babies aren't cheap and kids cost a lot to raise. Here's how financial planners suggest financially preparing for kids.

Retiring by 50 is an aggressive goal - but it's absolutely doable, especially if you follow the advice our founder Eric shared with GOBankingRates:

How These People Retired by Age 50 It's not impossible, but it does take careful planning.

Come for the conversation about creating a financial plan - stay for our favorite hack we used back in the day to make nights out in Boston cheaper! 💸🍻

Episode 81 - Going Beyond: Interview with Eric Roberge The guys are going global in this episode of The Financial Wellbeing Podcast as they chat with ‘Beyond Your Hammock’ founder Eric Roberge from Boston in America. They explore what a financial plan looks like and the process to create one, along with a great tip if you are ever in ...