Adam M. Guzek CFP, CEPA, MSF

10/06/2026

Index investing doesn’t have to be so impersonal. With direct indexing, you can maintain broad market exposure while tailoring your portfolio to better reflect your goals, values, and financial situation. Reach out to me to talk about how I can personalize a strategy just for you.

09/30/2026

Changing jobs? A new role can affect more than just your salary.

Benefits, retirement plans, and taxes often shift, too. This quick read outlines financial items worth reviewing before making a career change.

Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

09/28/2026

Emerging markets today look very different than they did just a few years ago. Let’s connect if you want to better understand how international stocks could fit into your broader investment strategy.

An important market shift is underway in developing economies.

09/24/2026

Explore how biological instinct drives market cycles and what this might mean for future market performance.

Why your natural instincts could impact your investment returns.

09/23/2026

In the last couple of years, I've gone from luke-warm on 529 plans, to somewhat of a 529 plan champion. There are so many strategies and ways to use these accounts, and the options have been broadened quite a bit. They can be useful for not only K-12 and College expenses, but now you can utilize a portion for Roth IRAs if you meet the conditions required and even use them as a part of your gifting and estate planning. There are even some other creative ways to use them that I implement with clients. Reach out if you're curious, I'm happy to chat about it!

09/22/2026

Market leadership may be broadening beyond the Magnificent 7. Here’s how to identify new, high-quality investment opportunities in this evolving environment. And let’s connect if you’d like to put these insights into action.

How to invest in “the best of the rest.”

09/18/2026

I just finished a book that reframes how I think about retirement, and how I try to approach planning discussions with clients.

One line stuck with me: “In retirement, every day is a Saturday.”

Most people spend years planning for when they’ll retire. Very few spend time thinking about what retirement will actually feel like once they get there.

The goal isn’t just to stop working. It’s having the freedom to enjoy each day without wondering where your income is coming from.

What would your ideal “everyday Saturday” look like?

If you’re not sure your current plan gets you there, let’s talk. I’ll help you figure out what it would take.

https://bit.ly/4AllAEC

09/16/2026

Whether you’re changing jobs, retiring early or navigating a major life change, losing health insurance can be scary. The good news is there are several options to help you stay covered. From COBRA to marketplace plans, learn which one is right for you.

Find out how to address your health care needs in the event of a coverage gap.

09/15/2026

One thing that's surprised me over the years: most people don't have unique financial questions.

The questions themselves are usually pretty consistent.

Here are seven I hear all the time:
• Are you a fiduciary?
• Are you a CFP®️ professional?
• What is your fee structure?
• Am I on track to retire?
• Why does the market keep going up when everything seems expensive?
• Should I do a Roth or Traditional IRA?
• How can I better manage a large company stock position?

What's interesting is that while the questions are often the same, the answers rarely are.
Two people can have similar incomes, similar portfolios, and similar goals, but require completely different approaches.

Maybe that's because these questions aren't really about investments.

They're about confidence.

People want to know they're making smart decisions, avoiding major mistakes, and heading in the right direction.

Which one of these questions have you found yourself thinking about lately?

09/14/2026

Are you looking outside the US when you invest? Don’t sleep on the opportunities abroad. On average, 78% of top-performing companies in the MSCI ACWI have been non-US stocks over the last 15 years.