Donna S. Cates, CRPC, CDFA - Money Matters Wealth Solutions

10/10/2026

A good divorce decision should do more than feel fair today. It should still make sense for the life you’ll be living after the divorce is final.

In my 20+ years of helping women navigate divorce, I encourage clients to look at every major decision through a longer-term financial lens.

Before you agree to keep the house, trade one asset for another, accept a support arrangement, or give something up just to move the process forward, ask:

⚫️ What will this do to my monthly cash flow?
⚫️ How will it affect my retirement?
⚫️ Will I still have enough emergency savings?
⚫️ What taxes or future costs come with this decision?
⚫️ Will this give me more flexibility — or less?

A decision can look like a “win” on paper and still make your financial life harder later.

The goal is not just to get through divorce. It is to make decisions that help support the life you want to build next.

If you want help understanding the financial questions you should be asking, join my Second Saturday Divorce Workshop or book a complimentary Divorce Financial Clarity Call.

Check the link in my bio or in the comments.

10/09/2026

Sometimes the most expensive thing in divorce isn’t the asset. It’s the need to be right.

Before you keep fighting, ask what the decision could cost your future.

Protect your peace. Protect your money. Protect what comes next.

If you’re navigating divorce and want more clarity around the financial decisions ahead, join our complimentary Second Saturday Divorce Workshop or book a complimentary Divorce Financial Clarity Call.

Check the link in my bio or in the comments.

10/08/2026

In my 20+ years of helping women navigate divorce, one of the biggest mistakes I see is focusing on what feels fair in the moment without fully understanding how that decision will function in real life.

A divorce settlement should do more than divide assets on paper. It should support your cash flow, housing decisions, retirement security, and long-term flexibility.

Because the real question is not just, “What am I getting?”
It’s also, “Will this actually work for me after the divorce is over?”

That is the difference between simply settling and making a financially informed decision.

If you want help thinking through the financial side of divorce, join my FREE Second Saturday Divorce Workshop or book a complimentary Divorce Financial Clarity Call.

Check the link in my bio or in the comments.

10/06/2026

Divorce can bring a lot of questions, especially when it comes to your money, your home, and what life may look like next.

You don’t have to figure it all out alone.

Join us for the complimentary Second Saturday Divorce Workshop on Saturday, October 10 and get practical guidance to help you better understand the legal, financial, and emotional sides of divorce.

Whether you’re considering divorce, in the middle of the process, or simply trying to understand your options, this workshop is a place to start with more clarity and better questions.

💜 Check the link in my bio or in the comments to register

10/04/2026

One of the most expensive mistakes you can make in divorce?

Making important decisions before you understand the financial picture.

Divorce involves more than dividing assets. There are accounts, expenses, documents, taxes, retirement considerations, and financial decisions that could affect you for years.

The Ultimate Divorce Toolbox was created to help you prepare before those decisions have to be made.

For $97, you can get practical tools and resources to help you ask better questions, get organized, and move forward with more confidence.

👉 Get your Ultimate Divorce Toolbox today.

10/03/2026

Here’s the feedback we’re getting from the Divorce Financial Clarity Academy attendees:

“After just three weeks of Divorce Financial Clarity Academy, I already feel more prepared and informed. The content and worksheets have helped me understand my finances and begin taking confident action.”

“Even though we’re only halfway through the six-week session, the Academy has given me practical tools—not just information. I appreciate how it turns the guidance in *A Woman’s Guide to Financial Security & Fair Settlement* into clear, actionable steps.”

“Three weeks in, I’m already organizing my financial details, asking better questions, and making progress toward informed decisions. The worksheets have made the guidance from the book feel practical and achievable.”

The legal divorce process can end long before a woman feels financially prepared for what comes next.

A settlement may be signed.

The property may be divided.

The legal case may be closed.

But then the real-life financial questions begin.

Can she afford the home she fought to keep?

How should retirement assets fit into her long-term plan?

Will her new cash flow support the lifestyle she needs?

Does she have the right insurance, estate documents, and financial protections in place?

How does she rebuild from here?

These questions sit in the gap between ending a marriage and building a financially sustainable life afterward.

That gap is one of the reasons I created the Divorce Financial Clarity Academy™️, a six-week guided learning experience based on Divorce Decoded: A Woman’s Guide to Financial Security and Fair Settlement.

We’ll help women better understand the financial decisions connected to property, support, retirement, housing, cash flow, professional guidance, and rebuilding.

For the attorneys, CPAs, therapists, coaches, mediators, mortgage professionals, and other professionals in my network: I hope this becomes a useful educational resource for the women you serve.

The goal is simple:

Help women enter these conversations more informed, better prepared, and able to ask better questions.

Registration is now open.

Details are available in the first comment.

10/03/2026

Two incomes may have supported the home during your marriage.

After divorce, the mortgage may stay the same but the person responsible for the expenses can change.

Taxes. Insurance. Utilities. Repairs. Maintenance. Lawn care.

Before deciding to keep the house, ask yourself:

Can I comfortably manage all of this on my income alone?

Don’t base the decision on your old household budget.

Run the numbers based on your new reality.

If you’re navigating divorce and want more clarity around your financial options, book a complimentary call with me or join us for the complimentary Second Saturday Divorce Workshop.

10/02/2026

Keeping the house may feel like the safest choice, but the numbers can change quickly after divorce.

Before you agree to stay, make sure you understand what the mortgage could actually look like once everything is in your name.

Clarity now can help protect your next chapter.

Book a complimentary call through the link in my bio or in the comments.

10/01/2026

Keeping the house after divorce may work with today’s numbers.

But what if your property taxes rise?
Or insurance increases?
Or a major repair comes up?

Your budget should have room for the unexpected.

Before deciding to keep the house, ask:

Could I still afford it if my housing costs increased?

A strong financial plan should have breathing room.

If you’re navigating divorce and want help understanding how the house fits into your bigger financial picture, book a complimentary call with me or join us for the complimentary Second Saturday Divorce Workshop.

09/30/2026

Before you say yes to keeping the house after divorce, make sure the numbers support your future.

These 6 questions can help you look beyond the mortgage and understand the bigger financial picture.

Save this checklist for your divorce planning conversations.