Voyage Wealth Management

10/01/2026

Roth or Traditional IRA? The answer might change over the course of your life.

Should you contribute to a Roth or Traditional IRA? The answer is not as simple as you may assume. Reframe how you think about deciding between the two.

09/21/2026

Voyage Wealth Management is a Fee Only Fiduciary RIA located in Biloxi, providing personalized wealth management and financial planning services for people in or near retirement, as well as working professionals who are getting started on their financial journey.

Our services include financial planning, tax planning, and investment management. Voyage provides ongoing financial planning and proactive tax strategies designed to help clients keep their finances on the right path. Investment portfolios are actively managed, built, and monitored in-house.

Voyage was deliberately built outside the traditional brokerage model by Samuel Resultan, Founder & Retirement Planner, as a true fiduciary firm. Rather than pushing products such as life insurance, mutual funds, and annuities for commissions, Voyage collaborates with clients to find the best path forward. The firm provides a safe space for affluent pre-retirees and professionals who are still getting started, offering objective, judgment-free advice.

Voyage Wealth Management takes a personalized approach to helping clients work toward financial freedom while still living life today. Financial planning services are billed at a flat monthly fee, with no investment minimum to get started.

Contact:
Phone: (228) 213-0976
Email: [email protected]
Website: https://voyage-wm.com/

08/26/2026

🚨PSA for Altruist clients 🚨Schwab clients, disreguard.

Today, Altruist announced that it has entered into a definitive agreement to be acquired by Vanguard.

I'm excited to continue with Altruist's tech-forward platform - backed by Vanguard's industry research, expertise, and scale.

Here's what that means in plain terms:

Altruist will continue to operate as Altruist. Vanguard is acquiring the company, but Altruist will remain a standalone business under its current leadership, brand, and day-to-day operations.

This is not a merger of accounts into Vanguard. Your account will remain with Altruist under the Altruist name for the foreseeable future.

The deal isn't final yet. It still needs regulatory approval and isn't expected to close until later this year.

There is no news yet on any changes to how accounts work. If and when there is anything that actually affects your account, login process, or statements, I will let you know as soon as I have real information to share.

There is nothing you need to do right now. No action is required on your part.

What this does NOT mean:

It does not affect Voyage Wealth Management's independence. I remain your fee-only fiduciary advisor, and this transaction doesn't change our relationship, our fee structure, or how I manage your portfolio.

It does not affect investment options or our current investment strategy.

If you have any questions in the meantime, don't hesitate to reach out. I'm excited about this!

08/25/2026

The story you were told about building wealth is wrong. There is no secret sauce or cheat code to financial freedom. Here are the steps you can take to get ahead early in your career.

Read about it here:

The strategies and habits that create long-term wealth. Simple steps young professionals can take to reach financial freedom

08/07/2026

Two accounts, same investments, two very different tax bills. Simple measures inside your portfolio keep unintended taxes to a minimum.

Where you hold your investments and the types of investments you hold both affect how much of your return you actually keep - and how much gets sent to Uncle Sam.

What are the tax differences between Mutual Funds and ETFs?

What is direct indexing? Is it worth the complexity?

How do you decide what investments to hold in which account?

We walk through each of these questions in the latest article on tax considerations before retirement:

Learn how account type and investment choice affect your tax bill, and how asset location can help you build a more tax-efficient retirement portfolio.

08/04/2026

Key Insights that standard retirement plans miss, and what that means for retirement income.

07/09/2026

Saving money isn't fun. So you might as well put it in the right places and make every dollar count.

Say you saved everything into a 401(k) before retirement. Fast forward a few years, a new president gets elected, and tax rates go up... Now every dollar you spend gets taxed harder. You're SOL.

That's what happens when all your money lives in one tax bucket.

Say you split your savings across three buckets instead:

- Tax-Deferred (401k/IRA)
- Tax-Free (Roth), and
- Taxable (Brokerage)

You've got options no matter where tax rates go. You can:
✔️ Spend tax-free dollars from the Roth bucket
✔️ Spend from the brokerage and pay the more favorable capital gains rate
✔️ Only spend from the 401(k) to fill lower tax brackets

Building wealth for retirement isn't just about hitting a number. It's about controlling what you keep after taxes. That's the number that actually pays for your retirement.

Read Here:

Tax diversification matters if you are retiring in Mississippi. Spreading your savings across different accounts helps you control your tax bill in retirement.

05/28/2026

There’s a better way to retire…

Every family is different in retirement. Different balance sheet. Different income strategy. Different legacy objectives. Different intentions for their wealth.

Understanding clients, beyond their finances, helps us identify the unique risks and opportunities for each.

That attention serves as the baseline for financial decisions throughout retirement, because projections and a portfolio will only get you so far.

05/27/2026

https://voyage-wm.com/article-taxes

Taxes don't stop in retirement. They shift. Learn how to manage your tax burden in retirement with smart withdrawal sequencing and planning strategies.