Garrett, Perkins & Horton Advisory Partners

🎯 Tip Tuesday – What if a 7% average return still left you with less money in retirement? 👀 Advisor Andrew Schaper breaks down Sequence of Return Risk — the retirement timing trap that most people never see coming. The order of your returns matters more than you think. 📉📈 tracking 8967882.1

🎯 Tip Tuesday – Did you know your Social Security could be taxed up to 85%? 👀 Advisor Andrew Schaper breaks down the "Tax Torpedo" — the IRS trap most retirees never see coming. If you've never heard of provisional income, you need to watch this. 💣📊 tracking 8967866.1

Wishing you a happy and safe Fourth of July! 🎇
Take time today to celebrate with the people who matter most. From our GPH family to yours — enjoy the fireworks, the cookouts, and the long weekend!

🎯 Tip Tuesday – Is your "safe" 60-40 portfolio actually riskier than you think? 👀 Advisor Andrew Schaper breaks down bond duration and why it could be quietly working against you — especially if you're over 50. Don't sleep on this one. 📊 tracking 8967872.1

🎯Tip Tueday- CD. Two letters. Big Potential. Advisor Stephen Garrett breaks down exactly what a Certificaste of Deposit is- and whether is deserves as spot in your financial plan. tracking 8891523.1